La Capitol Credit Union Alexandria LA | Best Auto Loans & Mortgage Rates

Introduction

Welcome to La Capitol in Alexandria, LA! Nestled at 1930 Gus Kaplan Dr, our branch has been serving the community since 1961 with a commitment to helping our members achieve their financial goals. With a robust membership of 53,187 and total assets reaching an impressive $761,522,707, we pride ourselves on being a trusted partner for individuals and families in the area. At La Capitol, we understand that each member's journey is unique. That's why we offer a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgages, and personal loans. With total deposits of $26,323,990 and net worth amounting to $94,825,847, you can rest assured that your money is in safe hands. Our dedicated team of 169 employees, led by CEO Michael Hooper and Board President Cynthia Rougeou, is here to support you every step of the way. Whether you're looking for straightforward banking solutions or more complex financial services like business loans our goal is to ensure your satisfaction and financial success. While you can visit us at our branch for all your banking needs, feel free to explore our website at http://www.lacapfcu.org for online banking options or call us at 318-484-2338 with any questions. We invite you to discover the difference of being a member at La Capitol your community credit union where your financial future matters most!

Branch History & Mission

Commitment to Excellence

Our commitment extends beyond traditional banking. With advancements in technology, we ensure that our services remain accessible through online banking and mobile apps. Members can enjoy features such as electronic signatures and person-to-person payments all designed for convenience. La Capitol is dedicated to providing facilities that cater to all members. We offer ADA-compliant access and have implemented measures to ensure a comfortable experience for everyone who walks through our doors. Whether you prefer utilizing our drive-thru service or visiting us inside during lobby hours from 9:00 am to 5:00 pm Monday through Friday, we're here to serve you. As we look ahead, La Capitol remains committed to enhancing the lives of our members while contributing positively to the Alexandria community. Join us today and experience firsthand the benefits of being part of La Capitol a place where your financial goals are prioritized and your voice matters. For more information or to become a member, feel free to call us at 318-484-2338 or visit our website at La Capitol.

Our Mission

The mission of La Capitol is simple yet powerful: to empower our members by providing exceptional financial services while fostering community development. We believe that everyone deserves access to affordable banking solutions, which is why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. We focus not just on transactions but also on building lasting relationships with our members. By prioritizing customer service and support, we aim to meet the unique needs of each member. Additionally, we engage in various community outreach initiatives that strengthen local ties and promote financial literacy.

Branch Location & Accessibility

Welcome to La Capitol, your friendly neighborhood credit union located at 1930 Gus Kaplan Dr in Alexandria, LA. Our branch is designed with convenience in mind, making it easy for you to access the financial services you need. Whether you're stopping by for a quick transaction or looking to explore our range of banking options, we're here to help! Our Alexandria branch is nestled near popular landmarks, ensuring that you can easily find us. With ample parking available and features that are compliant with ADA standards, we strive to make every visit comfortable and accessible for all members. If you ever need assistance, our dedicated team is just a phone call away at 318-484-2338. We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule, open from 9:00 am to 5:00 pm Monday through Friday. Additionally, if you prefer the convenience of banking on-the-go, we offer drive-thru service for quick deposits and withdrawals. For those who may need shared services, you'll be pleased to know that we participate in shared branching. This means you can complete basic transactions like deposits and withdrawals even if you're visiting from another credit union partner. Plus, our ATM is always available for cash withdrawals and balance checks whenever you need it. While members can visit us at 1930 Gus Kaplan Dr, please note that official correspondence should be sent to the same address as there is no separate mailing address provided. We invite you to stop by soon or give us a call! At La Capitol, we're excited to support your financial journey!

Member Eligibility

Becoming a member of La Capitol is like joining a welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Alexandria area, you're likely eligible to join us! We believe in making banking accessible and personal for everyone. You can enjoy all the benefits of membership, including competitive rates on loans and savings, personalized service, and a range of financial products designed to meet your needs. To get started on your journey with us, simply check out the eligibility criteria on our website at http://www.lacapfcu.org/membership-rewards. Once you're ready to become a part of our community, opening an account is easy! Just follow the link here: https://app.loanspq.com/apply.aspx?lenderref=lacapfcu061120&list=xasast. If you have any questions or need assistance, feel free to call us at (318) 484-2338. We're excited to welcome you to La Capitol, located at 1930 Gus Kaplan Dr Alexandria La 71301, where together we can achieve your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,548,652, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide merchant services designed to simplify your payment processes. Picture this: a customer walks into your store and makes a purchase effortlessly through various payment options credit cards, mobile payments, or even contactless transactions. Our merchant services make this possible, ensuring you can focus on what matters most growing your business. Visit us at 1930 Gus Kaplan Dr Alexandria La 71301 in Alexandria, LA, or give us a call at (318) 484-2338 to learn more about how we can support your business journey!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer in-person interactions, our branch features a convenient drive-thru service for quick transactions like deposits and withdrawals. Additionally, we have ATMs available for cash withdrawals and balance checks whenever you need them. At La Capitol in Alexandria, LA, we're committed to making banking accessible and straightforward for everyone. Have questions? Don't hesitate to reach out at 318-484-2338, or visit us during our operating hours from 9:00 AM - 5:00 PM Monday through Friday. Your financial journey starts here come see how we can support you today!

Business Banking Services

Small businesses are vital to our community, which is why we offer specialized business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand, we have tools and resources available to support your goals.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards with rewards program lets you earn points on everyday purchases. It's a great way to get more out of your spending while enjoying benefits that fit your lifestyle.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your finances from anywhere. Check balances, transfer funds, and pay bills right from your smartphone or computer making banking easier than ever before.

Home Financing Options

When it comes to purchasing a home, our mortgage loans and refinancing services can guide you through every step of the process. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff will work with you to find the best solution that fits your financial situation.

Personal Banking Solutions

We offer a variety of checking and savings accounts to help you manage your day-to-day finances effectively. Imagine having an account that not only fits your lifestyle but also helps you save for future goals. With competitive interest rates and no hidden fees, our accounts are designed to give you peace of mind. If you're in the market for a new vehicle, our auto loans and vehicle financing options make it easy to drive away in the car of your dreams. We strive to provide flexible terms and competitive rates, ensuring that financing your next ride is stress-free.

Personal Loans Made Easy

Life can throw unexpected expenses your way. Our personal loans and debt consolidation options are designed to help you manage those unforeseen costs without added stress. Imagine consolidating multiple debts into one simple payment; that's what we aim to provide with our easy-to-understand loan products.

Digital & Online Banking

Key Features

Our mobile application provides a seamless experience for those on the go. You can even make mobile payments with just a few taps on your screen. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free. Security is a top priority for us. We use electronic signature authorization for secure transactions, ensuring that your information remains protected. Additionally, opting for e-statements means you can view your account details without the clutter of paper statements, all while keeping your personal information safe. At La Capitol, we believe that managing your finances should fit into your lifestyle. With our comprehensive digital services, you have the power to stay connected to your accounts whenever you need it. Join us today and take advantage of modern banking that truly works for you!

Financial Strength

At La Capitol, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $94,825,847, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $180,010,990 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members by ensuring our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $64,530,328 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $4,478 in used auto loans and $584,430,112 in total loans and leases. Our strong operational efficiency is reflected in our $1,653,150, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,095,125. Total Share and Deposit Accounts: 91,218, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, La Capitol is your trusted partner. Visit us at 1930 Gus Kaplan Dr Alexandria La 71301 or call (318) 484-2338 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $17,548,652 provide the capital needed to grow and expand your business operations. This is just one way we support our community's economic development. At La Capitol, we pride ourselves on providing personalized service tailored to meet your needs. For more information about our loan products and how they can benefit you, don't hesitate to reach out at (318) 484-2338 or visit us at 1930 Gus Kaplan Dr Alexandria La 71301 in Alexandria, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and see how we can help you achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $79,001,717 in used vehicle loans and $269,569,010 in new vehicle loans, helping our members get on the road confidently. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can cater to your unique situation.

Credit Card Loans

Managing day-to-day expenses is easier with our credit solutions. We offer flexible terms on unsecured credit card loans, with a total of $34,702,308 in loans helping members manage their finances effectively. This option allows you to access funds when needed without collateral requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $34,040,875, providing you with the resources needed to secure your dream home. If you're looking to refinance, we can also guide you through the process and explore eligibility options that work for you.

Loan Aggregator

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LA CAPITOL FEDERAL CREDIT UNION - Alexandria, LA

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