Lake Michigan Credit Union Cape Coral FL | Basic Drive-Thru & ATM Services

Introduction

Welcome to Lake Michigan Credit Union, your trusted partner in financial wellness right here in beautiful Cape Coral, FL. Since our establishment in 1933, we have been dedicated to serving our community with integrity and care. Located at 530 Cape Coral Pkwy E, we are proud to be a cornerstone of financial support for over 496,820 members. Our commitment to you is reflected in our robust financial health, boasting total assets of an impressive $14,380,227,851 and total deposits amounting to $1,216,867,746. At Lake Michigan Credit Union, we understand that every member's needs are unique. Whether you're looking for personal loans or just want a safe place to grow your savings, we've got you covered with a variety of services tailored just for you. With a total loan portfolio of 269,299 loans and leases and cash readily available at $72,514,751, we strive to ensure that your financial journey is smooth and secure. Our leadership team plays an essential role in fostering this environment. Led by our dedicated CEO, Julie Leonard, and Board President, Gretchen Tellman, we work tirelessly to enhance member satisfaction and community engagement. Together with our talented staff of 1,678 employees, we are here to help you navigate your financial goals. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 530 Caper Coral Parkway East, Cape Coral, FL 33904. Ready to experience the difference? Feel free to reach out at 239-314-0560 or explore more about our services at http://www.lmcu.org . Join us today and see how Lake Michigan Credit Union can empower your financial future!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become a part of the Lake Michigan family. Experience firsthand the benefits of membership where your financial well-being is our priority. Let's grow together! For more information or assistance, please call us at 239-314-0560 or visit us online at www.lmcu.org. Together, we can achieve more!

Our Journey

Lake Michigan began as a small community-focused credit union, dedicated to offering affordable financial services to local residents. Over the years, we have expanded our offerings and services while remaining committed to our roots. Our journey reflects not just growth in numbers but also an evolution in how we engage with our members and community. With modern advancements like online banking and mobile payments, we ensure that our members can access their accounts anytime and anywhere. Located conveniently in Cape Coral, our branch is equipped with an ATM for easy access to funds and a drive-thru service for quick transactions. We're here to make banking straightforward and accessible.

Our Mission

At Lake Michigan, our mission is simple: We strive to empower individuals and families through reliable financial solutions while fostering a sense of community. We understand that banking is about more than just transactions; it's about building relationships and supporting one another. We take pride in not only providing essential financial services like loans and savings accounts but also actively participating in local outreach programs. Whether it's partnering with schools or supporting local charities, we believe in giving back to the communities we serve. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to 530 Cape Coral Parkway East, Cape Coral, FL 33904.

Branch Location & Accessibility

Accessibility Features

At Lake Michigan Credit Union, we prioritize accessibility. Our branch is designed with features such as ramps and ADA-compliant entryways to ensure everyone can easily access our services. Plus, we have ample parking available for your convenience.

Come Visit Us!

We're excited to welcome you into our credit union family! Stop by Lake Michigan Credit Union in Cape Coral today and experience personalized service designed with your needs in mind. We look forward to serving you!

Operating Hours

We understand that life can get busy, which is why we're committed to offering flexible operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. Our friendly staff is always ready to assist you during these hours.

Services Available

Our branch offers essential banking services including ATM access and basic drive-thru banking for deposits, withdrawals, and simple transactions. If you need assistance or have questions about your account, feel free to give us a call at 239-314-0560.

Member Eligibility

Becoming a member of Lake Michigan is like joining a close-knit community that values you and your financial well-being. If you're looking to enjoy personalized service and a range of benefits, we're thrilled to welcome you! To be eligible for membership, you simply need to reside, work, worship, or attend school in the areas we serve. It's all about creating connections with our members and ensuring everyone feels included. For more detailed information on eligibility criteria, feel free to check out our resource at . Once you find that you meet these friendly requirements, opening an account is a breeze! You can visit us at our branch located at 530 Cape Coral Pkwy E Cape Coral Fl 33904, or give us a call at (239) 314-0560 to learn more about how easy it is to get started. We can't wait for you to experience the advantages of being part of Lake Michigan, where your financial goals are supported every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses. Imagine securing the funds to purchase new equipment or expand your operations our loans make those goals achievable.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Picture this: your customers can pay easily through various methods, ensuring a smooth transaction every time. This means happier customers and increased sales for your business. Visit us at 530 Cape Coral Pkwy E Cape Coral Fl 33904 in Cape Coral, FL, or call us at (239) 314-0560 to learn more about how we can support your business journey. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

Banking Made Easy

Our branch at 530 Cape Coral Pkwy E Cape Coral Fl 33904 ensures that banking is simple and straightforward. Members can access ATM Services Only, providing quick withdrawals and balance checks whenever you need them. If you prefer face-to-face interaction, our Basic Drive-Thru Banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle. It's perfect for busy days when time is of the essence.

Digital Solutions for Your Lifestyle

In today's fast-paced world, we understand that convenience is key. That's why we offer robust digital banking features. You can manage your finances easily through online banking, making it simple to check balances, transfer funds, or pay bills from the comfort of your home or on-the-go. Additionally, our mobile application offers features such as mobile payments and person-to-person transfers, allowing you to send money to friends or family quickly and securely.

Why Choose Us?

Choosing Lake Michigan means choosing a financial partner committed to your success. Our services are tailored to meet the diverse needs of our members. From basic transactions to advanced online capabilities, we aim to provide a seamless banking experience. If you have questions or need assistance, don't hesitate to reach out by calling us at (239) 314-0560. We invite you to visit us today at 530 Cape Coral Pkwy E Cape Coral Fl 33904 in Cape Coral and discover how we can support your financial goals. Join our community at Cape Coral, where you are not just a member but part of a family that cares about your future!

Digital & Online Banking

Mobile Banking Options

For those who prefer banking on their mobile devices, our dedicated mobile application is perfect for you. Enjoy mobile payments so you can make purchases directly from your phone without the hassle of cash or cards. Our person-to-person transfer feature also allows you to send money to friends and family quickly and securely.

Online Banking Services

Our online banking platform is user-friendly and secure, allowing you to manage your money anytime, anywhere. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. To get started, visit us at http://www.lmcu.org and explore the features that make banking a breeze.

Real-Time Management

Whether you're at home or out running errands, our digital banking tools provide real-time updates on your account activity. This means you can stay informed about your finances whenever it suits you best. With all these features designed for accessibility and ease-of-use, Lake Michigan makes it simple to manage your finances securely and efficiently. Experience the future of banking today!

Security Features

Your security is our top priority. We offer electronic signature authorization for an extra layer of protection when accessing sensitive information or completing transactions. Plus, with e-statements available, you can keep track of your financial activity without worrying about physical documents getting lost or compromised.

Financial Strength

Commitment to Growth

With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $56,155 in used auto loans and a total of $11,981,389,651 in loans and leases.

Growing Community Trust

Our community continues to grow strong with 1,286,000 total share accounts, showing that more people trust us with their finances. Net Shares available for lending stand at $119,129,434, demonstrating our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 530 Cape Coral Pkwy E Cape Coral Fl 33904 or call (239) 314-0560 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Your savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,576 full-time employees and 102 part-time employees who are always ready to serve you with knowledge and dedication.

Solid Financial Health

With a net worth of $1,637,578,402, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our financing options are straightforward and tailored to fit your needs.

Credit Lines and Commercial Loans

For those needing additional financial flexibility, we also offer credit lines totaling $3,484,836,767. For business owners looking for growth opportunities, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to expand operations and invest in future projects. At Lake Michigan, we prioritize transparency and accessibility when it comes to our loan offerings. If you're interested in refinancing or exploring eligibility options for any of these products, don't hesitate to reach out. You can contact us at (239) 314-0560 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at our branch located at 530 Cape Coral Pkwy E Cape Coral Fl 33904 in Cape Coral, FL, and let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure you find the right fit for your situation.

Unsecured Credit Card Loans

Managing expenses can be easier with our flexible terms on unsecured credit card loans. We have a total of $200,170,787 in unsecured credit card loans available to help members effectively manage their finances. This option is great for those who want to build credit without collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By leveraging data from established financial institutions, LendMesh eliminates guesswork and provides trustworthy information.

LAKE MICHIGAN CREDIT UNION - Cape Coral, FL