Labor Management Credit Union Lewisport KY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Labor Management, your trusted financial partner located at 8225 Us Highway 60 W, Lewisport, KY 42351. Since our establishment in 1974, we have been dedicated to serving our community and empowering our members with a wide range of financial services tailored to meet their needs. With a growing membership of 2,815 individuals and total assets reaching $32,194,895, we are proud to be a reliable choice for your banking needs. At Labor Management, we believe in building strong relationships with our members. Under the leadership of CEO Ashley Walls and Board President Daryl Nottingham, we strive to provide exceptional service while maintaining a welcoming environment. Our team of 7 employees is committed to offering personalized solutions, whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: 8225 U S HIGHWAY 60 W, LEWISPORT, KY 42351-6967. We are here for you from 8 AM to 5 PM, Monday through Friday. With total deposits amounting to $1,885,490 and a net worth of $3,926,849, Labor Management stands on solid ground. We are equipped to help you navigate your financial journey with confidence. Explore our various services including online and mobile banking options that bring convenience right at your fingertips. Join us today and discover how Labor Management can make a difference in your financial life. Feel free to reach out by calling us at 270-295-3422 we're eager to assist you! Visit our website at lmfcu.net for more information on becoming a member or applying for loans. Your financial success is our priority!

Branch History & Mission

Welcome to the story of Labor Management, a beacon of financial support in Lewisport, KY. Since opening our doors in 1974, we have been dedicated to serving our community with trust, integrity, and a commitment to improving lives through accessible financial services. Over the years, we have grown from humble beginnings into a strong institution with a total membership of 2,815 individuals who rely on us for their banking needs. Located at 8225 Us Highway 60 W, our branch is not just a place for transactions; it's a hub for connection and community support. You can find us near local landmarks that are part of the fabric of Lewisport, making it easy for members to visit us during our operating hours from 8 AM to 5 PM, Monday through Friday. For those who prefer the convenience of banking on-the-go, we offer both ATM access and drive-thru banking services. Our mission is clear: to empower our members by providing quality financial products and services while supporting the local community. We believe in building relationships that extend beyond mere transactions. Our range of offerings includes personal banking options like checking and savings accounts, auto loans, mortgage solutions, credit cards with rewards, and more. Each product is designed with you in mind, ensuring that your journey towards financial wellness is supported every step of the way. While members can visit us at 8225 Us Highway 60 W, official correspondence should be sent to our mailing address: PO BOX 475, LEWISPORT, KY 42351-6967. This keeps communication streamlined and efficient. At Labor Management, we also embrace technology to enhance your banking experience. Our digital advancements allow for online banking and mobile payments, making it easier than ever to manage your finances anytime, anywhere. We prioritize accessibility as well; our facilities are ADA compliant to ensure everyone can bank comfortably. We are proud of our strong ties within the community and regularly engage in outreach efforts that aim to uplift those around us. Whether it's partnering with local organizations or hosting educational workshops on financial literacy, we are dedicated to being more than just a credit union we strive to be an integral part of Lewisport's growth. Join us today at Labor Management! Experience firsthand how we can support your financial journey while contributing positively to our vibrant community. Visit us online at lmfcu.net or give us a call at 270-295-3422 for more information on how you can become part of something special. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Labor Management, your friendly neighborhood credit union located conveniently at 8225 Us Highway 60 W in Lewisport, KY. We're proud to serve the wonderful community of Hancock County, where our members can enjoy a range of financial services designed just for them. Nestled near local landmarks and easily accessible from major roads, our branch is designed with convenience in mind. Whether you're stopping by for a quick transaction or to explore our full suite of banking options, we have parking available right outside, making your visit hassle-free. Our facility is also ADA compliant, ensuring that all members can access our services comfortably. While you're here, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your vehicle. Plus, with an ATM on-site, you can manage your cash needs around the clock. Our dedicated team is ready to assist you during lobby hours from 8 AM to 5 PM, Monday through Friday. If you need to get in touch, feel free to call us at 270-295-3422. While members can visit us at 8225 Us Highway 60 W, official correspondence should be sent to our mailing address: PO BOX 475, Lewisport, KY 42351-6967. At Labor Management, we offer a variety of personal banking solutions including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also provide online and mobile banking services so you can manage your finances anytime and anywhere. We invite you to stop by and see how we can help you achieve your financial goals! Come experience the difference at Labor Management today!

Member Eligibility

At Labor Management, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to be part of our community, you'll be pleased to know that eligibility is quite simple and welcoming. To become a member, you typically need to be employed in labor management or have family ties to those who are. We encourage everyone from our local area to check out the specific criteria outlined at http://www.lmfcu.net/become-a-member. It's an easy process, and our friendly staff is always here to help guide you through it. Once you meet the eligibility requirements, opening an account is straightforward! Just visit us at our branch located at 8225 Us Highway 60 W Lewisport Ky 42351, or give us a call at (270) 295-3422 for more information. You can also find more details about account opening at http://www.lmfcu.net/loan-application. Join us today and experience all the advantages of being a member of Labor Management from personalized service to great financial products tailored just for you!

Business Banking & Commercial Services

Merchant Services that Matter

In today's world, efficient payment solutions are vital for any business. Our merchant services streamline transactions, allowing you to focus on what truly matters growing your business. From card processing to mobile payments, we provide tools that fit seamlessly into your operations. Located conveniently at 8225 Us Highway 60 W Lewisport Ky 42351, Lewisport, KY 42351, our team is ready to help you explore how our business banking services can empower your venture. Call us at (270) 295-3422 or visit us online at Labor Management Fcu to learn more!

Tailored Business Loans

Imagine expanding your storefront or investing in new equipment to boost productivity. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Our branch also provides convenient ATM and cash withdrawal services, ensuring that you have quick access to your funds when needed. For those who prefer face-to-face interactions, our basic drive-thru banking offers a simple way to handle deposits and withdrawals without leaving your car. At Labor Management, we strive to make banking accessible for everyone in Lewisport and beyond. With our friendly staff available by phone at 270-295-3422, we're ready to answer any questions you may have about our services or assist you in opening an account. Whether you're a long-time member or considering joining us for the first time, explore all that we offer at Labor Management FCU. Your financial well-being is our priority!

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans. We recognize that running a business requires flexibility and support; that's why we're here to help you navigate your financial journey as an entrepreneur.

Digital Banking Convenience

In today's fast-paced world, access to your finances is essential. Our robust online and mobile banking features allow you to manage your accounts anytime, anywhere. Need to check your balance or transfer money? With just a few taps on your phone or clicks on your computer, you're all set!

Flexible Loan Options

If life throws unexpected expenses your way, our personal loans and debt consolidation options can help you regain control. Picture consolidating multiple debts into one manageable payment simplifying your financial life has never been easier! Additionally, our credit cards with rewards allow you to earn points while making everyday purchases.

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing services can help turn your dreams into reality. We provide competitive rates and personalized service, guiding you through the mortgage process so that you can focus on what really matters making your house a home.

Personal Banking Made Easy

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer checking and savings accounts designed for various lifestyles. If you're looking to buy a car, our auto loans and vehicle financing options make it simple and straightforward. Imagine driving off in your new vehicle without the stress of complicated financing it's that easy with us.

Digital & Online Banking

Key Features

Our online banking platform at https://www.lmfcu.net/ allows you to check your balances, pay bills, and transfer funds all at your convenience. You can also enjoy e-statements, so you'll never have to worry about paper clutter again. Keeping track of your financial activities is simpler than ever! For those who love using their smartphones, our mobile application brings banking right to your fingertips. With features like mobile payments, making purchases has never been easier. Plus, our person-to-person transfer option lets you send money to friends and family quickly and securely.

Security and Convenience

Your security is our top priority. With electronic signature authorization available, signing documents is not only safe but also hassle-free. Rest assured that our online banking services are protected with robust security measures, giving you peace of mind while managing your accounts. Whether you're checking in after hours or need to make an urgent payment during the weekend, our 24/7 online banking services ensure that you have access anytime you need it. At Labor Management, we aim to provide our members with user-friendly tools that enhance their banking experience. Enjoy real-time account management and take control of your finances today!

Financial Strength

Growing Community Trust

Total Share Accounts stand at 4,878, showing a strong and growing member base that trusts us with their finances. This trust empowers us to continue improving our offerings while maintaining the high standards you expect from Labor Management. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Labor Management is your trusted partner. Visit us at 8225 Us Highway 60 W Lewisport Ky 42351 or call (270) 295-3422 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $6,042,927 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $989,775, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $58,844 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees ready to assist you with a knowledgeable, committed team.

Reinvesting in Our Future

With $3,900,416 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $514 in used auto loans and a total of $22,639,176 in loans and leases across various sectors.

Strong Financial Health

With a net worth of $3,926,849, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.19% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,848,752 in used vehicle loans and $3,146,113 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we have options that can fit your budget.

Credit Lines

In addition to traditional loans, we provide access to credit lines up to $2,000,000. This allows you flexibility in managing expenses as they arise perfect for both personal and business needs. If you're considering refinancing options or want to learn more about eligibility requirements for any of our products, please visit our website at www.lmfcu.net. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Labor Management, we're committed to providing you with transparent and reliable financial solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $211,120, make buying or refinancing simple. We provide personalized assistance to help you navigate the mortgage process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $414,187 in loans helping members manage their finances effectively. This can be an excellent option if you need quick access to funds without collateral requirements.

Loan Aggregator

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LABOR MANAGEMENT FEDERAL CREDIT UNION - Lewisport, KY

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