Lafcu Dewitt MI Credit Union | Affordable Auto Loans & ATM Access

Introduction

Welcome to Lafcu, your trusted financial partner located at 12850 S Us Highway 27, Dewitt, MI 48820. Established in 1936, we have proudly served our community for over eight decades, becoming a cornerstone of financial support for our 74,055 members. Our commitment goes beyond just banking; we are dedicated to helping you achieve your financial goals and dreams. With total assets exceeding $1,120,737,143, we offer a robust range of services tailored to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, Lafcu is here for you. Our impressive total deposits stand at $142,358,104, ensuring that your money is in safe hands. We understand the importance of community support and pride ourselves on making a positive impact in Dewitt and surrounding areas. Under the leadership of our CEO, Patrick Spyke, and Board President, Randall Freeman, we work diligently to foster relationships built on trust and transparency. With a team of 165 dedicated employees, we strive to provide exceptional service every day. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 26188, Lansing, MI 48909-6088. Ready to take the next step towards achieving your financial goals? Call us at 517-622-6600 or explore our offerings online at Lafcu's website. We look forward to serving you!

Branch History & Mission

At Lafcu, our journey began in 1936, when we opened our doors in Dewitt, MI. Since then, we have grown into a trusted partner for over 74,000 members. Our branch is located at 12850 S Us Highway 27, right off the highway for easy access. We pride ourselves on not just being a financial institution but a vital part of our community. Throughout the years, Lafcu has evolved significantly. From our humble beginnings to becoming a strong credit union with total assets exceeding $1.1 billion, our commitment to serving our members remains unwavering. We are dedicated to providing a range of services that cater to both personal and business needs, including checking and savings accounts, auto loans, mortgages, and more. Our mission is simple yet profound: to empower our members through accessible financial services while fostering community support. We believe in putting people before profits and making banking more inclusive and straightforward. By focusing on member education and community engagement, we aim to create lasting relationships built on trust and respect. In addition to traditional banking services, Lafcu has embraced digital advancements to better serve our members. With features like online banking, mobile payments, and electronic statements, we ensure that managing your finances is convenient and efficient. Our commitment to accessibility includes ADA-compliant facilities and services that cater to everyone in our community. While members can visit us at 12850 S Us Highway 27 Dewitt Mi 48820, official correspondence should be sent to P.O. Box 26188, Lansing, MI 48909-6088 if needed. As we look toward the future, Lafcu continues to invest in partnerships and outreach programs that strengthen our local community. Whether it's through financial literacy workshops or supporting local events, we strive to make a positive impact beyond banking. We invite you to join the Lafcu family! Experience the benefits of being part of a credit union that genuinely cares about its members and their financial well-being. Visit us during our operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 Noon and discover what makes Lafcu a great choice for your financial journey!

Branch Location & Accessibility

Call to Action

Ready to take the next step in your financial journey? We encourage you to visit Lafcu in Dewitt today or call us for more information about how we can support your banking needs. We look forward to welcoming you!

Operating Hours

Our friendly staff is here to assist you during our convenient operating hours. Visit us Monday through Friday from 9:00 AM to 5:30 PM, and on Saturday from 9:00 AM to 12:00 Noon. Whether you need assistance with personal accounts, auto loans, or any of our other services, we're ready to help!

Parking and Accessibility

We understand that convenience is key when it comes to banking. That's why our branch offers ample parking space, making it hassle-free for you to stop by. We also prioritize accessibility; our facilities are ADA compliant, ensuring everyone can easily navigate our branch.

Services Offered

At Lafcu, we pride ourselves on providing a range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Plus, if you're in a hurry, take advantage of our drive-thru banking for quick transactions without leaving your car. For added convenience, we also offer ATM services so you can access your funds anytime. If you have any questions or need further assistance, feel free to give us a call at 517-622-6600 our team is always happy to help!

Member Eligibility

Becoming a member of Lafcu is like joining a family that truly cares about your financial well-being. If you're looking to enjoy the benefits of personalized banking and supportive services, you might be wondering if you're eligible to join us. At Lafcu, we welcome individuals who live, work, or worship in our community, along with their immediate family members. This means that if you're part of our vibrant area around 12850 S Us Highway 27 Dewitt Mi 48820, there's a good chance you can call us your financial home. Joining is easy! You can start by checking out the detailed eligibility criteria on our website at . Once you see that you're eligible, opening an account is just a click away through our online platform at https://onlinebanking.lafcu.com/enroll. If you have any questions, feel free to give us a call at (517) 622-6600. We're here to help you take that first step toward becoming part of the Lafcu community!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $154 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $269 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $21,894,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for Success

Imagine having a reliable partner that simplifies your payment processing. Our merchant services help you accept payments easily, whether in-store or online. This means you can focus on what you do best running your business while we take care of the transaction details. Located at 12850 S Us Highway 27 Dewitt Mi 48820 in Dewitt, MI, we're here to support your ambitions. Call us today at (517) 622-6600 and let's explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we know that running a company requires reliable support. That's why we provide comprehensive business banking services including merchant services and business loans tailored to help your enterprise thrive.

Credit Options

Credit cards with rewards are another fantastic offering at Lafcu. You can earn points on everyday purchases while enjoying low rates and no annual fees. It's like getting rewarded for simply living your life!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Lafcu offers robust online and mobile banking services. You can access your accounts anytime, anywhere, whether it's checking your balance, transferring funds, or paying bills all from the palm of your hand! Our ATM availability ensures you can withdraw cash whenever needed without hassle.

Drive-Thru & ATM Services

For those who prefer face-to-face interaction but need quick service, our drive-thru banking offers simple transactions like deposits and withdrawals without leaving your car. Plus, with basic ATM access for balance checks and withdrawals, managing your money is easier than ever.

Get Started Today!

With all these services available at Lafcu, there's no better time to take control of your finances. Visit us at 12850 S Us Highway 27 Dewitt Mi 48820 or give us a call at (517) 622-6600 for more information on how we can assist you today! Let's work together towards achieving your financial dreams right here in Dewitt, MI!

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts designed to help you reach your financial goals. Imagine having a safe place for your money that also earns interest our accounts do just that. If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel. We provide competitive rates and flexible terms to fit any budget. If homeownership is on your mind, our mortgage loans and refinancing solutions can help make that dream a reality. With personalized service, we guide you through every step of the process so that you feel confident in your decision. Additionally, if unexpected expenses arise, our personal loans and debt consolidation options are here to assist you in navigating through tough times.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, our mobile application makes banking easy. You can even make person-to-person transfers effortlessly with just a tap on your smartphone. For those who prefer to go paperless, we provide e-statements that help you keep track of your transactions while reducing clutter. Plus, with electronic signature authorization, signing documents has never been simpler or more secure.

Security and Accessibility

Your safety is our priority. Our digital banking platform employs advanced security measures to protect your information. You can bank with peace of mind knowing that your data is safe. With features like mobile payments, you can make purchases directly from your phone without the hassle of cash or cards. It's all about making your banking experience smooth and stress-free. In summary, at Lafcu, we strive to empower you with tools that enhance financial management while keeping convenience and security front and center. Join us today by visiting https://www.lafcu.com/ to explore all the ways we can help you manage your finances easily!

Financial Strength

Commitment to Growth

With $223,970,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $22,213 in used auto loans and $793,253,010 in total loans and leases.

Growing Membership Base

We have established a strong relationship with our community, as shown by our 141,099 total share accounts. This growing member base trusts us with their finances, reinforcing our mission to provide valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lafcu is your trusted partner. Visit us at 12850 S Us Highway 27 Dewitt Mi 48820 or call (517) 622-6600 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are safe with us. Members' funds are secured through $297,176,269 in share certificates and $164,745,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 150 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $233,029,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $370,303,566 in used vehicle loans and $82,613,550 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered.

Business Loans

For business owners in our community, we have outstanding commercial loans totaling $21,894,233. These loans provide the capital needed for growth and expansion whether it's purchasing equipment or managing operational costs.

Credit Lines

Additionally, we offer robust credit lines totaling $161,709,685, giving you access to funds whenever you need them without the hassle of applying for a new loan each time. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial needs may be, Lafcu is here to help you find the right solution. Feel free to contact us or visit our branch for more information on how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $22,847,159, which can be tailored to fit your unique situation. We also provide refinancing options if you're looking to reduce your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $33,320,605 in loans helping members manage their finances effectively, our credit cards come with features designed to meet your needs.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer displayed is from credible lenders who adhere to strict regulatory guidelines, ensuring fair and transparent offers for all users.

Lafcu