LA TERRE FEDERAL CREDIT UNION

At La Terre, our mission is clear: we strive to deliver exceptional financial services while fostering community support. We believe in creating lasting relationships with our members by offering personalized solutions tailored to their unique circumstances. We focus not only on banking but also on uplifting the communities we serve through various outreach programs and partnerships. While members can visit us at 701 Barrow St Houma La 70360, official correspondence should be sent to 701 Barrow St, Houma, LA 70360-4701. Our branch operates Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 4:30 PM, making it convenient for you to access our services when you need them most. We are proud to offer ATM availability and drive-thru banking for quick transactions. Additionally, we have embraced digital advancements by providing online and mobile banking options for seamless account management. Our commitment extends beyond traditional banking; we ensure ADA compliance so that all members can access our services comfortably. Community involvement is at the heart of what we do. We actively participate in local initiatives that promote financial literacy and support those in need. By partnering with local organizations and hosting events, we strive to give back and help foster a stronger community. Join us at La Terre today! Experience firsthand the benefits of being a member of a credit union that truly cares about your financial success and community welfare. Visit us or call us at (985) 872-2836 to learn more about how we can support your journey toward financial wellness!

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 985-872-2836. We look forward to welcoming you into our branch soon! Explore all that La Terre has to offer your financial future starts here!

Situated near local favorites like the historic downtown area and just a short drive from Houma's vibrant shopping spots, our branch is easy to reach. When you arrive, you'll find ample parking available, ensuring a hassle-free visit. Our facilities are fully ADA compliant, featuring ramps and designated parking spaces for those with mobility challenges.

We understand that life can be busy! That's why we offer convenient banking hours: Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 4:30 PM. During these hours, you can access a variety of services including personal banking, auto loans, mortgage options, and more. For those who prefer to bank on-the-go, we also have an ATM available for quick cash withdrawals and balance checks. If you're looking for a simple transaction experience, our drive-thru service is perfect for deposits and withdrawals without leaving your vehicle. While members can visit us at 701 Barrow St, official correspondence should be sent to the same address as our mailing address remains unchanged.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans funded yet, we are eager to help you secure financing when the time comes. Our flexible loan options are meant to adapt to your specific needs, whether you're purchasing equipment, renovating your space, or managing day-to-day expenses.

In addition to loans, we provide comprehensive merchant services that simplify payment processing. Imagine a busy café in Houma, LA where customers can pay quickly and easily using various methods credit cards, mobile wallets, or even online payments. Our merchant services ensure that you can focus on what matters most: serving your customers and growing your business. With our dedication and understanding of local businesses, we're here to help you thrive in today's competitive market. Visit us at 701 Barrow St Houma La 70360 or call us at (985) 872-2836 to discover how we can support your business journey!

With convenient ATM access at various locations and drive-thru services at our branch, withdrawing cash has never been easier. Whether you're making quick deposits or simple transactions, we've got you covered. At La Terre, located at 701 Barrow St Houma La 70360 in Houma, LA, we strive to make banking straightforward and accessible for everyone. Our team is ready to assist you during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 4:30 PM. If you're ready to take advantage of these services or have any questions, don't hesitate to reach out at (985) 872-2836 or visit us online at Downtown Office. Your financial journey starts here!

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options are designed with you in mind. We offer competitive rates that can make buying that dream car much easier. Imagine driving off in your new vehicle while knowing that you secured a great deal through La Terre.

For our business members, we provide comprehensive banking solutions including merchant services and business loans. We understand the challenges of running a business, so let us assist you in securing the funding necessary for growth and success.

Enjoy shopping? Our credit cards come with rewards programs so you can earn points for every purchase. Whether it's cash back or travel rewards, using our credit card means getting more out of what you spend.

Homeownership is a significant milestone, and we're here to support you through it. Our mortgage loans provide flexible terms and competitive rates that fit your budget. If you're already a homeowner considering refinancing, we can help you explore options that might lower your monthly payments or help you tap into your home's equity.

When it comes to personal banking, we offer checking and savings accounts tailored to suit various lifestyles. If you're saving for a special occasion or just want easy access to your funds, our accounts come with competitive interest rates and no hidden fees. Additionally, our online and mobile banking services make managing your money convenient. You can check balances, transfer funds, and even pay bills from the comfort of your home or on the go.

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans for those moments when you need extra cash. Additionally, if you're juggling multiple debts, consider our debt consolidation options that can simplify your finances by combining them into one easy payment.

Security is paramount in today's digital world, and at La Terre, we prioritize keeping your information safe. Our online services use robust security measures so you can bank with confidence. The user-friendly design of our website ensures that everyone can navigate their accounts easily whether you're tech-savvy or just getting started. In summary, La Terre provides all the tools you need for efficient online banking. From 24/7 access to e-statements and mobile apps, we're committed to making your banking experience smooth and secure. Join us today at https://www.laterrefcu.org/ and discover how easy it is to manage your money!

With our 24/7 online banking services available at https://www.laterrefcu.org/ , you can check your account balances, pay bills, and transfer funds whenever it suits you. Want to send money to a friend or family member? Our person-to-person transfers feature makes it simple and fast. Just a few taps, and the money is on its way! If you're looking for a more organized way to manage your finances, take advantage of our e-statements. You'll receive your statements electronically, which not only saves paper but also keeps your information secure and easily accessible. For those who prefer mobile banking, our mobile application is here to help! You can manage your accounts directly from your phone, making it easier than ever to stay on top of your finances while on the go. Plus, with features like electronic signature authorization, signing documents has never been simpler or safer.

Our success is also attributed to our team. We take pride in having 10 full-time employees and 3 part-time employees dedicated to serving you with knowledgeable support whenever you need it.

Total Share Accounts: 6,167, show a strong and growing member base that trusts us with their finances. This community engagement is vital as it reinforces the bond between us and ensures we're here for you now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, La Terre is your trusted partner. Visit us at 701 Barrow St Houma La 70360 or call (985) 872-2836 to learn more about how we can help you achieve your financial goals.

We understand that achieving your financial goals often requires borrowing. With $389 in used auto loans and $23,003,595 in total loans and leases, our lending capacity supports members' diverse needs across various sectors. Our $45,139 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Unlike traditional banks, we prioritize our members. With non-member deposits at $4,326,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With $1,791,215 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This approach allows us to adapt and grow while keeping your interests at heart.

Members' savings are secured through $2,024,611 in share certificates. This commitment provides stable and rewarding financial growth opportunities for you. While we currently do not have money market shares, rest assured that every dollar you save with us is working hard to secure your future.

With a net worth of $2,496,917, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,570,050 in used vehicle loans and $10,496,241 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to ensure you can drive away with your dream car without unnecessary delays.

For those looking for additional flexibility in managing expenses, we provide credit lines totaling $800,000. This option allows you to borrow as needed while only paying interest on what you use. At La Terre, we are here to support you every step of the way. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out. Our team is ready to assist you! For more information or to discuss your loan needs further, please contact us at 985-872-2836. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here!

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans at this time, we are dedicated to guiding you through the mortgage process when options become available. We encourage you to stay informed about our future offerings that will simplify buying or refinancing your home.

We also offer flexible terms on unsecured credit card loans, with a total of $300,006 in loans helping members manage their finances effectively. Our credit cards come with rewards that make everyday purchases more rewarding.

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