Lafcu Lansing MI Credit Union | Quick Personal Loans & ATM Access

Introduction

Welcome to Lafcu, your trusted financial partner located at 106 N Marketplace Blvd, Lansing, MI 48917. Established in 1936, we take pride in serving our community with a strong commitment to member satisfaction. With a total membership of over 74,000 and assets exceeding $1.12 billion, we are dedicated to providing exceptional financial services tailored to meet your needs. At Lafcu, we understand that banking is more than just transactions; it's about building lasting relationships. Our experienced team, led by CEO Patrick Spyke and Board President Randall Freeman, is here to assist you every step of the way. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business banking options such as merchant services and business loans, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 26188, Lansing, MI 48909-6188. We encourage you to explore our website at lafcu.com for more information on our services and how we can help you achieve your financial goals. With total deposits amounting to $142,358,104 and a net worth of $233,029,516, we have built a solid foundation that ensures the safety and security of your funds. Our drive-thru service and ATM availability provide added convenience for our members. Feel free to reach out to us at 517-622-6600 during our lobby hours from Monday to Friday, 9:00 AM - 5:30 PM, and Saturday from 9:00 AM - 12:00 PM. At Lafcu, we are not just a credit union; we are a part of your community's fabric committed to helping you thrive financially!

Branch History & Mission

Join Us Today!

We invite you to experience the benefits of being part of Lafcu. Whether you're looking for a new banking partner or seeking guidance on your financial journey, we are here for you every step of the way. Visit us during our operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 Noon or explore more about our services on our website at www.lafcu.com. Together, let's build a brighter financial future!

Our Mission

Our mission at Lafcu is simple yet powerful: to improve the financial well-being of our members while fostering a sense of community. We offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our goal is to empower every member with the tools they need to succeed financially. Lafcu is dedicated to ensuring accessibility for all members. We are proud to provide digital advancements such as online banking, mobile payments, and e-statements that simplify managing finances. Our branch also features ADA compliance initiatives so that everyone can comfortably access our services. In addition to our core financial services, we actively participate in community outreach efforts aimed at making a positive impact in Lansing. By partnering with local organizations and schools, we strive to give back to the community that has supported us throughout the years. While members can visit us at 106 N Marketplace Blvd Lansing Mi 48917, official correspondence should be sent to P.O. Box 26188, Lansing, MI 48909-6188. If you have any questions or need assistance, don't hesitate to reach out at 517-622-6600.

Branch Location & Accessibility

Accessibility Features

At Lafcu, we understand that ease of access is important. Our branch is fully ADA compliant and features ramps for those who need them. We also offer ample parking right outside our doors, so you won't have to worry about finding a spot when you arrive.

Operating Hours

We are here for you during convenient hours: Monday through Friday from 9:00 AM to 5:30 PM and on Saturdays from 9:00 AM until noon. Our drive-thru service is perfect for quick transactions without leaving your vehicle, allowing you to manage your banking needs on the go.

Services Offered

Our branch offers a range of services designed with your financial goals in mind. From personal checking and savings accounts to auto loans, mortgage refinancing, and even business banking options, we've got something for everyone. Need cash? You can easily access our ATM services as well! Feel free to give us a call at 517-622-6600 if you have any questions or need assistance before your visit. We invite you to come by Lafcu today we're excited to help you take the next step in your financial journey!

Member Eligibility

At Lafcu, we believe that becoming a member is like joining a supportive family where your financial needs are truly understood. If you're looking to join us at our branch located at 106 N Marketplace Blvd, Lansing, MI 48917, you'll be pleased to know that eligibility is straightforward. Generally, anyone who lives, works, worships, or attends school in the area can become a member. This means that whether you're a long-time resident or just starting out in the community, there's a place for you here. By joining Lafcu, you'll gain access to a variety of benefits including personal banking services, auto loans, and even credit cards with rewards tailored just for you. Ready to take the next step? Opening an account is easy! You can find all the details you need by visiting our website at https://www.lafcu.com/. For any questions or additional information, feel free to give us a call at 517-622-6600. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services Made Easy

Managing transactions shouldn't be a headache. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine effortlessly accepting payments from customers anytime, anywhere. With our services, you can streamline operations and enhance customer satisfaction. Located at 106 N Marketplace Blvd Lansing Mi 48917 in Lansing, MI, we invite you to explore how Lafcu can partner with you for success. Contact us at (517) 622-6600 or visit us online at https://www.lafcu.com/ for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $154 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $269 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $21,894,233, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For business owners, we understand that managing finances is crucial for success. Our business banking services, including merchant services and business loans, are crafted to support local enterprises like yours. Whether it's improving cash flow or expanding operations, we're here to assist every step of the way.

Convenient Access

With our ATM and cash withdrawal services, accessing your funds is simple. Plus, if you're on the go, our basic drive-thru banking allows you to handle deposits and withdrawals without leaving your vehicle a perfect solution when you're busy but need quick service.

Credit Card Benefits

Our credit cards with rewards allow you to earn points on everyday purchases, which can be redeemed for travel, merchandise, or cash back. This means that every time you swipe your card for groceries or gas, you're one step closer to a rewarding experience.

Financing Your Dreams

If you're planning to buy a new car or refinance your home, our auto loans and mortgage options provide competitive rates and flexible terms. Picture driving off in your dream vehicle without the stress of overwhelming payments. For those unexpected expenses or projects, our personal loans and debt consolidation services can help you manage your finances more effectively.

Personal Banking Solutions

Whether you're looking to manage your day-to-day finances or save for future plans, our personal banking services are designed with you in mind. We offer checking and savings accounts that suit various lifestyles, making it easy for you to keep track of your money. Imagine having access to your funds whenever you need them through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills right from your phone or computer.

Stay Connected Anytime, Anywhere

In today's fast-paced world, having access to banking at your fingertips is essential. That's why at Lafcu, we offer robust online and mobile banking features. You can make transactions from anywhere at any time whether it's a late-night bill payment or transferring funds during lunch breaks. We invite you to visit us at 106 N Marketplace Blvd Lansing Mi 48917 in Lansing, MI, or give us a call at (517) 622-6600 to learn more about how our comprehensive suite of services can support your financial journey. Join us today and experience the personalized service that has made us a trusted choice in the community!

Digital & Online Banking

Key Services

You can explore our online banking options at https://www.lafcu.com/. Our platform provides access to everything you need, from checking your account balance to making payments, all in one place. With 24/7 online banking services, you can bank anytime, anywhere, whether you're at home or on the go. Imagine being able to view your e-statements anytime you need them; with Yes, you can say goodbye to paper clutter and hello to easy organization. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature is just what you need. It's quick, easy, and available whenever you are. For those who prefer using their mobile devices, our mobile application ensures that you have complete control over your finances right in your pocket. You can easily make mobile payments, check balances, and manage transactions all with a few taps on your screen.

Security & Accessibility

We prioritize your security with features like electronic signature authorization Yes, making transactions safer and more convenient than ever. You can rest assured that your information is protected while enjoying the ease of accessing your accounts from wherever life takes you. Whether you're checking your balance before a big purchase or transferring funds between accounts, everything is straightforward and user-friendly. With Lafcu, managing your finances digitally allows for real-time updates and peace of mind. Join us at Lafcu for a banking experience that fits seamlessly into your lifestyle. Whether online or via mobile app, we are here to help simplify your financial journey!

Financial Strength

At Lafcu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength showcases our commitment to providing you with reliable and trustworthy services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $233,029,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $297,176,269 in share certificates and $164,745,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $223,970,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $22,213 in used auto loans and $793,253,010 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 150 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $20,668,631. Total Share and Deposit Accounts: 141,099, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lafcu is your trusted partner. Visit us at 106 N Marketplace Blvd Lansing Mi 48917 or call (517) 622-6600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $370,303,566 in used vehicle loans and $82,613,550 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier than ever to drive home your next car.

Business Loans

For business owners, our outstanding commercial loans totaling $21,894,233 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to supporting local entrepreneurs with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,847,159, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through the process.

Other Loan Options

In addition to our auto and mortgage loans, we also offer personal loans for debt consolidation and other needs. You can explore various eligibility options and refinancing opportunities that might be available for you. Feel free to contact us at (517) 622-6600 or visit us at 106 N Marketplace Blvd Lansing Mi 48917 in Lansing, MI. Our dedicated staff is ready to assist you from Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your lending options today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,320,605 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that can fit into any lifestyle, providing you with access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to established guidelines ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh maintains a commitment to accuracy and integrity in its loan comparisons.

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