La Capitol Credit Union Baton Rouge LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to La Capitol at our Siegen Lane branch, located at 8876 Siegen Ln, Baton Rouge, LA 70810. Since we opened our doors in 1961, we've been committed to serving our community with trust and reliability. With a total membership of over 53,000 individuals, we pride ourselves on fostering relationships that empower our members financially. At La Capitol, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your specific needs from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our total assets have grown to an impressive $761,522,707, ensuring that we have the resources to support you in achieving your financial goals. You can feel confident knowing that our dedicated team of 169 employees, led by CEO Michael Hooper and Board President Cynthia Rougeou, is here to help you navigate your financial choices. Whether you're looking for competitive loan options or secure deposit accounts with a total of $26,323,990 in deposits, we're ready to assist you every step of the way. While members can visit us at our Siegen Lane location for face-to-face assistance, we also offer online and mobile banking services for added convenience. Need assistance? Give us a call at 225-342-5055, or explore more about us on our website at www.lacapfcu.org. Join us today and experience the La Capitol difference a credit union built on community values and member satisfaction.

Branch History & Mission

At La Capitol, we take pride in our rich legacy and commitment to the community of Baton Rouge, Louisiana. Since opening our doors in 1961 at 8876 Siegen Ln, we have continually evolved to meet the needs of our members, growing from a small credit union into a trusted financial institution with over 53,000 members and total assets reaching $761,522,707. Our branch is more than just a place to manage your finances; it's a hub for community support and financial empowerment. La Capitol's mission is simple yet powerful: to provide exceptional financial services while fostering a sense of belonging among our members. We believe that everyone deserves access to quality banking solutions that can improve their lives. Whether it's through personal banking services like checking and savings accounts, auto loans, or mortgages, we are dedicated to helping you achieve your financial goals. In addition to traditional banking services, we also focus on community outreach. Our partnerships with local organizations allow us to give back in meaningful ways, supporting initiatives that enhance the quality of life in Baton Rouge. We understand that our success is intertwined with the well-being of our community. While you can visit us at our convenient location on Siegen Lane, official correspondence should be sent to our mailing address if it differs from the branch address. We strive to make banking accessible for everyone with features such as ATM availability and drive-thru banking options. Our operating hours are Monday through Friday from 9 am to 6 pm and Saturdays from 9 am to 1 pm for drive-thru service only. As technology advances, so do we. La Capitol offers online and mobile banking services, making it easier than ever for members to manage their accounts on-the-go. Our commitment to accessibility ensures that all members can take advantage of these tools without barriers. Join us at La Capitol and experience the difference that a member-focused credit union can make in your life. With a dedicated team ready to assist you and an array of financial products tailored for your needs, we invite you to become part of our thriving community today! Visit us online at La Capitol or call us at 225-342-5055 for more information about how we can serve you better.

Branch Location & Accessibility

Banking Hours

Our friendly staff is here to serve you during our lobby hours from 9 AM to 6 PM, Monday through Friday. For those who prefer drive-thru services, we are open Saturday from 9 AM to 1 PM perfect for your busy weekends! If you have questions or need assistance outside of these hours, don't hesitate to call us at 225-342-5055.

Convenient Location

Situated near local landmarks, La Capitol is just a stone's throw away from popular spots like the Siegen Marketplace and the Mall of Louisiana. This makes it simple for you to drop by while you're out and about. Our branch features ample parking, ensuring that you can visit us without any hassle. We are also committed to accessibility, with ADA-compliant facilities and ramps available for all our members.

Services Offered

At La Capitol, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service allows for quick deposits and withdrawals, while shared services enable transactions for partner credit union members right here at our location.

Visit Us Today!

We invite you to stop by La Capitol at Siegen Lane today! Experience firsthand how we can help you achieve your financial goals in a friendly and welcoming environment. If you're unable to visit in person, feel free to give us a call or explore our website at lacapfcu.org for more information about membership benefits and services. We look forward to serving you!

Member Eligibility

Becoming a member of La Capitol is like joining a close-knit community where your financial well-being is our priority. If you're in the Baton Rouge area, you might be pleased to know that membership is open to individuals who live, work, or worship in East Baton Rouge Parish, along with their family members. This means that whether you're looking to save for the future, get an auto loan, or manage your day-to-day banking needs, we're here to support you every step of the way. You can find more detailed eligibility criteria by visiting our website at http://www.lacapfcu.org/membership-rewards. Joining us at La Capitol, located at 8876 Siegen Ln Baton Rouge La 70810, is easy and welcoming. Simply give us a call at (225) 342-5055 for assistance or check out our online application process through this link: https://app.loanspq.com/apply.aspx?lenderref=lacapfcu061120&list=xasast. We're excited to help you embark on your financial journey with us!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,548,652, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, offering convenient payment options can set your business apart. Our merchant services allow you to accept various payment types easily, helping you serve customers better and manage cash flow effectively. Imagine having the capability to process transactions on-the-go or online making it easier for your customers to do business with you. Explore how La Capitol at 8876 Siegen Ln Baton Rouge La 70810, Baton Rouge, LA can be your partner in success. Call us at (225) 342-5055 or visit us today!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy cash withdrawals and balance checks anytime you need them. And if you prefer face-to-face service, visit our drive-thru for deposits, withdrawals, and simple transactions without leaving your vehicle.

Business Banking

For our business members, we offer merchant services and business loans designed to help your company thrive. You can count on us for support as you grow your business and achieve financial success.

Digital Banking Convenience

Accessing your finances has never been easier thanks to our online and mobile banking features. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, pay bills, and more all from the comfort of home or on the go!

Home Financing

Looking to buy a house? Our mortgage loans and refinancing options can help you navigate the home-buying process smoothly. We offer guidance every step of the way so that you can make informed decisions about your investment.

Loans and Credit Cards

Life can be unpredictable, which is why we provide personal loans and debt consolidation services. Whether it's an unexpected expense or consolidating existing debts into one manageable payment, we've got your back. Plus, our credit cards come with rewards that turn your everyday spending into benefits.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only keeps your money safe but also offers rewards for everyday transactions! Our savings accounts help you grow your funds with competitive interest rates. If you're in the market for a new car or simply want to refinance an existing auto loan, La Capitol makes it easy with flexible auto loans and vehicle financing options. We understand how important reliable transportation is, and we're here to make that happen affordably.

Shared Branch Transactions

If you're a member of another participating credit union, La Capitol offers shared branch transactions where you can perform basic deposits and withdrawals easily. We invite you to explore all these services at La Capitol. If you have any questions or want to learn more about how we can assist you in achieving your financial goals, don't hesitate to call us at 225-342-5055. Your journey towards better banking starts here!

Digital & Online Banking

Easy Access to Your Accounts

With our online banking platform available at http://www.lacapfcu.org, you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, you have everything you need at your fingertips. Plus, our 24/7 online banking services ensure that you can access your financial information whenever it suits you.

On-the-Go Banking

Our mobile application brings all these features right to your smartphone. You can enjoy mobile payments for quick purchases and person-to-person transfers to send money effortlessly to friends or family. Whether you're at home or on the go, managing your finances has never been easier.

Secure Transactions Made Simple

Security is a top priority for us. That's why we offer electronic signature authorization, allowing you to complete transactions safely and efficiently without needing to visit a branch. You can also opt for e-statements to keep track of your financial activities while reducing paper clutter.

User-Friendly Features

We know that navigating digital banking should be straightforward. That's why our platform is designed with user-friendliness in mind. No complicated steps just clear options that help you take control of your finances with ease. At La Capitol, we're committed to providing services that fit your lifestyle while keeping your information secure. Join us today to experience the convenience of modern banking!

Financial Strength

At La Capitol, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our solid financial foundation, you can trust that your money is in good hands. With a net worth of $94,825,847, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $180,010,990 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $64,530,328 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,478 in used auto loans and $584,430,112 in total loans and leases. Our operations reflect our efficiency with a net income of $3,189,757, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,095,125. Total Share and Deposit Accounts: 91,218, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, La Capitol is your trusted partner. Visit us at 8876 Siegen Ln Baton Rouge La 70810 or call (225) 342-5055 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already funded $79,001,717 in used vehicle loans and $269,569,010 in new vehicle loans, helping members get on the road with ease. Whether you're interested in a brand-new model or a reliable used vehicle, our financing options can make your purchase smoother.

Credit Lines and Business Loans

For those looking to expand their business ventures, we have outstanding commercial loans totaling $17,548,652 available. These loans are designed to provide the capital needed for growth and development. At La Capitol, we're dedicated to making your borrowing experience straightforward and accessible. If you have any questions about our loan offerings or want to know more about refinancing options or eligibility requirements, feel free to reach out at 225-342-5055 or visit us at 8876 Siegen Ln Baton Rouge La 70810. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $34,040,875, making buying or refinancing simple. We offer competitive rates and terms designed to fit your budget. If you're considering refinancing your current mortgage, we can help you explore eligibility options to make it more affordable.

Unsecured Credit Card Loans

Managing everyday expenses just got easier with our flexible unsecured credit card loans. We currently offer a total of $34,702,308 in these loans, providing you with the means to manage your finances effectively without the burden of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This ensures transparency and helps users feel confident in their choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Instead, the platform focuses on providing unbiased results, allowing users to find the best rates without any hidden agendas. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be for those seeking better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh takes pride in delivering accurate and reliable loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust they are viewing fair and transparent offers tailored to their needs.

La Capitol