Lake Michigan Credit Union Fort Myers FL | Affordable Vehicle Loans & Top Checking

Introduction

At Lake Michigan Credit Union, we believe that banking should be about building lasting relationships and supporting our community. Established in 1933, our branch located at 17830 Ben Hill Griffin Pkwy, Fort Myers, FL 33913 has been a steadfast partner for nearly 500,000 members. With a strong commitment to your financial well-being, we proudly manage over $14.38 billion in assets, ensuring that you can trust us with your hard-earned money. While members can visit us at our Fort Myers location, official correspondence should be sent to our mailing address: PO Box 2848, Grand Rapids, MI 49501. Our dedicated team is here to provide exceptional service across a variety of offerings whether you're looking for personal banking solutions like checking accounts and auto loans or business banking services such as merchant services and business loans. Under the leadership of CEO Julie Leonard and Board President Gretchen Tellman, our talented staff of 1,678 employees is committed to making your banking experience simple and enjoyable. We have funded more than 269,299 loans, helping countless members achieve their financial goals. With total deposits exceeding $1.22 billion, we prioritize security and reliability in every transaction. We invite you to explore what Lake Michigan Credit Union has to offer. Whether you need assistance with online banking or want to learn more about mortgage refinancing options, our friendly team is just a phone call away at 616-242-9790. Join us today and discover the difference of personalized financial services that truly care about you! For more information, visit our website at http://www.lmcu.org.

Branch History & Mission

At Lake Michigan, we are proud of our deep-rooted history and commitment to serving the community of Fort Myers, FL. Established in 1933, our branch has been a cornerstone for financial support and growth for nearly a century. Over the years, we've witnessed significant changes in both the financial landscape and our local community, adapting and evolving to meet the needs of our members. Located at 17830 Ben Hill Griffin Pkwy, our branch is easily accessible to residents and businesses alike. With a rich history behind us, we have grown to serve over 496,000 members, managing total assets of approximately $14.38 billion. This journey has been marked by milestones such as expanding our services to include personal banking, auto loans, mortgages, and business banking solutions all designed with our members' needs in mind. Our mission is clear: to provide exceptional financial services while fostering strong relationships within our community. We strive to empower every member by offering personalized solutions that help them achieve their financial goals. Our commitment goes beyond just numbers; it's about building trust and supporting local initiatives that make Fort Myers a better place for everyone. In addition to traditional banking services, we embrace digital advancements with features like online banking and mobile payments, ensuring that managing finances is convenient and efficient for all members. We are also dedicated to accessibility, complying with ADA standards so that everyone can utilize our services without barriers. While members can visit us at 17830 Ben Hill Griffin Pkwy for their banking needs, official correspondence should be sent to PO Box 2848 in Grand Rapids, MI. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 am to 5:30 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. Additionally, we offer ATM access and drive-thru banking for quick transactions. As part of our community outreach efforts, we actively partner with local organizations to support various initiatives aimed at enhancing the lives of those around us. Whether it's through educational programs or charitable contributions, we believe in giving back to the community that has supported us throughout the years. We invite you to join Lake Michigan Credit Union today and experience firsthand how we can help you achieve your financial dreams. Together, let's continue building a stronger community! For more information or assistance, feel free to contact us at 616-242-9790.

Branch Location & Accessibility

Accessibility and Nearby Landmarks

Our branch is easily accessible from major roadways, making it a breeze to visit us. If you're near popular spots like the Gulf Coast Town Center or the Fort Myers Airport, you're just a short drive away from your financial home. Parking is ample and available right outside our doors, ensuring that you can come in and out with ease. We are proud to be ADA compliant, providing ramps and other accessibility features to accommodate all members of our community.

Call to Action

Ready to experience banking made simple? We invite you to visit Lake Michigan today at 17830 Ben Hill Griffin Pkwy in Fort Myers or give us a call at 616-242-9790 for any questions. Our team looks forward to helping you achieve your financial goals!

Operating Hours and Services

At Lake Michigan, we understand that life can get busy! That's why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you need help with personal banking, auto loans, or mortgage refinancing, our friendly staff is ready to assist you during these hours. In addition to traditional banking services like checking and savings accounts, we also offer online and mobile banking options for added convenience. Need cash? We have an ATM available on-site for quick withdrawals or balance checks. For those who prefer face-to-face transactions without leaving their car, enjoy our drive-thru banking service for deposits and simple transactions.

Member Eligibility

Becoming a member of Lake Michigan is like joining a caring community that puts you first. If you live, work, or worship in the area surrounding our branch at 17830 Ben Hill Griffin Pkwy Fort Myers Fl 33913, you're already on your way to enjoying the many benefits we offer. We welcome individuals who share our values and are looking for a supportive place to manage their finances. Membership comes with great advantages, including access to personalized banking services, competitive loan rates, and a friendly team ready to assist you every step of the way. Getting started is simple! You can find more information about the eligibility criteria on our website at . Once you see that you qualify, the process to open your account is straightforward. Just give us a call at (616) 242-9790, and our team will guide you through each step. Join us today and experience what it means to be part of Lake Michigan!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, our merchant services provide practical tools for everyday transactions. Imagine having the ability to accept payments seamlessly from your customers whether it's through credit cards, mobile payments, or online transactions. This not only enhances customer experience but also streamlines your operations, allowing you to focus on what matters most: growing your business. Located at 17830 Ben Hill Griffin Pkwy Fort Myers Fl 33913, Fort Myers, FL, we invite you to explore how Lake Michigan can be a vital partner in your business success. For more information, give us a call at (616) 242-9790 or visit us online at http://www.lmcu.org.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking That Supports Growth

For local entrepreneurs, we offer comprehensive business banking services. From merchant services that simplify transactions to business loans that help fuel growth, we are invested in helping your business thrive in our community.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms. With just a few clicks or taps, you can check balances, transfer funds, or pay bills anytime and anywhere. Our ATM and cash withdrawal services ensure that accessing your money is always easy whether you're at home or on the go. Our branch also features basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car. Plus, with basic ATM access for withdrawals and balance checks available around the clock, managing your finances has never been more straightforward.

Financial Solutions for Everyone

Sometimes life throws unexpected challenges your way. Our personal loans and debt consolidation options are designed to give you a fresh start when you need it most. Additionally, enjoy the benefits of our credit cards with rewards, allowing you to earn points on every purchase while managing your spending effectively.

Join Us Today!

At Lake Michigan, we're committed to making financial management accessible and straightforward for everyone in Fort Myers and beyond. Whether you're looking to open an account or need assistance with loans or investments, our friendly team is here to help. Visit us today at our Fort Myers branch or explore more about our offerings by visiting our website. Let's take this journey together towards achieving your financial goals!

Personal Banking Made Easy

We understand that managing your finances can feel overwhelming at times. That's why we offer personal banking services that include checking and savings accounts tailored for every lifestyle. Whether you're saving for a vacation or just want an easy way to manage your daily expenses, we've got you covered. When it comes to making big purchases, our auto loans and vehicle financing options provide competitive rates to help you get behind the wheel without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services will guide you through the process, ensuring you find the right fit for your budget.

Digital & Online Banking

Key Features

With our online banking platform, accessible at http://www.lmcu.org, you can check your account balances, transfer money, and pay bills all in one place. Plus, with 24/7 access to your accounts, you can manage your finances anytime you need. You won't have to wait for business hours to take care of important transactions. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just a few taps on your mobile device and the money is on its way! Speaking of mobile devices, our mobile application offers all the features of online banking in a user-friendly format. You can even make payments using mobile payments, so you can leave your wallet behind.

Security & Convenience

We prioritize your security with electronic signature authorization for seamless transactions without compromising safety. You can also opt for e-statements, which not only reduce paper clutter but also allow you to keep track of your financial activities securely online. Our tools are designed with you in mind easy navigation and real-time account management mean that you're always in control of your finances. With features like these, we're here to support you in achieving your financial goals while making banking as effortless as possible. Experience the future of banking today with Lake Michigan! Visit us online at http://www.lmcu.org or download our app to get started. Your financial journey awaits!

Financial Strength

Growing Trust Among Our Members

With total share accounts numbering 1,286,000, we showcase a strong and growing member base that trusts us with their finances. This trust is further supported by net shares available for lending and investments amounting to $119,129,434. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 17830 Ben Hill Griffin Pkwy Fort Myers Fl 33913 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in our lending capacity; we have $56,155 in used auto loans and $11,981,389,651 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency You Can Count On

Our operational efficiency is underscored by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,576 full-time employees and 102 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing or exploring eligibility options for any of our loan products, feel free to reach out. Our team at Lake Michigan is here to assist you every step of the way. For more information on our loan offerings or to speak with one of our representatives about how we can help you today, please call us at 616-242-9790 or visit us at our branch located at 17830 Ben Hill Griffin Pkwy Fort Myers Fl 33913. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. Whether you're buying a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. We provide resources and guidance throughout the process to ensure you find a mortgage solution that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $200,170,787 in loans helping members manage their finances effectively. This allows you to make purchases when needed without dipping into your savings.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

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Lake Michigan