Lake Michigan Credit Union Bonita Springs FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lake Michigan, your trusted credit union located at 4450 Bonita Beach Rd, Bonita Springs, FL 34134. Since our establishment in 1933, we have proudly served our community, growing to a robust membership of 496,820 members. With total assets exceeding $14.38 billion, we are committed to providing you with reliable financial solutions tailored to your needs. At Lake Michigan, we understand the importance of community and strive to make a positive impact in the lives of our members. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help. Under the leadership of CEO Julie Leonard and Board President Gretchen Tellman, we focus on building lasting relationships that foster financial wellness. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 4450 Bonita Beach Rd, Bonita Springs, FL 34134. With over 1,678 employees working diligently to serve you, we pride ourselves on being more than just a financial institution; we are a part of your community. Our commitment extends beyond banking services; we also provide online and mobile banking options for your convenience. So whether you're at home or on the go, managing your finances has never been easier. Ready to take the next step? Call us today at 239-495-0243 or visit our website at http://www.lmcu.org. Join us as we continue to build a stronger community together!

Branch History & Mission

Lake Michigan Credit Union has a proud history that spans back to 1933. Our journey began with a simple goal: to provide reliable financial services to our members in Bonita Springs, FL, and the surrounding areas. Over the years, we have transformed from a small credit union into one of the largest financial institutions in the region, currently serving over 496,000 members and managing assets totaling more than $14 billion. Located at 4450 Bonita Beach Rd, Bonita Springs, FL 34134, our branch is easily accessible and nestled in a vibrant community known for its beautiful beaches and friendly atmosphere. We pride ourselves on being more than just a financial institution; we are a trusted partner in the lives of our members. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address: 4450 Bonita Beach Rd, Ste 15, Bonita Springs, FL 34134. At Lake Michigan Credit Union, our mission is clear: we strive to empower our members by providing exceptional financial services while fostering community support. This mission drives us every day as we offer personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we are committed to business banking solutions that cater to entrepreneurs and local businesses. Our commitment goes beyond just banking. We actively participate in community outreach programs and initiatives aimed at enhancing the quality of life for residents in Bonita Springs. By partnering with local organizations and schools, we aim to support education and economic development in our area. In this digital age, we've embraced technology to serve our members better. Our branch offers convenient online and mobile banking options so you can manage your finances anytime, anywhere. With features like ATM access and drive-thru service available during our operating hours Monday through Friday from 9 AM to 5 PM we ensure that banking with us is as straightforward as possible. As we continue to grow and adapt to the needs of our community, we invite you to join Lake Michigan Credit Union. Experience firsthand how we prioritize your financial well-being while working together towards building a stronger community for everyone. Reach out today at 239-495-0243 or visit us online at www.lmcu.org. Together, let's secure a brighter financial future!

Branch Location & Accessibility

Connect with Us

Have questions or want to learn more? Don't hesitate to reach out! You can call us at 239-495-0243. Our friendly team is here to help you every step of the way. We invite you to stop by soon and discover how Lake Michigan Credit Union can support your financial journey!

Nearby Landmarks and Accessibility

Our branch is situated close to popular local spots, making it a breeze to stop by while you're out and about. The area is well-known for its vibrant community atmosphere and offers ample parking, ensuring you can visit us without any hassle. We are committed to accessibility; our location features ADA-compliant ramps and entrances, so everyone can enjoy our services comfortably.

Operating Hours and Services

We know your time is valuable. That's why we're open Monday through Friday from 9 AM to 5 PM, ready to assist you with a range of financial services. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, we offer drive-thru banking for quick transactions on the go, alongside an ATM for easy cash access whenever you need it. While members can visit us at our branch address for all banking needs, official correspondence should be sent to the same address: 4450 Bonita Beach Rd, Bonita Springs, FL 34134.

Member Eligibility

At Lake Michigan, we believe that everyone deserves the opportunity to be part of a welcoming and supportive community. Becoming a member is simple and open to those who live, work, or worship in our area. Whether you're looking for personal banking services or business solutions, we aim to create an inclusive environment where your financial needs are understood and met. If you're curious about specific eligibility requirements, feel free to explore our detailed criteria at . Joining us is more than just opening an account; it's about gaining access to a range of benefits designed with you in mind. From competitive rates on loans to personalized service that treats you like family, we're here to support you every step of the way. Ready to get started? You can find all the details on how to open an account by visiting . If you have any questions, don't hesitate to reach out at (239) 495-0243. We look forward to welcoming you into the Lake Michigan family!

Business Banking & Commercial Services

Merchant Services Made Easy

In today's fast-paced world, having reliable merchant services is crucial. At Lake Michigan, we offer solutions that make transactions smoother for your customers and help you manage your finances more effectively. Picture this: a busy day at your store where every sale counts. Our merchant services allow you to accept payments quickly and securely, letting you focus on what matters growing your business. If you're ready to take the next step, visit us at 4450 Bonita Beach Rd Bonita Springs Fl 34134, Bonita Springs, FL, or call us at (239) 495-0243. Your business deserves the best financial partner!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,454 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,764,695,201, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment or hire additional staff without worrying about the financial burden. That's what our loans can do for you!

Comprehensive List Of Services

Additional Financial Products

Need some extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation options allow you to consolidate debts or cover emergencies with ease. Plus, if you're looking to earn rewards while spending, explore our Credit Cards with Rewards that give back on everyday purchases.

Business Banking Services

For our entrepreneurial members, we offer specialized Business Banking solutions. From Merchant Services that streamline transactions for your business to accessible Business Loans, we support local businesses in their growth journeys.

Convenient Digital and In-Person Banking

In today's fast-paced world, convenience is key. That's why at Lake Michigan, we provide robust Online & Mobile Banking services. With features like mobile payments and electronic statements, managing your finances on-the-go is easier than ever. For those who prefer face-to-face interactions, our branch offers basic drive-thru banking services for deposits and withdrawals, along with ATM access for quick cash withdrawals and balance checks. With our dedicated team ready to assist you and convenient operating hours from Monday to Friday, 9 AM to 5 PM, we're here when you need us most. If you have any questions or would like more information about how we can help meet your financial needs, don't hesitate to reach out! Call us today at 239-495-0243, or visit us at 4450 Bonita Beach Rd, Bonita Springs, FL 34134. Your financial journey starts here at Lake Michigan!

Home Financing Options

Thinking about buying a home? Our Mortgage Loans & Refinancing services provide flexible solutions that make homeownership within reach. We guide you through every step, ensuring you feel confident about your investment.

Personal Banking Solutions

For those just starting out or managing family finances, our Personal Banking services offer everything you need. You can open Checking & Savings Accounts that suit your lifestyle, allowing you to save while enjoying easy access to your funds. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options are designed with competitive rates to help you drive away in the car of your dreams.

Digital & Online Banking

Key Services

Our online banking services can be accessed easily at http://www.lmcu.org. With just a few clicks, you can check your account balances, transfer funds, and pay bills without stepping foot in a branch. Need to send money to a friend or family member? Our person-to-person transfers make it simple and quick. Plus, you can enjoy the flexibility of mobile payments, letting you make transactions directly from your smartphone.

Security and Accessibility

Security is a top priority for us. We offer electronic signature authorization to ensure that your transactions are safe and secure. You can also sign up for e-statements, which not only helps the environment but provides an easy way to keep track of your financial activity without cluttering your mailbox. For those who prefer using their mobile devices, our mobile application gives you access to all these features right in the palm of your hand. With 24/7 online banking services, you can manage your accounts whenever it's convenient for you. In today's fast-paced world, having real-time access to your financial information is essential. At Lake Michigan, we strive to make banking easier so you can focus on what truly matters in your life. Join us online and experience the future of banking!

Financial Strength

At Lake Michigan, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can rest assured knowing that our financial foundation is robust and designed to serve you well. With a net worth of $1,637,578,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,136 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,248,737,890 in share certificates and $4,023,291,048 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,879, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,594,899,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $56,155 in used auto loans and $11,981,389,651 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,576 full-time employees and 102 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $119,129,434. Total Share and Deposit Accounts: 1,286,000, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake Michigan is your trusted partner. Visit us at 4450 Bonita Beach Rd Bonita Springs Fl 34134 or call (239) 495-0243 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $838,829,803 in used vehicle loans and $175,403,814 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget so you can drive with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $1,764,695,201 provide the capital needed to grow and expand your operations. We know how crucial it is to have access to funds when opportunities arise. At Lake Michigan, we aim to provide clear and straightforward lending options that suit your needs. If you're interested in learning more about any of our loan products or want to explore refinancing options, don't hesitate to reach out! You can contact us at 239-495-0243 or visit us at 4450 Bonita Beach Rd Bonita Springs FL 34134. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards financial empowerment starts here!

Credit Lines and Unsecured Credit Cards

Managing daily expenses is easier with our credit lines and unsecured credit card loans. We currently offer $3,484,836,767 in total credit lines and have provided $200,170,787 in unsecured credit card loans. These products come with flexible terms to help you maintain control over your finances while enjoying rewards for your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $716,130,857, make buying or refinancing simple. Our experienced team is ready to guide you through the process and answer any questions you may have about eligibility or refinancing options.

Loan Aggregator

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Real-Time Rate Comparisons

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Lake Michigan