L & N was founded with the vision of making financial services accessible to everyone. Over the years, we have witnessed significant milestones, including expanding our offerings to include personal banking, auto loans, mortgage solutions, and business banking services. Today, with total assets reaching an impressive $2,227,103,822 and a membership base of 115,921, we stand as a trusted partner for our members' financial journeys. Located conveniently at 12629 Taylorsville Rd Louisville Ky 40299, our branch is easily accessible for anyone in the area. As you visit us, you'll find not just a bank but a supportive environment where your financial goals are understood and prioritized.
Our commitment goes beyond just providing financial products; it extends into active engagement within the Louisville community. We partner with local organizations and participate in outreach programs designed to uplift those around us. By investing in our community's growth and well-being, we create lasting relationships built on trust. As we continue to grow, we invite you to join L & N. Experience firsthand the benefits of being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future! For more information or to get started on your journey with us today, please call us at 502-368-5858 or visit our website. We look forward to welcoming you!
At L & N, our mission is clear: we strive to empower our members through comprehensive financial services while supporting the community around us. We believe in providing personalized solutions that help individuals and families achieve their dreams whether it's purchasing a new home or financing a vehicle. Our team is dedicated to ensuring that every member feels valued and supported throughout their financial journey. We understand that today's world requires more than traditional banking solutions. That's why we've embraced digital advancements like online banking and mobile payments while ensuring our services remain ADA compliant for all members. Whether you prefer visiting us in person during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to Noon or utilizing our convenient ATM services and drive-thru banking options, we make it easy for you to manage your finances.
Have questions? Feel free to give us a call at 502-368-5858! Our dedicated staff is ready to help you with anything you need. Stop by today and experience the personalized service that L & N credit union members have come to know and love!
Situated near popular spots like the Jeffersontown Historical Museum and close to local restaurants, our branch is right where you need us. Whether you're running errands or enjoying a day out, visiting us is just a quick detour away. We understand that accessibility is important, which is why our branch features ADA-compliant entrances and parking options. You'll find plenty of parking available, so you can visit us without any hassle.
Our friendly team is here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to Noon. Whether you're looking for personal banking services like checking accounts, auto loans, or credit cards with rewards, we have tailored solutions just for you! For those who prefer banking on-the-go, we also offer convenient ATM access and drive-thru banking for quick deposits and withdrawals. We strive to make every visit smooth and efficient.
Imagine being able to streamline your payment processes while providing exceptional service to your customers. Our merchant services offer easy solutions that allow you to accept payments efficiently, whether in-store or online. This means faster checkouts and happier customers, giving you more time to focus on growing your business. If you're ready to take the next step, visit us at 12629 Taylorsville Rd Louisville Ky 40299 in Louisville, KY, or call us at (502) 368-5858. Let's work together to achieve your business goals!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.
For those who prefer in-person banking, we provide basic drive-thru banking for deposits, withdrawals, and simple transactions. Our drive-thru service is perfect for busy individuals who need to handle their banking without stepping inside the branch. At L & N, we're committed to making banking easier for everyone in the community. If you're ready to take advantage of these great services or have any questions, give us a call at (502) 368-5858 or visit us at Jeffersontown today! Your financial wellness is our priority! Let us help you reach your goals with personalized service tailored just for you.
For local businesses, we offer a variety of solutions including merchant services that simplify payment processing and business loans designed to fuel growth and expansion. We know that running a business comes with its own set of challenges, so our dedicated team is here to support you every step of the way.
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that let you manage your accounts from anywhere. Check your balances, transfer money, or pay bills all at the touch of a button! Our services also include ATM and cash withdrawal services, ensuring that accessing your funds is quick and easy.
We understand that managing everyday finances can be a challenge. That's why we offer checking and savings accounts designed to help you save for the future while enjoying easy access to your funds. If you're considering buying a new car, our auto loans and vehicle financing make it simple to get on the road without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing options provide flexible terms tailored to fit your budget. If you're facing unexpected expenses, our personal loans and debt consolidation services can assist you in regaining control over your finances. And don't forget about our credit cards with rewards, which allow you to earn points on your everyday purchases perfect for those who love to travel or enjoy special perks!
We prioritize your security with options like electronic signature authorization for transactions, ensuring that your sensitive information stays protected. You can also opt for e-statements, which not only reduce paper clutter but also provide easy access to your account history whenever you need it. If you're someone who loves the ease of mobile payments, we've got you covered there too! With our mobile payments feature, you can make purchases securely using your smartphone no cash or cards needed. At L & N, our goal is to make banking as simple and accessible as possible for all our members. We invite you to explore these digital options and experience how they can enhance your banking experience today!
With our 24/7 online banking, you can check balances, pay bills, and transfer funds anytime you need. Our mobile application puts all these features right in your pocket, making it easier than ever to handle your banking tasks from anywhere. Plus, if you're looking to send money quickly, our person-to-person transfer feature allows you to send money directly to friends and family with just a few taps.
With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Our operational efficiency is reflected in our $7,171,297, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
We have built a trustworthy relationship with our community, as shown by our total share accounts of 248,774, indicating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 12629 Taylorsville Rd Louisville Ky 40299 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals.
With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,286 in used auto loans and $1,730,523,927 in total loans and leases.
Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.
For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. We understand that every business has unique financing needs, and our team is ready to work with you to find the best solution. If you're considering refinancing any existing loans, feel free to reach out! We can discuss eligibility options tailored just for you. For more information or personalized assistance regarding our loan offerings, don't hesitate to call us at (502) 368-5858, or visit us at our branch located at 12629 Taylorsville Rd Louisville Ky 40299 in Louisville, KY. We're here Monday through Friday from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards your financial success!
Managing day-to-day expenses has never been easier with our flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members manage their finances effectively. Additionally, our total credit lines amounting to $713,172,854 give you the freedom to spend without worrying about immediate repayment.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find the right fit for your lifestyle and financial situation.
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