L & N Credit Union Louisville KY | Best Credit Cards & Business Loans

Introduction

Welcome to L & N, your trusted financial partner since 1954! Located at 7412 Dixie Hwy, Louisville, KY 40258, our credit union is dedicated to serving our community with integrity and commitment. With a robust membership of over 115,921 individuals, we proudly hold total assets amounting to an impressive $2,227,103,822. At L & N, we understand that financial needs can vary widely. That's why we offer a range of services tailored to meet the unique requirements of our members. From personal banking solutions such as checking and savings accounts to various loan options including auto loans, mortgages, and personal loans we're here to support you every step of the way. With total loans exceeding 30,880, you can trust that we have the resources to help you achieve your financial goals. Led by our CEO Christopher Brown and Board President Gary Lord, our team is committed to providing exceptional service and fostering lasting relationships with our members. We believe in empowering you through financial education and transparency while ensuring your deposits are secure; we currently hold total deposits of $113,602,855. While members can visit us at our branch location on Dixie Highway for all their banking needs, official correspondence should be sent to the same address for convenience. If you have any questions or need assistance, don't hesitate to reach out to us at (502) 368-5858. Join us at L & N where your financial journey begins! Visit our website at lnfcu.com today or stop by our branch during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Let's work together towards a brighter financial future!

Branch History & Mission

Community Focus

Our branch is not just about banking; it's about building relationships within the Louisville community. We actively participate in local events and support various initiatives aimed at improving lives. Whether it's partnering with local organizations or hosting financial literacy workshops, we are dedicated to making a difference beyond just numbers. While members can visit us at 7412 Dixie Hwy Louisville Ky 40258, official correspondence should be sent to 7412 DIXIE HWY, LOUISVILLE, KY 40258. Our drive-thru service and ATM availability ensure that you can access your funds conveniently when you need them most. With operating hours designed for your convenience Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM we aim to make banking as easy as possible for all our members.

Join Us

As we look ahead, we invite you to be part of our journey. Experience firsthand how L & N can serve your financial needs with care and dedication. We are committed to ensuring that every member feels valued and supported as they pursue their financial goals. Together, let's build a stronger community one member at a time. For more information about our services or to become a member today, please call us at (502) 368-5858 or visit our website at LNFU.com. Join us in celebrating what it means to be part of something special!

Our Journey

From humble beginnings, L & N was founded with a mission to provide accessible financial services to everyone in the community. Throughout our history, we have faced challenges and celebrated successes, continually adapting to the ever-changing landscape of banking. Today, we manage total assets of over $2.2 billion, thanks to the trust our members place in us. Our commitment to serving Louisville is unwavering, and we are proud to be part of this vibrant city. At L & N, our mission is simple yet impactful: We strive to enhance the financial well-being of our members by providing personalized services and support. We believe that everyone deserves access to financial tools that can help them achieve their dreams whether that's buying a home, financing a vehicle, or planning for retirement.

Branch Location & Accessibility

Easy Access and Amenities

At L & N, we understand that accessibility matters. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us without hassle. There's ample parking available right outside, so you can easily hop in and out. If you prefer to bank from your car, we also offer a convenient drive-thru service for deposits, withdrawals, and simple transactions.

Hours That Fit Your Schedule

We know that life can get busy! That's why our lobby hours are designed with your convenience in mind. We're open Monday through Thursday from 9 AM to 5 PM, extending our hours until 6 PM on Fridays for those who need a little extra time. On Saturdays, you can stop by from 9 AM to noon. Our team is always ready to assist you during these hours.

Services Tailored Just for You

L & N Credit Union offers a variety of services that cater to your personal and business needs. From checking and savings accounts to auto loans and mortgage options, we have you covered. Plus, with our ATM availability right here at the branch, getting cash is quick and straightforward. If you have any questions or need assistance, don't hesitate to give us a call at 502-368-5858. While members can visit us at 7412 Dixie Hwy for all their banking needs, official correspondence should be sent to the same address: 7412 DIXIE HWY, LOUISVILLE, KY 40258. We invite you to come visit us soon at L & N Credit Union your trusted partner in achieving your financial goals!

Member Eligibility

Joining the family at L & N is a wonderful step toward enhancing your financial journey, and we're thrilled to welcome you! To become a member, you simply need to meet a few friendly eligibility criteria. We primarily serve individuals who live, work, or worship in the Louisville area, as well as their family members. This means that if you're part of our vibrant community or have loved ones who are, you can enjoy all the benefits we offer. Being a member at L & N opens doors to personalized service, lower loan rates, and exclusive savings options tailored just for you. Getting started is easy! If you're ready to take this exciting step, check out our detailed eligibility requirements by visiting . When you're prepared to open your account, simply go to https://lnfcu.symapp.jhahosted.com/ , or give us a call at (502) 368-5858. Our team is here to help guide you through the process and answer any questions you may have. Welcome aboard we can't wait for you to join our supportive community at L & N!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. This means real opportunities for you to expand your operations or invest in new projects. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine running your day-to-day operations without the hassle of complicated transactions. Our services allow you to focus on what you do best growing your business while we handle the details of payment acceptance. Located conveniently at 7412 Dixie Hwy Louisville Ky 40258 in Louisville, KY, we invite you to visit us or call (502) 368-5858 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

At L & N, we recognize that small businesses are the backbone of our community. Our business banking services, including merchant services and business loans, are crafted to help entrepreneurs thrive. From financing equipment purchases to managing cash flow effectively, we have the tools necessary for your business success.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to check balances, transfer funds, and pay bills anytime, anywhere. With features like person-to-person payments and mobile deposits, managing your finances has never been easier. You can also enjoy the convenience of our ATM services for cash withdrawals and balance checks without hassle. If you prefer in-person assistance, our basic drive-thru banking allows for quick deposits and withdrawals during your busy day.

Personal Banking Services

We understand that managing your money is personal. That's why our offerings include checking and savings accounts that help you reach your financial goals while providing easy access to your funds. Imagine having a reliable checking account that allows you to pay bills effortlessly while earning interest on your savings this is what we aim to deliver. If you're thinking about purchasing a new car, our auto loans and vehicle financing options provide competitive rates designed to make your dream vehicle a reality. We also offer mortgage loans and refinancing for those looking to buy a home or improve their current mortgage terms, helping you save on monthly payments. For those facing unexpected expenses or wanting to consolidate debt, our personal loans and debt consolidation services offer flexible terms and manageable repayment plans. Plus, our credit cards with rewards give you the opportunity to earn points on everyday purchases, making every dollar work harder for you.

Visit Us Today!

With all these services available at L & N, we're here to ensure that your financial journey is smooth and successful. For more information or personalized assistance, feel free to reach out at (502) 368-5858 or visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Join us at Dixie where your financial needs are met with dedication and care!

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your balances, pay bills, and transfer funds whenever it suits you. Our mobile application allows you to manage your accounts right from your smartphone, making banking as easy as tapping on an app. You can also enjoy the benefits of e-statements, which not only help keep your documents organized but also protect your information by reducing paper clutter. Sending money to friends or family is a breeze with our person-to-person transfers feature. Whether it's splitting a dinner bill or paying back a loan, transferring funds has never been easier. Plus, for those who prefer mobile payments, we offer convenient options that let you make purchases directly from your phone.

Security and Accessibility

Your security is our top priority. We utilize electronic signature authorization to ensure that your transactions are safe and secure. This feature provides peace of mind while you conduct business online or via our mobile app. Our digital banking solutions are designed with accessibility in mind. Whether you're at home, at work, or on the go, you'll find it easy to stay on top of your finances in real time. With everything available at your fingertips, managing your money has never been more straightforward. In summary, L & N combines convenience with robust security measures to provide a seamless banking experience. Explore all that we have to offer by visiting us online at https://www.lnfcu.com/ today!

Financial Strength

Comprehensive Lending Support

Our lending capacity supports your financial goals across various sectors. With $5,286 in used auto loans and $1,730,523,927 in total loans and leases, we're here to assist you every step of the way.

Dedicated Team Ready to Serve You

We take pride in having 290 full-time employees and 7 part-time employees who are always ready to assist you with a knowledgeable, committed approach.

Focused on Members First

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Our strength is also shown through our growing member base with a total of 248,774 share accounts. This reflects the trust members place in us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 7412 Dixie Hwy Louisville Ky 40258 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Your savings are secure with us! Members' funds are protected through $555,949,600 in share certificates and $451,008,631 in money market shares. These options provide stable and rewarding avenues for your financial growth.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Future Growth

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We strive to create an environment where your financial goals can flourish.

Solid Financial Health

With a net worth of $236,608,614, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in the car you want.

Commercial Loans

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale an existing business, we're here to support your entrepreneurial journey. At L & N, we're committed to helping you navigate your financial journey with ease. If you're interested in refinancing options or would like more information on eligibility criteria for any of our loan products, don't hesitate to reach out. You can contact us at (502) 368-5858 or visit us at 7412 Dixie Hwy Louisville Ky 40258, Louisville, KY. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Credit Lines and Unsecured Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members. Additionally, our credit lines are available for various needs and come with competitive rates that can accommodate your financial plans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We can guide you through the process and help you find a mortgage solution that fits your budget.

Loan Aggregator

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L & N FEDERAL CREDIT UNION