Lafayette Credit Union Greenbelt MD | Basic ATM & Shared Branch Access

Introduction

At Lafayette, located in the heart of Greenbelt at 7537 Greenbelt Rd, MD 20770, we believe in building a community where our members feel supported and valued. Established in 1935, Lafayette has grown alongside our members, reaching a total membership of 58,462 individuals who trust us with their financial needs. Our commitment to providing exceptional service is reflected not only in our dedicated team of 206 employees but also in our impressive financial strength, with total assets exceeding $2 billion. While members can visit us at our branch for face-to-face interactions, we also encourage you to explore all that we offer online at www.lfcu.org. Here, you can access a range of services designed to simplify your banking experience, from loans and deposits to convenient online banking options. Under the leadership of CEO John Farmakides and Board President Nathan 'Gus' Siekierka, we are committed to ensuring that each member's voice is heard. With a net worth of $283,219,457 and cash in hand amounting to $5,335,726, we are well-positioned to assist with your financial goals whether you're looking for personal loans or planning for future investments. In addition to robust banking options, Lafayette is here to support your unique needs with an array of services including ATM access and shared branch transactions. We invite you to stop by during our lobby hours (Monday through Friday from 8:30 AM - 4:00 PM and Saturday from 9:00 AM - 12:00 PM) or give us a call at 301-929-7990. Our team is eager to assist you on your financial journey!

Branch History & Mission

Community Impact

Lafayette is more than just a credit union; we are a vital part of the Greenbelt community. Our partnerships with local organizations and outreach efforts have made a significant impact on the lives of those around us. We actively support various initiatives aimed at enhancing financial literacy, providing scholarships, and participating in community events. With operating hours from Monday to Friday, 8:30 AM - 4:00 PM, and Saturday from 9:00 AM - 12:00 PM, we make it easy for you to reach out and learn how we can help you thrive financially. Whether you're looking for personal loans or basic banking services through shared branches, we're here to assist you every step of the way.

Join Us Today

At Lafayette, we invite you to become part of our legacy. Experience firsthand how our member-centric approach makes banking easier and more rewarding. With over ${total_membership} members already benefiting from our services, there's no better time than now to join us! For more information about membership benefits or to apply for a loan online, visit our website. Let's work together toward your financial future!

Our Mission

Our mission at Lafayette is clear: we strive to provide exceptional financial services while fostering strong community ties. We believe that everyone deserves access to affordable banking solutions that empower them to achieve their financial goals. Our total assets have reached an impressive $2,048,751,096, allowing us to offer competitive rates and services tailored to meet the diverse needs of our members. As part of our commitment to inclusivity and accessibility, we ensure that our branch is ADA compliant and equipped with modern conveniences like ATM services for quick transactions. While members can visit us at 7537 Greenbelt Rd Greenbelt Md 20770, official correspondence should be sent to 7537 Greenbelt Rd, Greenbelt, MD 20770 for your convenience.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Lafayette for all your banking needs! If you have any questions or would like more information about our services, don't hesitate to call us at 301-929-7990. We look forward to serving you soon!

Nearby Landmarks and Accessibility

Located near popular local spots, our branch is just a stone's throw away from the bustling Greenbelt Park and the historic Greenbelt Theater. This makes it easy to stop by for banking services while enjoying everything our community has to offer. Our facility is fully accessible, featuring ADA-compliant ramps and spacious parking options for all visitors. We want to ensure that everyone can access their financial needs without hassle.

Operating Hours and Services

We know that your time is valuable. That's why our lobby hours are designed for your convenience: we're open Monday through Friday from 8:30 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM. Whether you need help with deposits or withdrawals or simply want to ask questions about your account, our friendly staff is ready to assist you during these hours. At Lafayette, we offer essential services including ATM access for quick cash withdrawals and basic shared branch transactions for partner credit union members. While we do not have drive-thru banking at this location, our ATM availability ensures you can handle most transactions on the go.

Member Eligibility

At Lafayette, we believe that everyone deserves a chance to thrive, and becoming a member is your first step into a warm and welcoming community. If you're looking to join us at our branch located at 7537 Greenbelt Rd Greenbelt Md 20770, we're excited to share that membership is open to those who live, work, worship, or attend school in the area. We also welcome family members of current members! Joining us not only gives you access to a range of financial products but also connects you with personalized service tailored to your needs. Opening an account is straightforward and can be done easily by visiting us or checking out our online resources. For more detailed information on eligibility criteria, feel free to visit our website at https://www.lfcu.org/personal/services/membership-benefits/ . If you're ready to take the next step, you can find all the information you need for opening an account at https://www.lfcu.org/apply-for-a-loan/ . If you have any questions, don't hesitate to reach out at (301) 929-7990 we're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions so you can focus on what you do best serving your customers. Whether it's accepting credit cards or managing online payments, we provide solutions that make daily operations smoother. If you're located in Greenbelt, MD, visit us at 7537 Greenbelt Rd Greenbelt Md 20770 or call us at (301) 929-7990 to learn more about how we can help your business grow. Together, let's turn your vision into reality!

Tailored Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $136 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $57,144,431, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

One of the highlights of your experience at Greenbelt Financial Center is our ATM services. Imagine being able to access your funds whenever you need them, without any hassle. With our ATM services, you can easily make withdrawals, check balances, and more right from a nearby machine. This means that whether you're grabbing lunch or running errands, accessing your cash is just a few taps away.

Digital Convenience

At Lafayette, we understand that life can get busy. That's why we provide online banking features that let you manage your accounts from the comfort of your home or on the go. You can view balances, transfer money, and pay bills all with just a few clicks or taps on your mobile device. Our commitment to digital banking means that managing your finances is not only easier but also more secure.

Get in Touch

If you have any questions about our services or would like to learn more about how we can assist you with your financial goals, don't hesitate to reach out! You can contact us at (301) 929-7990 during our operating hours: Monday through Friday from 8:30 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM. We invite you to visit us at Lafayette and discover how we can support your financial journey today!

Shared Branch Transactions

In addition to ATM access, we also offer basic shared branch transactions for members of partner credit unions. If you're ever in need of cash deposits or withdrawals while out and about, our shared branching allows you to complete these tasks without having to visit your primary branch. It's an easy way to keep your finances flowing smoothly no matter where you are.

Digital & Online Banking

Key Services

Our online banking platform, available at https://www.lfcu.org/ , allows you to manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly interface makes it easy to stay on top of your financial goals. Plus, with 24/7 online banking services, you never have to worry about finding time during business hours. For those who prefer mobile banking, our mobile application is a fantastic tool that gives you full control over your accounts right in your pocket. You can make person-to-person transfers quickly and easily, ensuring that sending money to friends or family is never a hassle. And if you're looking for a fast way to pay for purchases, our mobile payments feature lets you pay directly from your phone.

Security and Accessibility

Your security is our priority. While we don't currently offer electronic signature authorization, we take every measure to protect your personal information. Our digital banking features are designed with robust security protocols so you can feel confident while managing your finances online. Additionally, we provide e-statements for easy access to your account statements without the clutter of paper. This not only helps the environment but also keeps all your important documents organized and readily accessible. Whether you're at home or out and about, Lafayette ensures that banking is straightforward and accessible. With our digital tools at your fingertips, managing your money has never been easier!

Financial Strength

Commitment to Growth

With $220,895,669 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $549 in used auto loans and $1,596,949,007 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $903,027,023 in share certificates and $3,327,501 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $320,641,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 203 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $283,219,457, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,359 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Stability

Total Share Accounts stand at 124,552, showing a strong and growing member base that trusts us with their finances. This trust is built on transparency and reliability a commitment we uphold every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lafayette is your trusted partner. Visit us at 7537 Greenbelt Rd Greenbelt Md 20770 or call (301) 929-7990 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. We have already issued over $11,690,907 in used vehicle loans and $6,671,391 in new vehicle loans, helping members get on the road with ease. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to assist you every step of the way.

Commercial Loans

For business owners, our outstanding commercial loans totaling $57,144,431 provide the capital needed to grow and expand your business. We recognize that running a business comes with its challenges, and we're here to support you with tailored financing solutions.

Credit Lines

For those who need additional flexibility, our credit lines are another great option. With total credit lines amounting to $902,821,528, these can serve as a financial safety net for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $254,604,518, making buying or refinancing simple. We are committed to guiding you through the process, ensuring you understand all your options and find the best fit for your budget.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that could lower your monthly payments or reduce the overall interest paid. Our team will work closely with you to determine eligibility and find the best refinancing solutions that suit your needs. At Lafayette, our goal is to make borrowing easy and accessible for everyone in our community. For more information about our loan offerings or to apply today, feel free to contact us at (301) 929-7990 or visit us at 7537 Greenbelt Rd Greenbelt Md 20770 in Greenbelt, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,508,853 in loans assisting members in effectively managing their finances. Our credit cards come with competitive interest rates and no hidden fees, providing peace of mind as you make purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for consumers seeking the best possible loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to established guidelines guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By prioritizing data integrity, LendMesh helps users make informed decisions when it comes to financing. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information provided. Additionally, there are no sponsored listings on LendMesh; lenders are not prioritized based on paid promotions. The goal is straightforward: provide unbiased results that help consumers find the best loans available. Moreover, LendMesh provides real-time rate comparisons from multiple institutions. This feature allows users to see up-to-date loan rates and choose the option that best fits their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LAFAYETTE FEDERAL CREDIT UNION