Lake Michigan Credit Union Fort Myers FL | Best Auto Loans & Quick Personal Loans

Introduction

Community Commitment

We're proud to be an integral part of the Fort Myers community. Under the leadership of our CEO, Julie Leonard, and Board President, Gretchen Tellman, we strive to support local initiatives and foster economic growth in our area. We believe that when our community thrives, so do we as a credit union.

Our Financial Strength

With total assets exceeding $14.38 billion, Lake Michigan is built on a foundation of trust and reliability. We understand that your financial goals matter, which is why we offer a variety of services tailored to meet those needs. From personal banking options like checking and savings accounts to specialized loans including auto loans and mortgages our offerings are designed with you in mind. Our total deposits stand at an impressive $1.22 billion, reflecting the trust our members place in us. Our financial health is robust, with a net worth of $1.64 billion and cash in hand amounting to $72.51 million. This strength enables us to provide competitive rates on loans and deposits while ensuring that your money is safe and secure.

Visit Us Today!

Whether you're looking for guidance on loans or simply want to explore your banking options, our friendly team is here to help. Feel free to reach out by phone at 239-314-0570 or visit us during our lobby hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. While members can visit us at 7580 Winkler Rd, official correspondence should be sent to the same address for seamless communication. Join us at Lake Michigan, where your financial journey is supported every step of the way! For more information about our services, feel free to check out our website at lmcu.org.

Branch History & Mission

Community Connection

Our branch offers valuable features such as ATM availability and drive-thru banking for added convenience. As part of the larger Lake Michigan family headquartered in Grand Rapids, MI, we work collaboratively across branches to ensure that our members receive consistent support no matter where they are. We invite you to join us at Lake Michigan. Experience firsthand how we can help you navigate your financial journey with confidence and care. Let's build your future together! For more information or assistance, feel free to reach out at (239) 314-0570 or visit us online at www.lmcu.org.

Evolution and Growth

Our journey began with a simple mission: to provide affordable financial services that empower our members. Since opening our doors, we've consistently adapted to meet the changing needs of our community. With total assets now exceeding $14.38 billion, Lake Michigan has established itself as a reliable partner in personal and business banking. Our commitment to excellence is evident in every service we offer, from checking and savings accounts to auto loans and mortgage financing. As we progressed through the decades, we embraced technology to enhance our services while ensuring accessibility for all members. Today, we offer online and mobile banking options that allow you to manage your finances on the go. We are proud to be ADA compliant, ensuring that everyone can access our services comfortably.

Mission Statement

At Lake Michigan, our mission is clear: We aim to enrich the lives of our members by providing exceptional financial products and services while supporting local communities. We believe in giving back and actively participate in outreach efforts that help strengthen the neighborhoods we serve. Whether it's through educational programs or partnerships with local organizations, we strive to make a positive impact. While members can visit us at 7580 Winkler Rd for personalized service during our operating hours Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM official correspondence should be sent to the same address.

Branch Location & Accessibility

Accessibility and Amenities

At Lake Michigan, we prioritize your comfort and accessibility. Our branch features ADA-compliant facilities, ensuring everyone can easily navigate our space. Plus, ample parking is available right outside the entrance, making it simple for you to stop by for your banking needs. If you prefer the convenience of driving up, our drive-thru service is here for you! It's perfect for quick deposits or withdrawals without having to leave your vehicle. And don't forget about our ATM availability whether it's cash withdrawals or balance inquiries, we've got you covered!

Operating Hours

We're open to serve you during flexible hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. This schedule ensures that you have plenty of opportunities to visit us at your convenience.

Services Offered

At Lake Michigan, we offer a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards our team is ready to help meet your financial goals. We also provide business banking options if you're looking for merchant services or business loans. With online and mobile banking available, managing your finances has never been easier. You can bank anytime from anywhere! We invite you to come visit us at Lake Michigan in Fort Myers! If you have any questions or need assistance before stopping by, feel free to call us at 239-314-0570. We look forward to serving you soon!

Member Eligibility

At Lake Michigan, we believe that everyone deserves a chance to be part of a supportive and welcoming financial community. Becoming a member is straightforward and open to individuals who live, work, worship, or attend school in our local area. This means if you're a resident or have ties to the vibrant community around us, you're likely eligible! Joining us not only gives you access to a wide range of financial products and services designed with your needs in mind but also connects you with a network of members who share your values. To dive deeper into the eligibility criteria, feel free to visit this link for the most updated information. When you're ready to open an account, our friendly staff at Lake Michigan, located at 7580 Winkler Rd Fort Myers Fl 33908, is here to help make the process smooth and easy. If you have any questions or need assistance, don't hesitate to reach out at (239) 314-0570. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to fund that new project or hire additional staff without worrying about cash flow. Our flexible loan options can help make that a reality, providing you with the capital needed to thrive.

Merchant Services

In today's fast-paced world, having reliable merchant services is crucial for any business. Our solutions allow you to process payments easily, whether online or in-person. This means you can focus on what matters most growing your business and serving your customers effectively. If you're interested in learning more about how Lake Michigan can empower your business, reach out today at (239) 314-0570 or visit us at 7580 Winkler Rd Fort Myers Fl 33908 in Fort Myers, FL. Let us partner with you on your path to success!

Comprehensive List Of Services

Business Banking

For small business owners, our Business Banking services include Merchant Services and Business Loans tailored to help you grow. We know that running a business comes with unique challenges, and we're here to provide support every step of the way.

Convenience Features

We pride ourselves on offering Basic Drive-Thru Banking for those who prefer face-to-face transactions without leaving their vehicle. Whether it's deposits, withdrawals, or simple transactions, we're here for you. Our Basic ATM Access allows for quick withdrawals and balance checks anytime perfect for busy schedules! If you have questions or need assistance with any of our services, feel free to call us at (239) 314-0570. Our friendly staff is always ready to assist you during our operating hours: Monday through Thursday from 9:00 AM - 5:30 PM; Friday from 9:00 AM - 6:00 PM; and Saturday from 9:00 AM - 1:00 PM. At Lake Michigan, we're not just a credit union; we're part of the community. Come visit us today and discover how we can help you achieve your financial goals!

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! These cards not only offer competitive rates but also give you points for every purchase, which can lead to great benefits down the road like travel perks or cash back on everyday spending.

Online and Mobile Banking

With our Online & Mobile Banking services, managing your accounts has never been easier. You can check balances, transfer money, and even pay bills from the comfort of your home or on-the-go through our user-friendly mobile app. Plus, we offer ATM & Cash Withdrawal Services for quick access to your cash when you need it.

Personal Banking

Our personal banking services include Checking & Savings Accounts designed to fit your lifestyle. Imagine having easy access to your funds, whether you're saving for a vacation or managing day-to-day expenses. With our Auto Loans & Vehicle Financing options, you can drive away in the car of your dreams without the financial stress. Thinking about buying a home? Our Mortgage Loans & Refinancing services can help make that dream a reality. We understand how important it is to have manageable payment plans, so we work closely with you to find the right mortgage solution. Additionally, if you're dealing with debt, our Personal Loans & Debt Consolidation options provide an effective way to simplify your finances.

Digital & Online Banking

Key Features

We know how important security is when it comes to managing your money. That's why our online banking includes robust security features to keep your information safe. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. For those who prefer going paperless, we provide e-statements, allowing you to view and download your statements digitally. This not only helps you stay organized but also contributes to a more sustainable environment. If you're always on the go, our mobile application makes banking even simpler. You can make mobile payments, send money through person-to-person transfers, and manage your accounts directly from your smartphone. With these tools at your fingertips, staying on top of your finances has never been more accessible. In summary, Lake Michigan is committed to making banking easy for you. Explore all our digital and online banking services today and enjoy the freedom of managing your finances wherever life takes you!

Financial Strength

Commitment to Growth

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $56,155 in used auto loans and a total of $11,981,389,651 across all loans and leases.

Growing Member Base

We have cultivated a strong community of trust with 1,286,000 total share accounts. This shows that more people are choosing Lake Michigan as their trusted partner for financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 7580 Winkler Rd Fort Myers Fl 33908 or call (239) 314-0570 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,576 full-time employees and 102 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We provide flexible financing solutions that make it easy to drive away in your dream vehicle without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand your operations. We believe in supporting local businesses and are dedicated to helping them succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. We guide you through each step of the process and help you find the right mortgage product that fits your budget.

Refinancing Options

If you're considering refinancing any existing loans, we can help assess your current situation and explore eligibility options that might save you money over time. Our team is ready to work with you to find solutions that fit your needs. At Lake Michigan, we pride ourselves on transparency and support. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have questions or want more details about our loan offerings, don't hesitate to reach out! You can call us at (239) 314-0570 during our operating hours: Monday - Thursday 9:00 AM - 5:30 PM, Friday 9:00 AM - 6:00 PM, and Saturday 9:00 AM - 1:00 PM. Let us assist you in taking the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $200,170,787 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that benefit your spending habits.

Loan Aggregator

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Lake Michigan