La Loma Credit Union Loma Linda CA | Best Auto Loans & Business Banking

Introduction

Welcome to La Loma, a trusted member of the community since 1955. Located at 11161 Anderson St, Loma Linda, CA 92354, our branch has been dedicated to serving the financial needs of our members for decades. Whether you're looking for personal banking solutions, auto loans, or business financing, we're here to help you achieve your financial goals. At La Loma, we take pride in our strong commitment to our members and the local community. With a total membership of 12,678, we strive to create lasting relationships built on trust and support. Our assets total an impressive $110,521,586, reflecting our stability and dedication to responsible banking. We currently manage $5,905,003 in deposits and have provided loans totaling 4,335 to assist our members in reaching their dreams. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 26151 Mayberry St, Bryn Mawr, CA 92318. Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 4:00 PM. Feel free to give us a call at (909) 796-0206 if you have any questions or need assistance. Under the leadership of CEO Daniel Penrod and Board President Dell Jean Van Fossen, we are committed to providing exceptional service tailored to your needs. With a dedicated team of 23 employees, we work hard every day to ensure that each member feels valued and supported. Join us at La Loma today and discover how we can help you navigate your financial journey with confidence. Visit our website at www.llfcu.org or stop by the branch we look forward to welcoming you!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; we believe in giving back to the community that has supported us for so long. Through partnerships with local organizations and various outreach programs, we strive to make a positive impact in Loma Linda and its surrounding areas. As part of our dedication to accessibility and customer satisfaction, we've embraced digital advancements while ensuring ADA compliance across all platforms. Whether you're visiting us in person or connecting online through mobile applications or e-statements, we're here for you. Join us at La Loma and experience the difference of being part of a community-focused credit union. Together, let's build a brighter financial future! For more information or inquiries, feel free to call us at 909-796-0206.

Our Mission

At La Loma, our mission is simple yet profound: to enhance the financial well-being of our members and support the communities we serve. We are here to offer a range of personal and business banking services designed to meet your needs from checking and savings accounts to auto loans and mortgages. Our goal is to create a welcoming environment where every member feels valued and supported on their financial journey. While you can visit us at 11161 Anderson St, official correspondence should be directed to our mailing address at 26151 Mayberry St, Bryn Mawr, CA 92318. We understand that convenience matters; therefore, we offer ATM services for easy access to your funds and provide online banking options for managing your account anytime, anywhere.

Branch Location & Accessibility

Call Us Anytime!

We invite you to visit La Loma or give us a call at 909-796-0206 if you have any questions or need assistance. Our dedicated team is here to help make your banking experience smooth and enjoyable. Come see how easy it is to bank with us!

Nearby Landmarks and Parking

La Loma is situated near several local landmarks, making it a familiar stop for many residents. We have ample parking available right outside our branch, so you can park with ease when you visit us. Plus, we've made sure our facilities are ADA-compliant, with ramps and other accessibility features to ensure everyone can access our services comfortably.

Operating Hours and Services Offered

Our branch operates Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 4:00 PM. We know that life gets busy, so we strive to keep our hours convenient for your schedule. At La Loma, we offer a range of personal banking services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans and credit cards with rewards. For businesses, we provide merchant services and business loans. You can also enjoy online and mobile banking features that allow you to manage your finances anytime, anywhere.

Member Eligibility

At La Loma, we believe that everyone deserves the opportunity to be part of a welcoming community where your financial needs are understood and supported. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our local area. Whether you're looking for personal banking services or business solutions, you'll find a range of products designed with you in mind. For those who want to dive deeper into the eligibility requirements, check out the details at . Joining us means gaining access to competitive rates on loans, personalized service from our dedicated staff, and a variety of convenient banking options that fit your lifestyle. Ready to take the next step? Opening an account is straightforward; feel free to give us a call at (909) 796-0206 for assistance or visit us at 11161 Anderson St Loma Linda Ca 92354. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to our loan offerings, we provide merchant services that make everyday transactions easier. Imagine having a seamless payment processing system that allows you to focus on what matters most growing your business. Whether you're accepting credit cards or managing online payments, our solutions are tailored to fit your needs. Visit us at 11161 Anderson St Loma Linda Ca 92354 or call us at (909) 796-0206 to learn more about how La Loma can be your trusted partner in achieving business success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $234,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. Access your accounts anytime, anywhere whether it's checking balances or transferring funds on the go. Need cash? Our ATM services ensure you can access your funds easily. With basic ATM access for withdrawals and balance checks, getting money when you need it has never been simpler.

Credit Cards and Business Banking

Don't forget about our credit cards with rewards! Earn points on every purchase, which can lead to exciting benefits like travel discounts or cash back perfect for those who love to shop or travel. For business owners, our business banking services, including merchant services and business loans, are designed to support your growth. We know how important it is for local businesses to thrive, and we're here to help you succeed.

Get Started Today!

At La Loma, we are committed to serving our community with integrity and dedication. If you're interested in any of these services or have questions about what we offer, don't hesitate to reach out! Give us a call at 909-796-0206 or visit us online at llfcu.org. We look forward to helping you achieve your financial goals!

Personal Banking Services

Starting with personal banking, we offer checking and savings accounts tailored to help you manage your day-to-day expenses and save for future goals. Whether you're looking to open your first account or switch from another bank, our friendly staff is here to guide you through the process. When it comes to financing your next vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms. Imagine cruising down the road in your new car, knowing you've secured an excellent deal through us. For those seeking a place to call home, our mortgage loans and refinancing services can help make that dream a reality. With various mortgage options available, we're ready to assist you in finding the right fit for your budget. We also recognize that life can throw unexpected challenges your way. That's where our personal loans and debt consolidation services come into play. These offerings can provide quick relief during tough times or help consolidate debt into manageable payments.

Digital & Online Banking

Key Services Offered

Our online banking platform allows you to check balances, pay bills, and transfer money effortlessly. If you need to send money to a friend or family member, our person-to-person transfers make it quick and simple. Plus, with electronic statements available, you can go paperless and keep all your important documents organized without clutter. For those who prefer using their mobile devices, our user-friendly mobile application lets you manage your accounts with just a few taps. Although we currently do not support mobile payments, our app provides all the essential features for easy account management.

Security and Convenience

We prioritize your security while providing these convenient services. Rest assured that your information is protected as you navigate through our online banking system. Our electronic signature authorization feature ensures that all transactions are secure, giving you peace of mind. With La Loma's digital banking solutions, accessing your accounts has never been easier. Whether you're looking to view e-statements or perform transactions on-the-go, we're here to support your financial needs every step of the way. Embrace the convenience of modern banking with us today!

Financial Strength

Commitment to Growth

With $9,668,095 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $999 in used auto loans and $71,332,769 in total loans and leases, helping you achieve your financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 14,054, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, La Loma is your trusted partner. Visit us at 11161 Anderson St Loma Linda Ca 92354 or call (909) 796-0206 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $12,486,170 in share certificates and $1,163,318 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $9,704,049, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $878 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,065,080 in used vehicle loans and $17,030,524 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we've got financing solutions tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $234,110 provide the capital needed to grow and expand. Whether it's for inventory purchases or operational expenses, we are here to support your business endeavors.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,833,107, make buying or refinancing simple. We offer competitive rates and personalized service to ensure that your journey to owning a home is as smooth as possible.

Refinancing Options

If you're considering refinancing any existing loans be it an auto loan or a mortgage we have options available that could save you money over time. Talk to one of our representatives today about eligibility requirements and how we can assist you in lowering your monthly payments. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Ready to explore our loan offerings? Contact us at (909) 796-0206, visit us at 11161 Anderson St Loma Linda Ca 92354 in Loma Linda, CA, or check out our website at www.llfcu.org for more information. We're here to help you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,460,989 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while allowing for easy repayment options.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures that its loan comparisons are accurate and reliable. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from legitimate financial institutions guarantees that users receive fair and transparent offers tailored to their needs.

LA LOMA FEDERAL CREDIT UNION