LAFCU CREDIT UNION - Saint Johns, MI

Welcome to Lafcu, your trusted partner in financial growth and community support! Located at 2317 S Us Highway 27, Saint Johns, MI 48879, our branch has been serving members since 1936. With a strong commitment to enhancing the lives of our 74,055 members, we pride ourselves on providing personalized banking solutions tailored to your unique needs. As part of our dedication to transparency and trust, we are pleased to share that Lafcu currently boasts total assets of over $1.12 billion, with deposits totaling $142,358,104. This financial strength allows us to offer competitive rates on a variety of loans including personal loans, mortgages, and auto financing reflecting our commitment to helping you achieve your financial goals. With 52,153 loans and leases under management, we ensure that there's an option for everyone! At Lafcu, we understand the importance of community impact. Under the leadership of CEO Patrick Spyke and Board President Randall Freeman, our team of 165 employees is dedicated to fostering relationships built on trust and reliability. Our values center around you the member and we strive to provide exceptional service whether you're visiting us in person or utilizing our online banking services. While you can always reach us at our physical location for face-to-face interactions, please note that official correspondence should be directed to our mailing address: P.O. Box 26188, Lansing, MI 48909-6188. We invite you to explore what Lafcu can do for you! Whether you're interested in opening a new account or simply have questions about our services like personal banking options or business loans feel free to give us a call at 517-622-6600 or visit our website at lafcu.com. Together, let's navigate your path toward financial success!

At Lafcu, we believe in creating a welcoming community where everyone can thrive. If you're interested in becoming a member, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in our local area. This inclusive approach means that joining us is just a step away for many in the community. By becoming a member of Lafcu, you gain access to a variety of financial services tailored to meet your needs, from checking and savings accounts to loans and credit cards with rewards. To kick off your membership journey, simply visit us at our branch located at 2317 S Us Highway 27 Saint Johns Mi 48879 or give us a call at (517) 622-6600. You can also check out more about the eligibility criteria on our website at . Once you're ready to open an account, you can easily start the process online by following the link here: https://onlinebanking.lafcu.com/enroll . We're excited to welcome you into our community!

At Lafcu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our strong financial foundation, which is designed to support you, our valued member. With a net worth of $233,029,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $297,176,269 in share certificates and $164,745,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $223,970,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $22,213 in used auto loans and $793,253,010 in total loans and leases. Our operational efficiency is evident with a reported $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 150 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) stand at $20,668,631. The total share accounts reflect a strong and growing member base that trusts us with their finances currently totaling 141,099 accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lafcu is your trusted partner. Visit us at 2317 S Us Highway 27 Saint Johns Mi 48879 or call (517) 622-6600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.