Lafcu Corunna MI Credit Union | Affordable Auto Loans & ATM Access

Introduction

Welcome to Lafcu, your trusted credit union located at 2665 E M 21, Corunna, MI 48817. Since our establishment in 1936, we have been dedicated to serving our community with integrity and commitment. We are proud to support over 74,000 members, helping them achieve their financial goals with personalized banking solutions. At Lafcu, we understand that every member's needs are unique. With total assets of over $1.12 billion and deposits exceeding $142 million, we are well-equipped to provide a range of services including auto loans, mortgage financing, personal loans, and business banking solutions. Our CEO, Patrick Spyke, along with Board President Randall Freeman, leads a dedicated team of 165 employees who are ready to assist you. While you can visit us at our branch for any inquiries or transactions, please note that official correspondence should be sent to our mailing address: PO Box 26188, Lansing, MI 48909-6188. Our commitment goes beyond just numbers; we strive to make a positive impact in the lives of our members and the community at large. With a net worth of $233 million and cash reserves totaling $19 million, we ensure your money is safe while providing opportunities for growth through competitive loan rates and savings options. Whether you're looking for personal banking services or business solutions, we invite you to explore what Lafcu can offer. Feel free to reach out to us at 989-725-7158 or visit our website at lafcu.com for more information. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Community Commitment

Our roots run deep within the community of Corunna. We take pride in partnering with local organizations and participating in outreach programs that uplift our neighbors. Whether it's sponsoring events or offering financial literacy workshops, we strive to make a positive impact in the lives of those around us. While members can visit us at 2665 E M 21 Corunna Mi 48817, official correspondence should be sent to PO Box 26188, Lansing, MI 48909-6188. Join us at Lafcu today! Experience firsthand how we can support your financial journey while being part of a vibrant community-focused family. Reach out at (989) 725-7158 or explore more on our website here. Together, let's build a brighter future!

Our Mission

At Lafcu, our mission goes beyond just providing financial services; we are dedicated to supporting the communities we serve. We aim to empower our members through a range of offerings that include personal banking, auto loans, mortgage solutions, and business banking services. Our goal is to help individuals and families achieve their financial dreams while fostering a sense of belonging and trust. We believe that every member deserves personalized service tailored to their unique needs. This commitment drives us to innovate continuously and embrace technology. With features like online banking, mobile payments, and electronic signatures, managing your money has never been more straightforward or secure.

Branch Location & Accessibility

Connect With Us

While members can visit us at 2665 E M 21 Corunna MI 48817, please note that official correspondence should be sent to our mailing address at PO Box 26188, Lansing, MI 48909-6188. If you have any questions or need assistance, don't hesitate to call us at 989-725-7158. We invite you to come in and see how Lafcu can help make your financial journey smoother. Whether it's opening a new account or discussing loan options, we're here for you!

Nearby Landmarks and Accessibility

Situated near local landmarks, our branch is just a stone's throw from the scenic Shiawassee River and close to several popular dining spots, making it easy to combine errands with leisure. With ample parking available right outside our doors, you can enjoy hassle-free access whether you're driving or walking. Our branch is fully compliant with ADA standards, featuring ramps and other accessibility options to ensure everyone can navigate the space comfortably. We prioritize creating an inviting atmosphere for all members.

Operating Hours and Services

We understand that convenience is key when it comes to banking. That's why we're open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM until noon for drive-thru service. Feel free to stop by during these hours; our friendly staff is ready to assist you with personal banking needs including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. For those on the go, we offer an ATM on-site for quick cash withdrawals and balance checks. If you prefer banking from home, our online and mobile banking services allow you to manage your finances anytime.

Member Eligibility

At Lafcu, we believe that becoming a member means joining a family dedicated to your financial well-being. If you're looking to enjoy the benefits of personalized banking, we welcome you with open arms! To be eligible for membership, you typically need to live, work, or worship in the communities we serve, or have a family member who is already a member. It's all about creating a supportive network where everyone can thrive together. For more detailed eligibility criteria, feel free to check out our resource at . Starting your journey with us is simple! You can easily open an account online by visiting https://onlinebanking.lafcu.com/enroll . If you have any questions or need assistance, don't hesitate to give us a call at (989) 725-7158. We're here to help you every step of the way and look forward to welcoming you to the Lafcu community at 2665 E M 21 Corunna Mi 48817!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $154 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $269 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $21,894,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify everyday transactions. Imagine running your business smoothly with payment processing that's quick and easy, allowing you to focus on what you do best. From accepting credit cards to managing payroll, our services are tailored to fit your needs. Located at 2665 E M 21 Corunna Mi 48817 in Corunna, MI, we invite you to explore how Lafcu can help your business thrive. For more information, give us a call at (989) 725-7158 or visit us online at https://www.lafcu.com/ . Let's build a prosperous future together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We provide access to ATMs where you can withdraw funds or check balances conveniently. Additionally, our drive-thru banking service allows for quick deposits and withdrawals without leaving your vehicle. Our commitment at Lafcu goes beyond just offering financial products; it's about building relationships and ensuring that every member feels valued and supported. If you're ready to explore these services further or need assistance, don't hesitate to reach out! Call us at (989) 725-7158 or visit us during our operating hours from Monday through Friday 9:00 am - 5:30 pm and Saturday 9:00 am - 12:00 noon. Your financial well-being is our priority, and we invite you to experience the difference at Corunna!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans offer competitive rates and flexible terms. We make the financing process simple so you can drive off with confidence. Plus, if you're looking to refinance an existing loan, we have options that might save you money each month.

Business Banking

For our business members, we offer comprehensive banking solutions including merchant services and business loans. These tools can help streamline your operations and support growth so you can focus on what really matters: running your business.

Credit Cards with Rewards

Our credit cards come with rewards tailored to fit your lifestyle. Whether it's cash back on everyday purchases or points for travel, you'll enjoy benefits while making everyday transactions.

Mortgage Loans & Refinancing

Buying a home is one of the most significant investments you'll make. Our mortgage loans are designed to help you secure that dream home with ease. And if you're already a homeowner looking to refinance for better rates or terms, our experienced staff will guide you through the process.

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking services are tailored for you. Imagine easily accessing your funds anytime through our online and mobile banking platforms. With just a few taps on your smartphone, you can check balances, transfer money, and pay bills without stepping foot in the branch.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans, you have the flexibility to cover those costs. If managing multiple debts feels overwhelming, consider our debt consolidation options that allow you to combine them into one manageable payment.

Digital & Online Banking

Key Services Available

With our online banking platform, you can access your accounts anytime, day or night. Enjoy the freedom of checking balances, transferring funds, and paying bills without ever stepping foot in a branch. Plus, our 24/7 online banking service ensures that you have full control over your money whenever you need it. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick to share funds directly from your account. And if you're looking for a paperless option, you'll love our e-statements available through Yes they're not just eco-friendly but also secure and easy to access.

Mobile Banking Made Simple

On top of this, Lafcu offers a user-friendly mobile application that puts all these features right in your pocket. You can make mobile payments easily with just a few taps on your phone. Whether you're out shopping or grabbing coffee, paying has never been more straightforward! We also prioritize security with electronic signature authorization at Yes, making sure that every transaction is safe and sound. With these features combined, managing your finances is not only accessible but also secure. In short, our digital banking services at Lafcu empower you with real-time account management while ensuring ease of use every step of the way. To learn more about how we can support your banking needs digitally, visit us at https://www.lafcu.com/ . Your financial journey starts here!

Financial Strength

Growing Member Base

The trust placed in us is evident with a total of 141,099 share accounts, showing a strong and growing member base that believes in our mission. Our net shares available for lending stand at $20,668,631, further demonstrating our capacity to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lafcu is your trusted partner. Visit us at 2665 E M 21 Corunna Mi 48817 or call (989) 725-7158 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $297,176,269 in share certificates and $164,745,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 150 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $223,970,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $22,213 in used auto loans and $793,253,010 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $233,029,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

At Lafcu, we aim to simplify your borrowing experience. If you're considering refinancing existing loans or exploring eligibility options for our various products, our team is here to assist you with personalized advice tailored to your situation. You can reach us at (989) 725-7158 or visit us at 2665 E M 21 Corunna Mi 48817 in Corunna, MI for more information about any of our loan offerings. We're here to help you navigate your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial dreams today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $370,303,566 in used vehicle loans and $82,613,550 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have tailored options to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $21,894,233 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and having access to funds can help facilitate your growth plans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,847,159, make buying or refinancing simple. We provide guidance through the process to ensure you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $33,320,605 in loans helping members manage their finances effectively. This option allows for easy access to funds when you need them most, without requiring collateral.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing method ensures that users receive fair and transparent offers from legitimate financial institutions. Each loan listing is regularly updated to reflect current rates, allowing you to compare options accurately.

LAFCU CREDIT UNION - Corunna, MI