L & N FEDERAL CREDIT UNION

Join us at L & N and experience banking that truly puts you first. Explore our range of services today by visiting our website at lnfcu.com or drop by our branch during lobby hours from Monday through Friday. We look forward to welcoming you into the L & N family!

We believe in making a difference in our community. Our leadership team, led by CEO Christopher Brown and Board President Gary Lord, is dedicated to creating financial solutions that meet the diverse needs of our members. With a team of 297 employees, we're here to provide personalized service and support you can trust. While members can visit us at 9731 Von Allmen Ct, official correspondence should be sent to the same address for convenience. If you ever need assistance or have questions about your accounts, feel free to reach out to us at 502-368-5858.

While members can visit us at our main branch location, official correspondence should be sent to 9731 VON ALLMEN CT, LOUISVILLE, KY 40241. We are proud to offer convenient services like drive-thru banking and ATMs for added accessibility. Our operating hours are designed with your schedule in mind open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. As an ADA-compliant facility, we strive to ensure that all members can access our services comfortably. We are committed to creating an inclusive environment where everyone feels welcomed and valued.

At L & N, we invite you to become part of our growing family. Experience the benefits of being a member of a credit union that prioritizes your financial health while actively contributing to the local community. Whether you're looking for a new checking account or seeking advice on loans and financing options, we're here for you every step of the way. Contact us today at 502-368-5858 or visit our website for more information on how you can join us on this journey toward financial empowerment!

Our mission at L & N is simple yet impactful: to provide superior financial services that enhance the lives of our members while fostering community growth. We believe in being more than just a financial institution; we are your partners in achieving financial wellness. Our commitment extends beyond transactions; we actively engage in community outreach efforts to uplift those around us.

From our humble beginnings, L & N has always focused on providing accessible financial services tailored to the needs of our members. We opened our doors with a mission to empower people through better banking options, and this vision has driven us ever since. As we grew, we expanded our services to include personal banking, auto loans, mortgages, credit cards, and business banking solutions. Our dedication to customer service has led us to integrate modern conveniences like online and mobile banking while maintaining traditional values of trust and community support.

At L & N, we prioritize making banking accessible for everyone. Our branch is ADA compliant and features ramps for easy entry. There's ample parking available right outside, so you won't have to worry about finding a spot during your visit.

We know your time is valuable, which is why we offer flexible hours to accommodate your busy schedule. You can drop by Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Plus, with our drive-thru service and ATM availability, banking has never been more convenient. Need assistance? Feel free to call us at 502-368-5858; our friendly staff is always ready to help!

If you're in the area or looking for a new financial partner in Jefferson County, we invite you to stop by L & N. Experience our commitment to excellent service and explore how we can help you achieve your financial goals. We look forward to welcoming you!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.

Imagine running your day-to-day operations with the ease of accepting payments from anywhere. Our merchant services allow you to provide seamless payment solutions that keep your customers satisfied. From card processing to online transactions, we equip you with the tools needed to enhance your customer experience and streamline your sales process. Located at 9731 Von Allmen Ct Louisville Ky 40241 in Louisville, KY, we're here to support your business journey every step of the way. For more information, call us at (502) 368-5858 or visit our website at https://www.lnfcu.com/ . Let's work together to turn your business aspirations into reality!

We also recognize that some transactions are best handled in person. That's why we provide basic drive-thru banking for deposits, withdrawals, and simple transactions. Our friendly staff is always ready to assist during lobby hours; Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. At L & N, we're dedicated to being more than just a financial institution; we strive to be a partner in your financial journey. If you're ready to explore how our services can work for you or if you have any questions about what we offer, don't hesitate to reach out at (502) 368-5858 or visit us online at Old Brownsboro Crossing. Your financial well-being starts here!

For our entrepreneurial members, we understand how critical it is to have the right support for your business. Our business banking services include merchant services that simplify transactions and business loans designed to fuel your growth.

In today's busy world, managing your finances should be hassle-free. With our robust online and mobile banking features, you can access your accounts anytime, anywhere. Whether it's checking balances, making payments, or transferring funds through person-to-person payments, we've got you covered. Our ATM and cash withdrawal services ensure that you have easy access to your money when you need it most.

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help you manage those costs efficiently. If you're looking for a reliable way to make purchases or build credit, our credit cards with rewards not only provide convenience but also give you benefits with every swipe.

Whether you're just starting out or looking to manage your finances more effectively, our personal banking options are designed for you. We offer various checking and savings accounts that help you save for your future. Need a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. Plus, if you're considering buying a home, our mortgage loans and refinancing solutions can guide you through that process, ensuring you find the best rates available.

Security is a top priority for us. That's why we offer electronic signature authorization, allowing you to complete important transactions quickly and securely without the hassle of paperwork. Plus, our e-statements are not only environmentally friendly but also help you keep track of your finances in a neat, organized way. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. You can easily send or receive funds with just a few taps on your mobile device. Speaking of mobile devices, our mobile application is available for download, giving you all the features of online banking right in your pocket. With mobile payments enabled, you can make purchases directly from your phone no wallet needed! In today's fast-paced world, accessibility is key. Our services are designed to provide real-time account management so that you're always in control of your finances. Whether you're checking your account balance or making a payment while waiting in line, we've got you covered. Experience the freedom and flexibility of digital banking with L & N today!

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $5,286 in used auto loans and $1,730,523,927 in total loans and leases.

We also take pride in having 290 full-time employees and 7 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team dedicated to helping you achieve your financial goals.

Total Share Accounts: 248,774, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,803,229. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 9731 Von Allmen Ct Louisville Ky 40241 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our financial performance reflects our commitment to operational efficiency. Although our current net income stands at $0, it allows us to continue offering competitive loan rates and solid financial products for our members.

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable pre-owned vehicle, our team is here to assist you through the process.

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment, we are committed to supporting local businesses with straightforward lending solutions. At L & N, we believe in making financing accessible and understandable. If you're interested in refinancing options or want to explore eligibility criteria for any of our products, don't hesitate to reach out. You can contact us at (502) 368-5858 for more information or visit us at our branch located at 9731 Von Allmen Ct Louisville Ky 40241 in Louisville, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you take the next step toward your financial future!

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We believe that every member should have access to affordable housing solutions and personalized service when navigating the mortgage landscape.

We also offer flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and various rewards options tailored to fit your spending habits.

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