Lafcu Mason MI Credit Union | Affordable Vehicle Loans & Checking

Introduction

Welcome to Lafcu, your trusted credit union serving the Mason community since 1936. Located at 750 N Cedar St, Mason, MI 48854, we pride ourselves on being a cornerstone of financial support and guidance for our 74,055 members. With total assets exceeding $1.12 billion, we are committed to providing a wide range of services tailored to meet your personal and business needs. At Lafcu, we understand that financial decisions can be daunting. That's why our dedicated team, led by CEO Patrick Spyke and Board President Randall Freeman, is here to help you navigate through them with confidence. Whether you're looking for auto loans, mortgages, or basic checking accounts, we offer solutions that empower you to achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 26188, Lansing, MI 48909-6188. We maintain strong roots in the community and aim to make a positive impact through our services and member engagement. With total loans reaching 52,153 and deposits over $142 million, Lafcu stands as a reliable partner in your financial journey. Our commitment goes beyond just numbers; it's about building relationships and creating opportunities for every member who walks through our doors. We invite you to experience the difference that a local credit union can make in your life. Feel free to reach out via phone at 517-622-6600 or explore more about our services online at Lafcu's Website. Let's work together towards a brighter financial future!

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution; we are an integral part of the Mason community. Through various partnerships and outreach efforts, Lafcu actively engages with local organizations to promote financial literacy and assist those in need. Our commitment extends beyond banking we genuinely care about the well-being of our members and neighbors.

Join Us

As we look toward the future, Lafcu remains dedicated to enhancing member experiences through digital advancements and customer-centric initiatives. With operating hours from Monday to Friday 9:00 am - 5:30 pm and Saturday from 9:00 am - 12:00 noon, we invite you to come in or call us at 517-622-6600. Join Lafcu today and discover the many benefits that await you as a member of our community-focused credit union! Visit us online at lafcu.com for more information or to open an account today!

Mission Statement

At Lafcu, our mission is clear: we strive to empower individuals and families by providing exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking solutions tailored to their needs. That's why we prioritize member support through innovative tools like online banking and mobile payments. While members can visit us at 750 N Cedar St Mason Mi 48854, official correspondence should be sent to P.O. Box 26188, Lansing, MI 48909-6188 if necessary.

Our Journey

Lafcu opened its doors at 750 N Cedar St, Mason, MI 48854, and quickly became known for its dedication to helping members achieve their financial goals. Over the decades, we have expanded our offerings and refined our services to meet the evolving needs of our members. From auto loans to personal banking, we've adapted while maintaining our core values of integrity and service. Our branch is conveniently located near local landmarks, making it easy for members to access our services. Whether you need assistance with checking accounts or are interested in mortgage loans, our friendly staff is ready to help.

Branch Location & Accessibility

Welcome to Lafcu, your friendly neighborhood credit union located at 750 N Cedar St in Mason, MI. Our branch is conveniently situated near local landmarks, making it easy for you to stop by whenever you need us. Whether you're coming from the nearby parks or heading back from shopping, you'll find our location a breeze to access. At Lafcu, we pride ourselves on being accessible to all members of our community. Our branch features ADA-compliant facilities and ample parking, ensuring that everyone can bank with ease. For those who prefer to do their banking on the go, we offer an ATM right here at the branch for quick cash withdrawals and balance checks. Our operating hours are designed to fit your busy schedule. You can visit us Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays, our drive-thru is open from 9:00 AM until noon. With both lobby services and drive-thru banking available, you can choose the most convenient way to handle your transactions. While members can visit us at our Mason branch for all their banking needs, please remember that official correspondence should be sent to our mailing address at P.O. Box 26188, Lansing, MI 48909-6188. If you have any questions or need assistance, feel free to call us at 517-622-6600. Our friendly staff is here to help you with everything from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. We invite you to drop by Lafcu today! Experience the convenience of local banking tailored just for you.

Member Eligibility

At Lafcu, we believe that becoming a member is like joining a family dedicated to your financial well-being. If you're looking to be part of our supportive community, you'll find that membership is open to anyone who lives, works, worships, or attends school in our local area. We welcome individuals from all walks of life because we understand that everyone deserves access to quality financial services. Joining us means not only gaining access to a wide range of personal and business banking products but also enjoying competitive rates and exceptional customer service tailored just for you. Getting started is easy! Simply visit us at 750 N Cedar St Mason Mi 48854 or give us a call at (517) 622-6600 for more information. You can also check out the detailed eligibility criteria on our website at . Once you're ready to take the next step, opening an account is just a click away through this link: https://onlinebanking.lafcu.com/enroll. Join us today and discover how we can help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine being able to accept payments seamlessly from your customers, whether they're shopping online or visiting your store. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. With tools designed for efficiency, you can manage payments easily while enhancing customer satisfaction. Located at 750 N Cedar St Mason Mi 48854 in Mason, MI, we're here to help you navigate the financial landscape of entrepreneurship. Call us at (517) 622-6600 or visit us today to learn how we can partner with you on your path to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $154 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $269 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $21,894,233, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we understand that every dollar counts. That's why we provide tailored business banking solutions, including merchant services and business loans to help you grow and thrive. We're here to support your entrepreneurial spirit with resources that simplify managing your finances.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking services, you can manage your accounts from anywhere at any time. Whether it's checking balances, transferring funds, or making payments, everything is just a few clicks away. Plus, our ATM services allow for easy cash withdrawals and balance checks whenever you need them.

Drive-Thru & In-Person Services

For members who prefer face-to-face interactions or need assistance with simple transactions, we offer basic drive-thru banking services that include deposits and withdrawals. Our friendly staff at the branch is always ready to help you with any inquiries you may have. At Lafcu, we prioritize your financial well-being by providing a comprehensive suite of services tailored just for you. Feel free to reach out via phone at (517) 622-6600 or visit us during operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Join us today at Mason and experience the difference in banking with a credit union that truly cares about its members!

Personal Banking Solutions

Our personal banking options are designed to help you achieve your financial goals. Start with our checking and savings accounts, which offer competitive interest rates and easy access to your money. If you're planning to purchase a vehicle, our auto loans and vehicle financing options can provide the support you need. We also offer mortgage loans and refinancing solutions, making it easier for you to own your home or upgrade to a larger space. If unexpected expenses arise, don't worry! Our personal loans and debt consolidation services can assist you in managing those costs effectively. And for those who love rewards, our credit cards come with fantastic perks that can benefit your everyday spending.

Digital & Online Banking

Key Services for Your Convenience

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, you'll always have access to your financial information. Plus, if you prefer to manage your accounts through your smartphone, our mobile application is available for download, providing you with the same features right in your pocket. For added convenience, we offer electronic signature authorization, making it easy to sign documents securely without needing to visit a branch. You can also opt for e-statements, reducing paper clutter while still keeping track of your transactions effortlessly.

Secure Transactions Made Easy

Sending money to friends or family? Our person-to-person transfer feature lets you do just that with ease. And if you're looking to make purchases or pay bills quickly, our mobile payments option is at your fingertips. Rest assured that all these services are backed by robust security measures. We prioritize the safety of your personal and financial information so that you can bank confidently. In today's fast-paced world, Lafcu ensures that banking is not just about transactions; it's about providing a seamless experience tailored to your needs. Explore all our digital offerings today and see how we can help simplify your financial journey!

Financial Strength

At Lafcu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength demonstrates our commitment to providing you with the best services possible. With a net worth of $233,029,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $297,176,269 in share certificates and $164,745,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $223,970,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $22,213 in used auto loans and $793,253,010 in total loans and leases. We also take pride in having 150 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $20,668,631. Total Share and Deposit Accounts: 141,099, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lafcu is your trusted partner. Visit us at 750 N Cedar St Mason Mi 48854 or call (517) 622-6600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $370,303,566 in used vehicle loans and $82,613,550 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a plan that fits your budget. Plus, if you're interested in refinancing an existing auto loan, we can assist you in exploring eligibility options that may save you money.

Business Financing

For business owners in our community, our outstanding commercial loans totaling $21,894,233 provide the capital needed to grow and expand your operations. We understand the importance of having access to funds when it matters most. At Lafcu located at 750 N Cedar St Mason Mi 48854, we're dedicated to supporting our members through personalized service and expert advice. If you're ready to take the next step towards achieving your financial goals or if you have questions about any of our loan products, please feel free to reach out at 517-622-6600 during our operating hours: Monday - Friday from 9:00 AM - 5:30 PM and Saturday from 9:00 AM - 12:00 Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial future together!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $22,847,159, making it easier for you to secure the home you've always wanted. Our team is here to guide you through the mortgage process and answer any questions you may have about eligibility and refinancing.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $33,320,605 in unsecured credit card loans helping members manage their finances effectively, our cards come with benefits that suit your lifestyle while keeping your spending under control.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance means you receive fair and transparent offers tailored to your needs. One of the key benefits of using LendMesh is its verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency at every step of the comparison process. Additionally, LendMesh operates without sponsored listings meaning lenders are not prioritized based on paid promotions. This commitment to impartiality helps users find the best options available without hidden agendas. Another advantage is real-time rate comparisons. By providing up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions that align with their financial goals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your borrowing options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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