Beyond banking, we strive to make a difference in the Shepherdsville community. Our partnerships with local organizations help support various outreach programs aimed at enhancing education and improving quality of life for residents. We are more than just a financial institution; we are a part of this vibrant community. With ADA-compliant facilities and a commitment to customer service excellence, we ensure everyone feels welcome at L & N. Your trust is important to us, and we work hard every day to earn it. As we continue this journey together since 1954, we invite you to join L & N Credit Union today! Experience firsthand the benefits of being part of a community-focused organization that truly cares about your financial well-being. For more information or assistance, feel free to call us at 502-368-5858 or visit our website at lnfcu.com. Let's build a brighter future together!
At L & N, our mission is simple yet powerful: we aim to provide exceptional financial services while making a positive impact in our community. We believe that everyone deserves the opportunity for financial growth and stability. Our dedicated team works tirelessly to offer personalized solutions that meet your unique needs. Whether you're looking for checking accounts, savings options, or loans for your next vehicle or home, we're here for you. We understand the importance of accessibility in today's fast-paced world. That's why we have made significant strides in digital banking initiatives. Members can conveniently access their accounts through online banking and mobile apps, making transactions easier than ever before. Our drive-thru service allows quick access for deposits and withdrawals without leaving your vehicle.
If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 502-368-5858. Our friendly team is eager to help you with anything you need. We look forward to welcoming you at L & N in Shepherdsville your financial journey starts here!
At L & N, we understand that life can be busy. That's why we offer flexible hours to suit your schedule! Our lobby is open Monday through Thursday from 9 AM to 5 PM, Fridays from 9 AM to 6 PM, and Saturdays from 9 AM until noon. Feel free to stop by whenever it's convenient for you!
When you visit us, you'll find ample parking available right in front of the branch. We prioritize accessibility for everyone, featuring ADA-compliant entrances and ramps. Whether you're coming in for a quick transaction or planning to explore our full range of services, we've made it easy for you to get here and navigate our space comfortably.
Our branch offers a wide variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we're here to help you achieve your financial goals. Plus, enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your vehicle.
Beyond loans, we also offer merchant services that simplify everyday transactions for businesses. Imagine being able to accept payments seamlessly, manage cash flow efficiently, and access funds quickly. Our services are designed to keep your operations running smoothly, allowing you to focus on what you do best serving your customers. Located at 262 Adam Shepherd Pkwy Shepherdsville Ky 40165 in Shepherdsville, KY, we invite you to explore how our business banking and commercial services can support your vision for success. For more information, give us a call at (502) 368-5858 or visit us online at https://www.lnfcu.com/.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. This means that many of your neighbors have benefited from our tailored financing solutions. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.
For those quick transactions, our drive-thru banking provides a simple way to handle deposits, withdrawals, and other basic needs without leaving your car. Whether you're stopping by during lunch or after work, we're here to serve you efficiently. At L & N, we believe that banking should be straightforward and accessible. Our friendly team is ready to assist you with any questions or needs you may have. Don't hesitate to reach out at (502) 368-5858 or visit us in person we're here for you! Discover all that we have to offer today by exploring our website: Shepherdsville. Join us at L & N where your financial well-being is our priority!
For our local business owners, L & N offers robust business banking solutions including merchant services and business loans. We understand the unique challenges businesses face, which is why we provide tailored financial products that help you thrive in today's economy.
In today's fast-paced world, convenience is key. That's why we prioritize online and mobile banking features that allow you to manage your accounts effortlessly. From ATM access for cash withdrawals and balance checks to person-to-person payment options, every service is designed with your busy lifestyle in mind.
Need a vehicle? Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car. Whether you're buying new or used, we offer competitive rates that fit your budget. If homeownership is on your mind, our mortgage loans and refinancing options are here to guide you through every step of the process. Have unexpected expenses? Our personal loans and debt consolidation services can help ease financial burdens, making it easier for you to regain control of your finances. And don't forget about our credit cards with rewards earn points on purchases while managing your spending.
Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine having a checking account that not only makes everyday purchases easy but also helps you save for future goals. With L & N, you can enjoy features like online banking and mobile app access, allowing you to check balances and transfer funds anytime, anywhere.
We also take pride in having 290 full-time employees and 7 part-time employees who are dedicated to serving you. Our knowledgeable team is always ready to assist with your banking needs.
Total Share and Deposit Accounts stand at 248,774, showcasing a strong and growing member base that trusts us with their finances. This reflects not only our commitment to service but also the community's trust in our institution. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 262 Adam Shepherd Pkwy Shepherdsville Ky 40165 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals.
With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $5,286 in used auto loans and $1,730,523,927 in total loans and leases, we support our members' financial goals across various sectors.
Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $236,608,614, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. Whether it's for a brand-new model or a reliable used vehicle, our financing options can make your purchase more affordable.
For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. We're dedicated to supporting local businesses and helping them thrive in their communities. At L & N, we also explore refinancing options tailored specifically for your needs. If you're considering refinancing any existing loans or mortgages, our experienced team is here to guide you through the process and find the best solutions for your situation. If you're interested in learning more about our loan offerings or would like assistance finding the right option for you, don't hesitate to reach out! You can contact us at (502) 368-5858 or visit us at our branch located at 262 Adam Shepherd Pkwy Shepherdsville Ky 40165 in Shepherdsville, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!
For those who need extra flexibility, our total credit lines amounting to $713,172,854 offer an excellent solution. This gives you access to funds whenever you need them while only paying interest on what you use.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your budget and help you settle into your dream home.
Managing day-to-day expenses is easier with our unsecured credit card loans, totaling $12,815,358. These cards come with flexible terms that allow you to handle unexpected costs without breaking the bank.
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