L & N Credit Union Mount Washington KY | Affordable Auto Loans & Business Banking

Introduction

At L & N in Mount Washington, KY, we pride ourselves on being more than just a financial institution; we're a part of the community. Established in 1954, our credit union has been dedicated to serving our members with care and commitment for nearly seven decades. With a total membership of 115,921, we understand the importance of personalized service and strive to make every interaction meaningful. Located at 129 Davis Dr, Mount Washington, KY 40047, our branch is easily accessible for all your banking needs. While members can visit us at this location, official correspondence should be sent to our mailing address: 129 Davis Dr, Mount Washington, KY 40047-7911. We offer a range of services designed to help you achieve your financial goals from personal banking solutions like checking and savings accounts to various loan options including auto loans and mortgages. Our financial strength speaks volumes about our reliability. With total assets amounting to an impressive $2,227,103,822 and total deposits reaching $113,602,855, we are well-equipped to support our members' needs. Our commitment is reflected in our solid net worth of $236,608,614 and cash reserves totaling $23,368,494 ensuring that your funds are secure with us. Led by CEO Christopher Brown and Board President Gary Lord, our team is passionate about making a positive impact on the lives of our members. We employ nearly 297 dedicated professionals who share this vision. Whether you're looking for assistance with loans or need guidance on saving strategies, our friendly staff is here to help. We invite you to explore what L & N can do for you! Visit us or give us a call at 502-368-5858 during our lobby hours from Monday to Friday. Let's work together towards achieving your financial aspirations! For more information about our services or to open an account online, check out our website at lnfcu.com.

Branch History & Mission

Community Engagement

Our roots run deep in community engagement. Through various partnerships and outreach initiatives, we work tirelessly to support local events and charities that enhance the quality of life for all residents. Whether it's sponsoring educational programs or participating in community clean-up days, L & N is dedicated to making a positive impact. As we continue on this path of growth and service since 1954 under the leadership of CEO Christopher Brown and Board President Gary Lord, we invite you to join us. Experience the benefits of being part of a credit union that truly cares about its members' needs. If you're looking for a financial partner that prioritizes your goals while giving back to the community, look no further than L & N Credit Union in Mount Washington. Contact us today at (502) 368-5858 or explore more about our services online at our website. Together, let's build a brighter financial future!

Our Mission

At L & N Credit Union, our mission extends beyond just offering banking services; we strive to uplift the communities we serve. We are committed to fostering financial wellness by providing personal banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. Our aim is to ensure that every member feels valued and supported in their financial journey. We understand that convenience matters. That's why we offer features like online and mobile banking, making it easier for you to manage your finances on your terms. Our ATM availability and drive-thru services add another layer of accessibility for those who prefer face-to-face transactions or quick cash access. While members can visit us at 129 Davis Dr Mount Washington Ky 40047, official correspondence should be sent to 129 Davis Dr, Mount Washington, KY 40047-7911 if it differs from our branch address. We maintain a strong commitment to customer service excellence and ADA compliance so everyone can enjoy our facilities without barriers.

Branch Location & Accessibility

Welcome to the L & N branch located at 129 Davis Dr in Mount Washington, KY! We're here to provide you with a friendly and convenient banking experience. Nestled in the heart of Bullitt County, our location is easy to find, making your visits stress-free. If you're heading our way, you'll find us near popular local spots that make our community vibrant and lively. At our branch, we strive to ensure everyone has access to our services. Our facilities are designed with accessibility in mind, including ADA-compliant features like ramps for easy entry. Plus, we offer ample parking space, so you can stop by without worrying about finding a spot. We're proud to have both ATM availability and drive-thru banking for those who prefer a quick transaction from their vehicle. Whether you're withdrawing cash or making deposits, we've got you covered with simple options that fit your busy lifestyle. Our operating hours are designed to accommodate your needs: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon. Feel free to drop by during these hours, or give us a call at 502-368-5858 if you have any questions. While members can visit us at 129 Davis Dr Mount Washington Ky 40047, official correspondence should be sent to our mailing address at 129 Davis Dr, Mount Washington, KY 40047-7911. We invite you to come in and explore all the services we offer from personal banking solutions like checking and savings accounts to auto loans and mortgage options. Our team is excited to assist you with your financial needs. So why wait? Visit us today or reach out via phone; we look forward to serving you!

Member Eligibility

Welcome to the warm and inviting community at L & N! Becoming a member here is not just about banking; it's about joining a family that supports you in your financial journey. If you live, work, worship, or attend school in the Mount Washington area, you're already on the path to membership. We believe that everyone deserves access to great financial services, so we welcome individuals from various backgrounds. For those who want to know more about specific eligibility criteria, feel free to check out our detailed information at . Opening an account is a breeze! You can easily start your journey with us by visiting https://lnfcu.symapp.jhahosted.com/ . If you have any questions or need assistance, don't hesitate to reach out at (502) 368-5858. We're excited for you to take this step toward becoming a valued member of L & N, where your financial goals are our priority!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools to accept payments seamlessly, manage transactions effortlessly, and keep track of your finances all in one place. Our merchant services provide just that whether you run a retail shop or an online business, we equip you with solutions that enhance efficiency and customer satisfaction. Visit us at 129 Davis Dr Mount Washington Ky 40047 in Mount Washington, KY to explore how we can partner with you for your business's financial needs. Let's work together to unlock the potential of your enterprise!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a pinch? Our ATMs are available for quick withdrawals and balance checks, ensuring that you have access to your funds when you need them most. Plus, our drive-thru banking offers basic services like deposits and simple transactions without leaving your vehicle. At L & N, we're committed to making banking personal and accessible for everyone in the community. Our friendly team is always ready to assist you with any questions or concerns you may have. Ready to explore what we can do for you? Call us at (502) 368-5858 or visit us at 129 Davis Dr Mount Washington Ky 40047 today! Let us be part of your financial journey together, we can achieve more!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing solutions provide competitive rates to help you drive away in the vehicle you want without breaking the bank. We understand that buying a car is a significant decision, and we're here to guide you through the financing process.

Business Banking

For small business owners, our Business Banking services include merchant services and business loans tailored to support your entrepreneurial journey. We know how important it is to have reliable financial backing as you grow your business.

Credit Cards with Rewards

Reward yourself with our Credit Cards with Rewards program. Earn points on everyday purchases and enjoy perks that enhance your shopping experience. It's like getting paid back for spending wisely!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Mortgage Loans & Refinancing

Buying a home is one of life's biggest milestones. With our Mortgage Loans & Refinancing, we make it easier for you to secure your dream home or lower your monthly payments on an existing mortgage. Picture yourself stepping into your own front door, knowing you've made a smart financial choice with our support.

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, we offer Personal Banking options that fit every lifestyle. Our checking and savings accounts come with features that make managing your finances easy and straightforward. Imagine having a dedicated space for your funds where you can keep track of your savings goals effortlessly.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options to provide relief when you need it most. Whether it's consolidating debt or funding a personal project, we're here to lend a helping hand.

Digital & Online Banking

Convenience and Security

At L & N, we also understand the importance of sending money easily. That's why we offer person-to-person transfers, so you can send money to family or friends in seconds. All of these services are designed with security in mind, ensuring that your personal information stays safe while you manage your finances. Experience the ease and convenience of modern banking with us! Join the digital revolution today by visiting https://www.lnfcu.com/ and take full control of your financial journey with L & N.

Key Features

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer funds whenever you need to. Whether you're at home or on the go, you'll have real-time access to your accounts right from your computer or smartphone. Need to sign important documents? Our electronic signature authorization feature lets you do just that from the comfort of your home, saving you time and hassle. Plus, with e-statements available, you can view your financial statements digitally, reducing paper clutter while staying organized. For those who enjoy using their phones for payments, our mobile payments feature allows you to make purchases quickly and securely without needing cash or cards. And don't forget about our user-friendly mobile application, which puts all these features right at your fingertips.

Financial Strength

Growing Trust Among Members

Total Share Accounts: 248,774, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,803,229 further emphasize our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 129 Davis Dr Mount Washington Ky 40047 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Solutions

Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinventing Member Experience

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $5,286 in used auto loans and $1,730,523,927 in total loans and leases, supporting members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. We believe that financing your vehicle should be straightforward and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to provide financial solutions that fit your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We guide you through the mortgage process, ensuring you understand all your options and can choose what works best for you.

Refinancing Options

If you're considering refinancing existing loans, we offer competitive rates and personalized service to help you navigate this process smoothly. Whether it's for auto or mortgage loans, our team is ready to assist you in finding options that work for your situation. Our dedicated staff at L & N, located at 129 Davis Dr Mount Washington Ky 40047, Mount Washington, KY, is always available to answer any questions you may have. You can reach us at (502) 368-5858 during our operating hours: Monday - Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At L & N, we're here to help you meet your financial goals with confidence!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members manage their finances effectively. Our credit cards come with rewards that can add value to your purchases while providing you with financial flexibility.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means you receive reliable information that reflects current market conditions.

L & N FEDERAL CREDIT UNION