LA Healthcare Credit Union Los Angeles CA | Low Mortgage Rates & Auto Loans

Introduction

At L.a. Healthcare, we believe in putting our members first. Located at 1245 Wilshire Blvd Lbby, Los Angeles, CA 90017, our credit union has proudly served the community since 1964. With a commitment to personalized service and financial well-being, we are here to support your goals, whether that's buying a new car or saving for your dream home. While members can visit us at our convenient branch location, official correspondence should be sent to PO BOX 17159, Los Angeles, CA 90017. As of now, we have built a strong membership base of 1,971 individuals who trust us with their financial needs. Our total assets stand at an impressive $15,276,243, reflecting our stability and dedication to serving you better. Under the leadership of CEO Annice Kim and Board President Bonnie Gorges, our team of four dedicated employees is focused on making your banking experience smooth and enjoyable. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total deposits amount to $1,591,321, showcasing the trust our members place in us. With a net worth of $1,305,484 and $435,106 cash in hand, we are well-positioned to help you achieve your financial aspirations. Whether you're looking for competitive loan rates or reliable banking services, we are here for you. Want to learn more? Feel free to reach out by calling us at 213-748-4788 or visit our website at lahfcu.org for additional information about how we can assist you on your financial journey!

Branch History & Mission

Welcome to L.a. Healthcare, a credit union that has been a cornerstone of financial well-being in Los Angeles since its founding in 1964. Our journey began with a simple mission: to serve our members with dedication and integrity, while fostering a sense of community and support. With over 1,971 members and total assets amounting to $15,276,243, we have grown significantly over the years, reflecting the trust and confidence placed in us by our community. Located at 1245 Wilshire Blvd Lbby, Los Angeles, CA 90017, our branch is easily accessible for all your banking needs. Whether you're visiting us during our operating hours from Monday to Friday, 7:00 AM to 4:00 PM, or taking advantage of our ATM services available on-site, we strive to provide convenience alongside quality service. Our mission extends beyond just providing financial services; it's about empowering our members to achieve their goals. We offer a range of products including checking and savings accounts, auto loans, personal loans, credit cards with rewards, and business banking solutions. We believe that by supporting each member's unique journey be it buying a first car or managing personal finances we contribute positively to the community as a whole. While members can visit us at 1245 Wilshire Blvd Lbby, official correspondence should be sent to PO BOX 17159, LOS ANGELES, CA 90017 if you need to reach out through mail. In addition to our traditional offerings, we embrace digital advancements that enhance your banking experience. From online banking and mobile payments to e-statements and electronic signatures, we ensure that banking is not only easy but also secure. Our commitment to ADA compliance means that all members can access our services comfortably. Community outreach is at the heart of what we do. We engage in various partnerships and initiatives aimed at uplifting those around us. By participating in local events and supporting charitable causes, we reinforce our dedication to making a positive impact beyond just financial transactions. We invite you to join L.a. Healthcare today! Experience the difference of being part of a credit union that truly cares about its members and community. Call us at 213-748-4788 or visit our website at lahfcu.org for more information on how you can become part of our family. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is important for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots for those who need them. Ample parking is available near our entrance, so you won't have to worry about finding a spot when you arrive.

Services Offered

At L.a. Healthcare, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're dedicated to helping you achieve your financial goals. Need cash on the go? We have an ATM available for your convenience right at the branch. Though we do not currently provide drive-thru banking or shared services at this location, our team is always ready to assist you in-person with any questions or transactions you may have. Feel free to give us a call at 213-748-4788 if you have any questions or need assistance before your visit. We look forward to welcoming you to our branch soon!

Member Eligibility

At L.a. Healthcare, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you're part of the healthcare industry or related fields, you're already on the right path to joining us. We also open our doors to anyone living or working in specific areas around Los Angeles. This means you could be just a few steps away from enjoying a range of benefits, including personalized service, competitive rates, and community-focused programs tailored for your needs. To explore all the eligibility details, feel free to visit this link. And when you're ready to open an account, we've made that easy too! Just reach out to us at (213) 748-4788 or stop by our branch at 1245 Wilshire Blvd Lbby Los Angeles Ca 90017 during our operating hours. Join us today and experience the difference of being part of L.a. Healthcare!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a partner who understands your cash flow needs. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. From accepting credit cards to mobile payments, we ensure that your customers can pay easily and securely, enhancing their experience while boosting your sales. Whether you're just starting or looking to expand, L.a. Healthcare is here to support your journey. Visit us at 1245 Wilshire Blvd Lbby Los Angeles Ca 90017 or call us at (213) 748-4788 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM & Cash Withdrawal Services make it easy for you to access funds quickly. You can enjoy basic ATM access for withdrawals and balance checks without any hassle. At L.a. Healthcare, we're committed to simplifying your banking experience while providing exceptional service tailored to your needs. If you're ready to take control of your financial journey or have questions about our services, don't hesitate to reach out! Call us at 213-748-4788 or visit us at our branch today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services make it easier than ever. With competitive rates and flexible terms, you can drive away in the vehicle of your dreams without breaking the bank.

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. Your success is important to us, and we provide the tools necessary to help your business thrive.

Credit Cards with Rewards

With our Credit Cards with Rewards, not only do you get a convenient payment option, but you also earn rewards on your purchases. It's a great way to make the most out of your everyday spending!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to guide you through the process every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime and anywhere. From checking balances to transferring funds or even making payments, it's all just a few taps away.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer Personal Banking options including checking and savings accounts that can help you save for the future. Imagine easily accessing your funds while enjoying peace of mind knowing your money is secure.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services can provide quick relief. We work with you to find a solution that fits your budget and helps reduce financial stress.

Digital & Online Banking

At L.a. Healthcare, we understand that managing your finances should be simple, secure, and accessible whenever you need it. That's why we offer a comprehensive suite of digital and online banking services designed to make your banking experience as easy as possible. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance or transferring funds, our user-friendly platform ensures that you have real-time control over your finances. You can explore all these features at https://lahfcu.org/. One of the standout features we provide is electronic signature authorization. This means you can sign important documents from the comfort of your home without the hassle of printing or scanning. Additionally, our e-statements allow you to keep track of your transactions and statements digitally, saving paper and making it easy to stay organized. For those who prefer banking on the go, our mobile application puts everything at your fingertips. With just a few taps, you can manage your accounts, pay bills, and even set up mobile payments for a quick checkout experience. Plus, with the option for person-to-person transfers, sending money to friends or family has never been easier. Safety is a top priority at L.a. Healthcare. Our digital banking services use robust security measures to protect your information so that you can bank with peace of mind. We invite you to explore these exciting features and take advantage of the convenience they bring to your daily life. In today's fast-paced world, having reliable access to your finances is crucial. At L.a. Healthcare, we are committed to providing you with modern solutions that fit seamlessly into your lifestyle. Whether you're using a desktop or mobile device, managing your money has never been more straightforward!

Financial Strength

Commitment to Innovation

With $1,329,204 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment means that whether you're looking to save or borrow, we have the right solutions tailored for your needs.

Dedicated Team

We also take pride in having 4 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our staff is dedicated to helping you navigate your financial journey smoothly.

Growing Membership Base

With a total of 3,003 share accounts, it's clear that more people are choosing L.a. Healthcare as their trusted financial partner. Our growing member base reflects the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L.a. Healthcare is your trusted partner. Visit us at 1245 Wilshire Blvd Lbby Los Angeles Ca 90017 or call 213-748-4788 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Support

Our capacity to lend supports members' financial goals across various sectors. With $1,838 total auto loans and $6,021,153 in total loans and leases, we're here to assist you with your financing needs effectively.

Operational Efficiency

Despite facing challenges reflected in our net income of -$23,720, our operational efficiency ensures that we can continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $584,670 in share certificates and $767,054 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We focus our resources on benefiting you through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $1,305,484, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 855% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,750,023 in used vehicle loans and $1,821,523 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, our competitive rates and flexible terms can make your car-buying experience straightforward and stress-free.

Credit Lines and Refinancing Options

For those needing additional flexibility with their finances, we offer credit lines totaling $1,500,000. This option can be an excellent choice if you're looking for quick access to funds without taking on additional debt upfront. If you're considering refinancing any existing loans or mortgages, our knowledgeable staff is ready to help evaluate your eligibility and find the best solution tailored to your situation. At L.a. Healthcare, we're committed to providing personalized service and transparent information so you can make informed decisions regarding your financial future. Contact us at 213-748-4788 or visit us at 1245 Wilshire Blvd Lbby Los Angeles Ca 90017 to learn more about how our loan products can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $625,068, make buying or refinancing simple. We understand that purchasing a home is one of the most significant financial decisions you'll make, and our dedicated team is here to guide you through the process every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $271,552 in loans helping members manage their finances effectively. These cards provide convenience and flexibility for everyday purchases while allowing you to build your credit history.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers presented are fair and transparent. By using accurate and up-to-date information, LendMesh helps users make informed decisions about their borrowing options.

Benefits of Using LendMesh

LendMesh stands out in several key ways: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them find the best deals available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

L.A. HEALTHCARE FEDERAL CREDIT UNION - Los Angeles, CA

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