Our Oakdale branch is equipped with ADA-compliant features to ensure everyone can visit us comfortably. There are designated parking spots available for our members, along with ramps for easy access into the building. If you're looking for quick service, our drive-thru banking option is available for simple transactions like deposits and withdrawals.
We understand that your time is valuable. That's why we're open from 9:00 am to 5:00 pm, Monday through Friday. Whether you need help with personal banking, auto loans, or mortgage options, our friendly staff is here to assist you during these hours.
At La Capitol, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, enjoy the convenience of ATM access right at our branch and shared service center transactions if you're a member of one of our partner credit unions. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 318-335-3254. We look forward to serving you at La Capitol in Oakdale!
We also know that managing payments is crucial for any business. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From seamless payment processing to reliable customer service, we provide the tools that keep your operations running smoothly. Located at 2040 Highway 165 S Oakdale La 71463, we're here to help you navigate your financial needs and empower your business's success. Reach out to us at 318-335-3254 during our operating hours from 9:00 am to 5:00 pm, Monday through Friday, and let's discuss how we can support your vision!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $17,548,652, we continue to drive economic growth by financing new and expanding businesses.
For entrepreneurs and small business owners, our Business Banking services are here to support your success. We offer Merchant Services & Business Loans designed to help your business thrive in today's competitive market.
Why not earn rewards while you spend? Our Credit Cards with Rewards program allows you to accumulate points for every purchase, which can be redeemed for exciting perks. It's an excellent way to make your everyday spending work for you.
In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking platforms. Manage your accounts anytime, anywhere with features like mobile payments, e-statements, and person-to-person transfers. You can also enjoy easy access to cash through our ATM and cash withdrawal services available at numerous locations.
Need to make a quick deposit or withdrawal? Our basic drive-thru banking service allows for hassle-free transactions without leaving your vehicle. Plus, as part of our commitment to community collaboration, we offer basic shared branch transactions for members of partner credit unions. No matter what financial goals you have in mind, the dedicated team at La Capitol is here to assist you every step of the way. We invite you to contact us at (318) 335-3254 or visit us in person during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Ready to take control of your finances? Visit our website at http://www.lacapfcu.org or stop by today! Your financial future starts here at Oakdale!
Dreaming of homeownership? At La Capitol, we offer competitive Mortgage Loans & Refinancing solutions that cater to both first-time buyers and seasoned homeowners. Our knowledgeable staff will guide you through the process, ensuring you understand every step along the way.
Managing your day-to-day finances has never been easier. With our Personal Banking options, including checking and savings accounts, you can effortlessly keep track of your money while earning interest on your savings. If you're considering buying a car, our Auto Loans & Vehicle Financing services make it simple and affordable to get behind the wheel. Need help with a big purchase? Our Personal Loans & Debt Consolidation options can provide the financial support you need.
Our online banking platform, available at http://www.lacapfcu.org, allows you to check balances, transfer funds, and pay bills all at any hour of the day or night. Whether it's early morning or late at night, our 24/7 online banking services are here for you. You can enjoy real-time account management without the hassle of waiting in line.
With our mobile application, banking is as close as your smartphone. Need to make a quick payment? Our mobile payments feature lets you do just that! You can even send money directly to friends or family using our person-to-person transfer option making it easy to split bills or send gifts instantly.
We prioritize your security. Our electronic signature authorization feature allows you to sign documents safely online, saving you time while keeping your information protected. Plus, with e-statements available, you can access your financial statements securely without cluttering your mailbox.
Navigating through our digital services is straightforward and user-friendly. We've designed everything with you in mind so that managing your finances feels natural and stress-free. All these features come together to provide an enjoyable banking experience that fits seamlessly into your lifestyle. At La Capitol, we're committed to making your banking experience convenient and secure. Explore all our digital services today and see how we can help simplify your financial life!
Members' savings are secured through $180,010,990 in share certificates, offering stable and rewarding financial growth opportunities. This commitment reflects our focus on prioritizing your needs over traditional banking practices. While some institutions may rely heavily on non-member deposits, we are dedicated to channeling our resources directly back into our member services.
The trust placed in us by our community is evident as we manage a total of 91,218 share accounts. This strong and growing member base highlights the confidence you have in La Capitol for your financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, La Capitol is your trusted partner. Visit us at 2040 Highway 165 S Oakdale LA 71463 or call 318-335-3254 to learn more about how we can help you achieve your financial goals.
With $64,530,328 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also significant; with $44,478 in used auto loans and $584,430,112 in total loans and leases, we support our members' financial goals across various sectors.
Our financial performance is reflected in our net income of $3,189,757, showcasing our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. Additionally, we are proud to have 166 full-time employees and 3 part-time employees who are committed to serving you with knowledge and dedication.
With a net worth of $94,825,847, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
In addition to these loan products, we also offer credit lines totaling $148,670,109, giving you access to funds when you need them most. Plus, if you're exploring eligibility options or want more information on refinancing possibilities, don't hesitate to reach out. You can contact us at 318-335-3254 or visit us at 2040 Highway 165 S Oakdale LA 71463 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let La Capitol be your partner in achieving your financial aspirations!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $79,001,717 in used vehicle loans and $269,569,010 in new vehicle loans already helping members get on the road. We provide flexible terms and quick processing times to make your car-buying experience as smooth as possible.
For business owners seeking growth opportunities, our outstanding commercial loans totaling $17,548,652 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges businesses face and are dedicated to supporting local entrepreneurs.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,040,875, make buying or refinancing simple. We also offer refinancing options that allow you to lower your monthly payments or tap into your home's equity. Explore our mortgage solutions today and take the first step towards owning your dream home.
Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $34,702,308 in loans available, our credit cards come with benefits designed to help you manage your finances effectively while earning rewards along the way.
LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of using LendMesh as a comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to regulatory compliance ensures that users receive fair and transparent offers tailored to their financial needs. By relying on verified financial institutions, LendMesh guarantees that all loan offers are legitimate and trustworthy.