Lake Michigan Credit Union Estero FL | Quick Personal Loans & Business Banking

Introduction

Welcome to Lake Michigan Credit Union, your trusted financial partner since 1933! Located at 24201 Walden Center Dr, Estero, FL 34134, our branch is dedicated to serving our community with personalized banking solutions that fit your unique needs. With over 496,820 members and a strong commitment to fostering financial wellness, we are proud to manage total assets exceeding $14.38 billion. At Lake Michigan Credit Union, we understand the importance of having a reliable financial institution by your side. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, our experienced team is here to help. We offer a comprehensive range of services, including credit cards with rewards and business banking solutions tailored for local entrepreneurs. Our leadership team, headed by CEO Julie Leonard and Board President Gretchen Tellman, is committed to ensuring that each member receives the support they deserve. Together, we work diligently to maintain a net worth of over $1.63 billion and provide exceptional value to our members through competitive rates and innovative financial products. While you can visit us at our Estero branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 24201 Walden Center Dr, Bonita Springs, FL 34134. Ready to experience the benefits of membership? Call us at (616) 242-9790 or explore more about our services on our website at www.lmcu.org. Join us today and let's build a brighter financial future together!

Branch History & Mission

At Lake Michigan, we take pride in our rich history and our unwavering commitment to serving the community. Founded in 1933, our branch has grown from a small credit union into a trusted financial partner for nearly half a million members. Located at 24201 Walden Center Dr, Estero, FL 34134, we are ideally situated to serve the vibrant community of Estero and its surrounding areas. Over the years, we have achieved significant milestones that reflect our dedication to member satisfaction and community support. Today, with total assets exceeding $14 billion, we stand strong as a pillar of financial stability. We proudly serve a diverse membership base of over 496,000 individuals, offering a range of services from personal banking to business loans. Our location features convenient ATM access and drive-thru banking for added ease. Our mission at Lake Michigan is clear: to empower our members by providing reliable financial services while actively supporting community initiatives. We believe in building lasting relationships with our members and helping them achieve their financial goals whether it's buying a new home or planning for retirement. Our services include checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and more. While members can visit us at 24201 Walden Center Dr Estero Fl 34134, official correspondence should be sent to 24201 Walden Center Dr, Bonita Springs, FL 34134. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM. In addition to our comprehensive banking services, we are committed to digital advancements that enhance member experience. With online banking, mobile payments, and e-statements available, managing your finances has never been easier or more secure. Community engagement is at the heart of what we do. We regularly participate in local events and outreach programs aimed at uplifting those around us. By partnering with local organizations and initiatives, we strive to make a positive impact beyond just financial transactions. We invite you to join Lake Michigan today and experience the benefits of being part of a credit union that truly cares about its members. Your journey towards financial empowerment starts here! For more information or inquiries, feel free to reach us at (616) 242-9790 or visit our website at Lake Michigan Credit Union.

Branch Location & Accessibility

Accessibility Features

At Lake Michigan, we prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, including ramps and ample parking spaces. You can visit us confidently knowing that we have taken steps to ensure everyone can access our services comfortably.

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 616-242-9790. Our friendly team is here to help you with anything you need! We invite you to visit Lake Michigan soon experience the convenience of banking with us today!

Operating Hours and Services

We understand that your time is valuable. That's why we're open Monday through Thursday from 9 AM to 5:30 PM and on Fridays until 6 PM. Feel free to drop by during these hours for personal banking services like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards! If you're in a hurry or prefer a quick transaction, take advantage of our drive-thru banking option. It's perfect for deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, we offer ATM services for easy cash withdrawals and balance checks whenever you need them. While members can visit us at 24201 Walden Center Dr Estero Fl 34134, official correspondence should be sent to our mailing address at 24201 Walden Center Dr, Bonita Springs, FL 34134.

Member Eligibility

At Lake Michigan, we believe that everyone deserves access to a supportive financial community. Joining us is simple! If you live, work, worship, or attend school in the area, you're likely eligible for membership. We welcome individuals from various backgrounds and with different financial needs, making it easy for you to find your place among our 496,820 members. Not only will you gain access to an array of services like personal loans, mortgages, and credit cards with rewards, but you'll also become part of a network that prioritizes your well-being and financial growth. For more details on eligibility requirements, feel free to check out our website at . Opening an account is just as straightforward! With just a few steps, you can start enjoying the benefits of membership at Lake Michigan. Our friendly staff is here to guide you through the process and answer any questions you may have. Whether you prefer visiting us in person at our convenient location at 24201 Walden Center Dr Estero Fl 34134 or reaching out by phone at (616) 242-9790, we're ready to help you take that first step toward better banking. Don't hesitate join us today and discover how being a member can enhance your financial journey!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments effortlessly, manage cash flow effectively, and keep your customers happy all in one place. Our merchant services provide you with everything from secure payment processing to valuable insights about your sales trends. This means you can focus on what truly matters: running your business. Visit us at 24201 Walden Center Dr Estero Fl 34134, Estero, FL or call us at (616) 242-9790 to discover how we can empower your business today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we understand how crucial it is to have reliable financial support. Our business banking services, including merchant services and business loans, are crafted to help your business thrive. From managing transactions smoothly to securing funding for growth, we've got the resources you need.

Credit Cards and Rewards

For those looking to earn rewards on their everyday purchases, our credit cards with rewards program offers benefits that can enhance your spending experience. Whether you're traveling or shopping locally, enjoy cash back or points that can be redeemed for exciting rewards.

Digital Convenience

We recognize the importance of convenience in today's fast-paced world. That's why we offer robust online and mobile banking services that allow you to manage your finances anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills from your phone, our digital tools make banking simple and efficient. Plus, access cash easily through our network of ATMs or utilize our drive-thru banking for quick transactions without leaving your vehicle. At Lake Michigan, we're not just about transactions; we aim to build lasting relationships with our members by providing comprehensive support tailored to your financial journey. If you'd like to learn more about how we can assist you or if you have any questions about our services, please reach out at (616) 242-9790 or visit us online at http://www.lmcu.org. Let us help you achieve your financial goals today!

Home Financing

Buying a home is a significant milestone, and our mortgage loans and refinancing services are here to guide you through the process. With various mortgage options available, we can assist you in finding the right fit for your budget and lifestyle. Our experienced team will work with you every step of the way, ensuring that you feel confident in your decisions.

Personal Banking Solutions

Whether you're just starting out or looking to manage your wealth, our personal banking options have you covered. We offer checking and savings accounts tailored to help you save for future goals or manage everyday expenses. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions provide competitive rates and flexible terms to make your dream car a reality. Additionally, we understand that life can throw unexpected expenses your way, which is why our personal loans and debt consolidation options are designed to help you regain control over your finances.

Digital & Online Banking

Key Features

Visit us at http://www.lmcu.org to explore our user-friendly online banking tools. You'll find that we offer electronic signature authorization, making it simple to sign documents without the hassle of printing or mailing. Plus, with e-statements available, you can go paperless while keeping track of your financial activities with ease. For those who are always on the go, our mobile application provides quick access to your accounts right from your smartphone. You can even make mobile payments for added convenience no need to carry cash or cards when you have everything you need at your fingertips!

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature allows you to easily send funds directly from your account. It's fast, secure, and perfect for splitting bills or sending gifts.

Security & Accessibility

Your security is our top priority. We use advanced technology to keep your information safe while ensuring that our services remain accessible and easy to use. With features like electronic signature authorization and secure online transactions, you can feel confident managing your money with us. Overall, at Lake Michigan, we're committed to providing you with the tools you need for real-time account management in a way that fits into your life. Whether you're using a computer or mobile device, we're here to support your banking needs every step of the way!

Financial Strength

Commitment to Growth

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $56,155 in used auto loans and $11,981,389,651 in total loans and leases.

Growing Member Base

With net shares amounting to $119,129,434, we have the funds available for lending and investments needed to support our growing member base of 1,286,000 accounts. This shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 24201 Walden Center Dr Estero Fl 34134 or call (616) 242-9790 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our strong operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,576 full-time employees and 102 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, our financing options are designed to support your ambitions. At Lake Michigan, we believe in making borrowing straightforward and accessible. If you're considering refinancing or want to know about eligibility options, our team is ready to assist you every step of the way. For more information about our loan offerings or to speak with one of our representatives, feel free to call us at (616) 242-9790 or visit us at our branch located at 24201 Walden Center Dr Estero Fl 34134 in Estero, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. Our team is here to guide you through the process and help you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $200,170,787 in loans helping members manage their finances effectively. These cards can be a great way to build your credit while enjoying convenient access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results (Source: https://www.ncua.gov), providing users with fair and transparent offers. Each loan listing is rigorously verified, ensuring that you only see legitimate offers.

Lake Michigan