Lake Michigan Credit Union Naples FL | Affordable Vehicle Loans & Top Checking

Introduction

Welcome to Lake Michigan, your trusted credit union located at 3003 Tamiami Trl N, Naples, FL 34103. Since our establishment in 1933, we have proudly served our community with a commitment to member satisfaction and financial well-being. With over 496,820 members, we understand the importance of personalized service and community support. At Lake Michigan, we manage an impressive $14,380,227,851 in total assets, reflecting our solid foundation and financial strength. Our dedicated team of 1,678 employees, led by CEO Julie Leonard and Board President Gretchen Tellman, is here to ensure that your banking experience is not just about transactions but about building lasting relationships. We offer a wide range of services designed to meet your needs, from checking and savings accounts to auto loans and mortgage refinancing. With total deposits amounting to $1,216,867,746 and a net worth of $1,637,578,402, you can trust that your finances are in capable hands. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 3003 Tamiami Trl N, Naples, FL 34103. Feel free to reach out to us at (239) 919-5888 during our operating hours from Monday through Friday between 9 AM and 5 PM. Join us in experiencing the difference of being part of a credit union that values community impact and member trust. Visit our website at www.lmcu.org for more information or come see us today!

Branch History & Mission

Join Us

With operating hours from Monday to Friday from 9 AM to 5 PM, we invite you to stop by or give us a call at 239-919-5888. Experience firsthand how Lake Michigan can help you achieve your financial goals while being part of a community-focused organization that truly cares about its members. Join us today and be part of something special!

Mission Statement

At Lake Michigan, our mission is simple yet powerful: to empower individuals and families through exceptional financial services while fostering strong community ties. We believe in giving back to the communities we serve through outreach programs and partnerships that enrich lives beyond just banking. While members can visit us at 3003 Tamiami Trl N, official correspondence should be sent to 3003 Tamiami Trl N, Ste 100, Naples, FL 34103 if necessary. We are also proud to offer convenient amenities such as ATM access and drive-thru services for those on the go.

Our Evolution

From our humble beginnings in the early 20th century, Lake Michigan has evolved into a trusted name in financial services. We started with a vision: to provide accessible banking options for everyone in our community. Today, we continue that mission by offering a wide range of services including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our journey has been marked by significant milestones each one reflecting our dedication to member service and community support. As technology advanced, so did we; embracing digital tools like online banking and mobile payments to meet the needs of modern consumers while ensuring ADA compliance to make banking accessible for all.

Branch Location & Accessibility

Welcome to Lake Michigan's Naples Main - Encore branch! Conveniently located at 3003 Tamiami Trl N in beautiful Naples, FL, our branch is here to provide you with all your banking needs in a friendly and welcoming environment. Nestled in the heart of Collier County, we are easily accessible and close to popular local spots, making your visit both simple and enjoyable. If you're looking for us, you'll find our branch just a stone's throw away from the stunning Naples Botanical Garden and near the bustling shopping areas along Tamiami Trail. With ample parking available, you can pull right up without any hassle. For those who need accessibility features, rest assured that we comply with ADA standards, providing ramps and easy access for everyone. Our lobby hours are designed to fit your busy schedule, welcoming you Monday through Friday from 9 AM to 5 PM. If you prefer to handle your banking on-the-go, we offer ATM services for quick cash withdrawals and balance checks. Plus, our drive-thru banking lets you manage deposits and simple transactions without leaving your car perfect for those days when you're on the run. While members can visit us at 3003 Tamiami Trl N, official correspondence should be sent to the same address. If you have any questions or want to learn more about our services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards feel free to give us a call at 239-919-5888. We invite you to stop by and experience firsthand the exceptional service that Lake Michigan is known for. Whether you're a long-time member or new to our community, we look forward to serving you!

Member Eligibility

Joining the Lake Michigan community is more than just opening a bank account; it's about becoming part of a supportive family that values your financial well-being. If you live, work, worship, or attend school in the area around 3003 Tamiami Trl N Naples Fl 34103, you're already on your way to membership! We also welcome immediate family members of current members, making it easy to share our great services with those you care about. By becoming a member at Lake Michigan, you gain access to an array of benefits including competitive loan rates, personalized financial advice, and various savings options tailored to fit your needs. Getting started is simple! You can find all the details about eligibility and how to open an account by visiting us online at . If you have any questions or need assistance, don't hesitate to call us at (239) 919-5888. We're here to help you every step of the way as you take this exciting step towards better banking with Lake Michigan!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify transactions for your business. From point-of-sale systems to online payment solutions, our services are designed to make it easy for you to accept payments from customers. This means more time focusing on what you do best growing your business. Located conveniently at 3003 Tamiami Trl N Naples Fl 34103, Naples, FL, we're here to partner with you on your journey toward success. Reach out today at (239) 919-5888 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses. Imagine having access to the capital you need when you need it most whether it's for purchasing equipment, managing cash flow, or investing in new opportunities.

Comprehensive List Of Services

Business Banking

Small business owners will find value in our dedicated business banking solutions. From merchant services that simplify transactions to tailored business loans, we aim to support local entrepreneurs in their journey towards success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. Members can easily check balances, transfer funds, and manage accounts from anywhere whether it's through our user-friendly website or mobile app. Additionally, we offer ATM and cash withdrawal services, ensuring you have access to your money when you need it most.

Drive-Thru Services

For quick transactions, take advantage of our basic drive-thru banking options available at our branch. It allows for deposits, withdrawals, and simple transactions without leaving your car a perfect solution for busy days! At Lake Michigan, we prioritize making your banking experience as smooth as possible while providing the financial tools necessary for your success. Whether you're handling personal finances or managing a business, we're here to help every step of the way. We invite you to visit us at 3003 Tamiami Trl N Naples Fl 34103 or contact us at (239) 919-5888 to learn more about how we can assist you with all your financial needs!

Financial Solutions

For those needing additional financial support, our personal loans and debt consolidation services offer flexibility and peace of mind. Additionally, we provide credit cards with rewards, allowing you to earn benefits as you make purchases. These rewards can be a great way to maximize your spending power.

Personal Banking

Our personal banking services are tailored for everyone, whether you're just starting out or looking to manage your wealth. We provide various checking and savings accounts that help you save for the future while enjoying everyday access to your funds. If you're considering buying a car, our auto loans and vehicle financing options make it easier than ever to hit the road with confidence. You can also explore our mortgage loans and refinancing services, which are ideal for first-time homebuyers or those looking to adjust their current mortgage terms.

Digital & Online Banking

Explore Our Online Banking Services

With our comprehensive online banking platform available at http://www.lmcu.org, accessing your accounts has never been easier. Whether you want to check your balance, pay bills, or transfer money, our 24/7 online banking services ensure you have control at your fingertips.

Key Features for Your Convenience

You can enjoy the peace of mind that comes with knowing your transactions are secure. With features like electronic signature authorization, you can sign documents digitally without the hassle of printing or mailing. Plus, our e-statements provide a quick and eco-friendly way to keep track of your account activity. Managing payments is straightforward with our mobile payments feature. Simply link your bank account through our user-friendly mobile application available for download on all major platforms to make purchases or send money to friends and family using our person-to-person transfer service.

Stay Connected Anytime

Our mobile application not only allows for easy access to your accounts but also keeps you updated in real time. You'll receive instant notifications about transactions and account changes, so you're always in the loop. No more waiting until you're at a computer; everything you need is right in your pocket. At Lake Michigan, we strive to provide you with an accessible and engaging banking experience that fits into your lifestyle. Join us today and discover how our digital banking services can simplify your financial management!

Financial Strength

A Solid Foundation

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 1,576 full-time employees and 102 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Total Share Accounts: 1,286,000, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $119,129,434 further illustrate our robust financial standing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 3003 Tamiami Trl N Naples Fl 34103 or call (239) 919-5888 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $56,155 in used auto loans and $11,981,389,651 in total loans and leases.

Secure Savings Options

Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. Whether you are considering financing a new model or opting for a reliable used vehicle, our team is here to help you through every step.

Business Financing

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. We recognize that businesses are vital to our community and strive to support their success with tailored loan products. At Lake Michigan, we believe in empowering our members through accessible financial solutions. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, feel free to reach out. For more details about our services or to speak with one of our friendly representatives, call us at (239) 919-5888 or visit us at our branch located at 3003 Tamiami Trl N Naples Fl 34103 in Naples, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. We aim to provide straightforward processes and competitive rates so you can settle into your dream home without unnecessary stress.

Unsecured Credit Card Loans

Managing finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $200,170,787 in loans helping members manage their finances effectively, our credit cards come with features designed for your convenience and budget control.

Loan Aggregator

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Lake Michigan