La Capitol Credit Union Baton Rouge LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to La Capitol, your trusted financial partner right here at 7142 Florida Blvd, Baton Rouge, LA 70806. Established in 1961, we have been dedicated to serving our members with a personal touch for over six decades. With a vibrant community of 53,187 members, La Capitol is not just about banking; it's about building relationships and making a positive impact in the lives of our members. At La Capitol, we take pride in our robust financial health. Our total assets stand at an impressive $761,522,707, while our total deposits amount to $26,323,990. This solid foundation allows us to offer competitive loans and exceptional services tailored to meet your needs. Currently, we have 35,555 loans and leases supporting our members' dreams and aspirations. Our commitment is reflected in our net worth of $94,825,847 and cash on hand totaling $3,036,409. Our leadership team is dedicated to guiding our credit union with integrity and vision. Led by CEO Michael Hooper and Board President Cynthia Rougeou, La Capitol operates with a clear mission: to provide accessible financial solutions that empower every member in our community. While you can visit us at our branch for all your banking needs, please remember that you can also reach out by phone at (225) 342-5055 or explore more about what we offer on our website at lacapfcu.org. We invite you to experience the difference of being part of La Capitol Credit Union where your financial goals are our priority!

Branch History & Mission

Community Engagement

La Capitol believes in giving back. We actively participate in local events and collaborate with other organizations to strengthen our community ties. Through these partnerships, we aim to make a meaningful impact on the lives of those around us. As part of our growth journey since 1961, we have embraced advancements that ensure compliance with ADA standards and focus on customer satisfaction. Our shared service center allows members from partner credit unions to access essential banking services effortlessly. We invite you to join La Capitol today! Experience firsthand how we're committed not just to your financial success but also to uplifting the entire Baton Rouge community. For more information or to become a member, please call us at 225-342-5055 or visit our website at lacapfcu.org.

Our Mission

At La Capitol, our mission is simple yet powerful: We strive to enhance the financial well-being of our members and support our local communities. This commitment extends beyond just offering personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards; it also encompasses outreach programs aimed at fostering financial literacy and empowerment within Baton Rouge. While members can visit us at 7142 Florida Blvd, official correspondence should be sent to our mailing address as necessary. We understand that convenience is key in today's fast-paced world. That's why we offer various digital services such as online banking, mobile payments, and e-statements alongside traditional banking options like drive-thru services and ATMs.

Branch Location & Accessibility

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 10:00 AM to 6:00 PM, ensuring you have plenty of opportunities to visit us during the week. Our dedicated team is ready to assist you with a variety of services, including checking and savings accounts, auto loans, mortgage options, and more.

Services Offered

At La Capitol, we offer a range of services tailored to meet your financial needs. Need cash quickly? Use our ATM available on-site for withdrawals and balance checks. Prefer a face-to-face interaction? Take advantage of our drive-thru banking option for quick deposits and simple transactions without leaving your car. For those who may require shared services, we also provide basic transactions for members of partner credit unions. While members can visit us at 7142 Florida Blvd, official correspondence should be sent to our mailing address if it differs. Don't hesitate to reach out! If you have any questions or need assistance, give us a call at 225-342-5055. We invite you to come experience the friendly service at La Capitol. Visit us today and discover how we can help you achieve your financial goals!

Member Eligibility

At La Capitol, we believe that becoming a member means joining a close-knit community where your financial needs come first. If you're looking to join us at our Baton Rouge branch located at 7142 Florida Blvd, you'll be glad to know that membership is open to individuals who live, work, worship, or attend school in the East Baton Rouge Parish area. We welcome everyone with open arms and strive to create an environment where you feel valued and supported. Becoming a member of La Capitol not only grants you access to our wide range of services like checking accounts, auto loans, and credit cards with rewards but it also opens the door to personalized financial guidance tailored just for you. To learn more about the specific eligibility requirements, please visit our website at http://www.lacapfcu.org/membership-rewards . When you're ready to take the next step in joining our family, opening an account is easy! Just head over to this link, or give us a call at 225-342-5055 if you have any questions. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,548,652, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine being able to accept payments quickly and securely while you focus on what you do best running your business. Our merchant services simplify payment processing so you can enhance customer satisfaction and streamline operations. From credit card processing to mobile payment solutions, we offer tools that make transactions easier for both you and your customers. Visit us at 7142 Florida Blvd Baton Rouge La 70806 in Baton Rouge, LA, or call us at (225) 342-5055 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

Running a business comes with its own set of challenges, and at La Capitol, we aim to ease some of that burden. We offer comprehensive business banking services, including merchant services and business loans designed to help you grow your enterprise effectively.

Digital Convenience at Your Fingertips

In today's fast-paced world, having access to your finances anytime is crucial. That's why we prioritize our online and mobile banking features. You can manage your accounts from wherever you are whether checking balances, transferring funds, or making payments all through our user-friendly apps. Need cash? Our extensive network of ATMs ensures you can access your money quickly and easily. We also offer drive-thru banking for simple transactions like deposits and withdrawals without leaving your car.

Personal Banking Made Easy

Whether you're looking to open a new checking or savings account, we have options tailored just for you. At La Capitol, personal banking means more than just accounts; it includes services like auto loans and vehicle financing for those looking to purchase their dream car. If you're considering buying a home, our mortgage loans and refinancing options make the process straightforward and stress-free. For unexpected expenses or debt consolidation, our personal loans can provide the flexibility you need. Plus, with our credit cards featuring rewards, every purchase can earn you points towards future benefits.

Shared Services for Added Flexibility

As a member of La Capitol, you also have access to basic shared branch transactions. This means if you're traveling or away from home, you can still make deposits or withdrawals at partner credit union locations.

We're Here for You

We invite you to visit us during our lobby hours from 10:00 AM to 6:00 PM, Monday through Friday. If you have any questions or need assistance with any of our services, don't hesitate to call us at 225-342-5055. At La Capitol, we are committed to making your banking experience as convenient and rewarding as possible. Whether it's personal banking needs or business solutions, we're here to support you every step of the way. Explore all that we offer today!

Digital & Online Banking

Key Features of Our Online Services

With our user-friendly online banking platform available at http://www.lacapfcu.org , you can easily check your account balances, pay bills, and transfer funds all from the comfort of your home or on the go. We offer 24/7 online banking services so that you never have to worry about banking hours. Whether you're looking to view e-statements or utilize electronic signature authorization for quick approvals, we have you covered.

Mobile Banking Made Easy

Stay connected with our mobile application, which is available for download on all major devices. Our app allows you to make mobile payments and conduct person-to-person transfers effortlessly. It's perfect for those times when you need to send money to a friend or pay for a service quickly. Plus, the security features in our app ensure that your information stays safe while you manage your finances.

Why Choose Us?

At La Capitol, we prioritize accessibility and ease of use. Whether you're tech-savvy or just getting started with online banking, our services are designed to meet your needs. With features like e-statements and electronic signature authorization, you can enjoy real-time account management without any hassle. Experience the future of banking today! Visit us at http://www.lacapfcu.org to learn more about how our digital services can simplify your financial life.

Financial Strength

Commitment to Growth

With $64,530,328 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $4,478 in used auto loans and a total of $584,430,112 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $3,189,757, which enables us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 166 full-time employees and 3 part-time employees who ensure our branches are always ready to assist you with a knowledgeable, committed team. This commitment extends beyond customer service; it reflects our dedication to fostering a strong community around La Capitol.

Growing Membership Base

With a total of 91,218, our growing member base trusts us with their finances. This trust fuels our mission to provide exceptional service while maintaining robust financial strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, La Capitol is your trusted partner. Visit us at 7142 Florida Blvd Baton Rouge La 70806 or call (225) 342-5055 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $180,010,990 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $94,825,847, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $79,001,717 in used vehicle loans and $269,569,010 in new vehicle loans already helping members get on the road. We provide tailored financing options whether you're purchasing a new or used vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $17,548,652 provide the capital needed to grow and expand. We understand that every business has unique needs and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $34,040,875. Our team is ready to guide you through the process and help you find the right mortgage solution for your unique situation.

Refinancing Options

If you're looking for better rates on existing loans or want to consolidate debt into one manageable payment, we also offer refinancing options. Reach out to us to explore eligibility criteria and how we can assist in making your financial journey smoother. For more information about our loan products or if you have any questions regarding eligibility and application processes, feel free to call us at 225-342-5055 or visit us at 7142 Florida Blvd Baton Rouge La 70806. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $34,702,308 in loans helping members manage their finances effectively. These cards provide you with an easy way to handle unexpected expenses while earning rewards along the way.

Loan Aggregator

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LA CAPITOL FEDERAL CREDIT UNION