LA Healthcare Credit Union Los Angeles CA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to L.a. Healthcare, your trusted financial partner in Los Angeles, CA. Since our establishment in 1964, we have been dedicated to serving our community with reliable banking solutions tailored to meet the unique needs of our members. Located at 320 W 15Th St Ste 128, Los Angeles, CA 90015, we are proud to support over 1,971 members while managing assets totaling $15,276,243. At L.a. Healthcare, we understand that financial security is essential for you and your family. That's why we offer a range of services from personal banking and auto loans to credit cards with rewards and business banking solutions. With total deposits amounting to $1,591,321 and a net worth of $1,305,484, we are well-equipped to help you achieve your financial goals. Our commitment to our members goes beyond just numbers; it reflects our mission to foster a strong sense of community. Under the leadership of CEO Annice Kim and Board President Bonnie Gorges, our small but dedicated team of four employees works tirelessly to provide personalized service that makes every member feel valued. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 17159, LOS ANGELES, CA 90015. We invite you to reach out at 213-748-4788 or explore our website at lahfcu.org for more information about how we can assist you on your financial journey. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Community Focused Services

We are proud to offer convenient access to banking services with ATM availability and a robust online banking platform that includes mobile payments and electronic statements. Our operating hours Monday, Tuesday & Thursday from 9:00 AM to 3:00 PM are designed to fit into your busy schedule. As we continue on this journey together with you as part of L.a. Healthcare's family, we invite everyone seeking reliable financial services to join us. Experience firsthand how we blend community values with comprehensive banking solutions tailored just for you. Call us today at 213-748-4788 or visit our website at lahfcu.org to learn more about how we can serve you better!

Our Mission

Our mission is simple yet powerful: to empower our members through accessible financial solutions while fostering community growth. We understand that each member's journey is unique, and we strive to offer personalized services tailored to individual needs. Whether you're looking for checking accounts or vehicle financing, L.a. Healthcare is dedicated to helping you achieve your financial goals. We also recognize the importance of outreach and support within our community. Through partnerships with local organizations and initiatives that promote financial literacy and well-being, we aim to make a positive impact beyond banking. While members can visit us at 320 W 15Th St Ste 128, official correspondence should be sent to PO BOX 17159, LOS ANGELES, CA 90015.

Branch Location & Accessibility

Welcome to L.a. Healthcare, your friendly neighborhood credit union located conveniently at 320 W 15Th St Ste 128 in the vibrant city of Los Angeles, CA. We're proud to serve our members in the heart of Los Angeles County, a stone's throw from notable landmarks such as the bustling LA Live and the iconic Staples Center. Whether you're stopping by for personal banking services or just to ask a question, we strive to make your visit as pleasant as possible. At our branch, we understand that accessibility is key. That's why our location is designed with you in mind, featuring ADA-compliant ramps and ample parking to ensure that everyone can easily access our services. While you're here, take advantage of our ATM availability for quick cash withdrawals and balance checks. Our lobby hours are set to accommodate your busy schedule. You can visit us on Monday, Tuesday, and Thursday from 9:00 AM to 3:00 PM. If those times don't work for you, feel free to give us a call at 213-748-4788; we're always happy to assist you over the phone. While members can visit us at our branch address, please note that official correspondence should be sent to PO BOX 17159, Los Angeles, CA 90015. So whether you're looking for checking and savings accounts, auto loans, or even mortgage refinancing options, L.a. Healthcare is here to help you every step of the way. Come on by and experience the warm community feel that sets us apart from traditional banks!

Member Eligibility

Becoming a member of L.a. Healthcare is like opening the door to a welcoming community that truly cares about your financial well-being. If you're in the Los Angeles area, particularly near our location at 320 W 15Th St Ste 128 Los Angeles Ca 90015, we invite you to explore membership options that are designed to support individuals just like you. Our eligibility criteria are straightforward and inclusive, aiming to ensure everyone has access to our valuable services. To get started, simply check the detailed information about who can join us. Once you see that you qualify, opening an account is a breeze! Just reach out to us at (213) 748-4788 or visit us during our lobby hours, and we'll guide you through the process with ease. Joining L.a. Healthcare not only gives you access to a range of financial products but also connects you with a community that prioritizes your needs. We can't wait for you to become part of our family!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine your customers being able to pay easily, whether they're using a card or mobile payment. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. With easy access to funds and streamlined payment options, you can enhance customer satisfaction while managing your cash flow effectively. Located at 320 W 15Th St Ste 128 Los Angeles Ca 90015 in Los Angeles, CA, we invite you to explore how our business banking and commercial services can empower your enterprise. Call us at (213) 748-4788 or visit us online at https://lahfcu.org/ to learn more!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With ATM availability at our branch, accessing cash is quick and easy. You can perform basic ATM functions such as withdrawals and balance checks without hassle. In addition to these services, we prioritize convenience through our online and mobile banking platforms. As technology continues to evolve, so do we ensuring that all members have access to the tools they need for effective financial management. If you have any questions or would like more information about how L.a. Healthcare can help you achieve your financial goals, don't hesitate to reach out! Call us at 213-748-4788 or visit us during lobby hours: Monday, Tuesday & Thursday from 9:00 AM - 3:00 PM. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help make your dream vehicle a reality. We provide competitive rates that cater to various budgets, ensuring that you can drive away in a car that fits your lifestyle without breaking the bank.

Business Banking

For entrepreneurs and business owners in the community, we also provide business banking services. From merchant services that streamline payment processes to business loans aimed at fueling growth, we are committed to supporting local businesses thrive.

Credit Cards with Rewards

Don't forget about our credit card options! With rewards programs designed to benefit you as you spend, using our credit cards means earning points for purchases you'll make anyway turning everyday spending into rewards.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is ready to guide you through the process. We know how important it is to secure a comfortable living space for you and your family.

Personal Banking

For those seeking reliable banking options, we offer personal banking services that include checking and savings accounts. Imagine having easy access to your funds while earning interest on your savings it's all possible here at L.a. Healthcare. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills right from your smartphone or computer. With services like e-statements and electronic signatures, managing your accounts has never been more convenient.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans offer flexible solutions tailored to your financial situation. Picture yourself freeing up cash flow by consolidating high-interest debts into one manageable payment; that's just one way we aim to support our members' financial health.

Digital & Online Banking

Key Features

Our online banking services, available at https://lahfcu.org/, allow you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're on your lunch break or relaxing at home, our 24/7 online banking ensures you have control over your finances whenever you need it. Plus, with electronic signature authorization, signing important documents has never been easier or more secure.

Security First

We prioritize your security with advanced measures to protect your personal information. Enjoy peace of mind knowing that our digital banking services are designed with safety in mind. From electronic signatures to secure logins, we ensure that your data remains private and protected. In short, L.a. Healthcare offers an accessible and convenient way to manage your finances digitally. Embrace the ease of online banking today and experience how simple it can be to stay on top of your financial needs!

Stay Connected

Want to keep track of your spending while on the go? Our mobile application makes it simple! You can manage your accounts right from your smartphone, whether you're making mobile payments or sending money to friends through person-to-person transfers. Our app also supports e-statements, so you can easily access your financial information without the clutter of paper statements.

Financial Strength

A Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L.a. Healthcare is your trusted partner. Visit us at 320 W 15Th St Ste 128 Los Angeles Ca 90015 or call (213) 748-4788 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $584,670 in share certificates and $767,054 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is evident in our operations, with a net income of $-$10,642, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,329,204 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant with $919 in used auto loans and $6,021,153 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $1,305,484, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.55% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,750,023 in used vehicle loans and $1,821,523 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or adjust your loan terms.

Credit Lines

For those who prefer flexibility, our total credit lines amounting to $1,500,000 provide accessible funds when you need them most. This option allows you to borrow as needed while only paying interest on what you use. At L.a. Healthcare, we pride ourselves on offering tailored financial solutions that work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today and discover how we can assist you with your loan needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $625,068, make buying or refinancing simple. We're committed to guiding you through the process every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $271,552 in loans helping members manage their finances effectively. These cards can be a great way to handle unexpected expenses or consolidate debt.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers they see are fair and transparent. Each lender featured on LendMesh has been thoroughly vetted, ensuring that only legitimate financial institutions are included in the comparison process.

L.A. HEALTHCARE FEDERAL CREDIT UNION - Los Angeles, CA

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