L & N Credit Union Louisville KY | Convenient ATM Services

Introduction

Welcome to L & N, your trusted financial partner located at 9115 Smyrna Pkwy, Louisville, KY 40229. Established in 1954, we have proudly served our community for nearly seven decades, building a legacy of trust and reliability among our 115,921 members. With total assets reaching an impressive $2,227,103,822, we are committed to providing exceptional financial services tailored to meet the unique needs of our members. At L & N, we understand that financial decisions can be daunting. That's why we offer a wide range of services designed to empower you, whether you're looking for loans, savings accounts, or guidance on financial matters. Our dedicated team is here to support you every step of the way. Under the leadership of CEO Christopher Brown and Board President Gary Lord, our focus remains on fostering strong relationships within the community while ensuring your financial well-being. While members can visit us at 9115 Smyrna Pkwy, official correspondence should be sent to our mailing address at 9115 Smyrna Pkwy, Louisville, KY 40229-1578. We invite you to explore our services and discover how we can help you achieve your financial goals. With total loans amounting to 30,880 and total deposits standing at $113,602,855, we pride ourselves on being a stable and secure choice for all your banking needs. Our team of nearly 297 employees is dedicated to providing personalized service that makes banking convenient and accessible. Ready to take the next step? Contact us today at 502-368-5858 or visit our website at lnfcu.com to learn more about how L & N can make a difference in your financial journey!

Branch History & Mission

At L & N, we take pride in our rich history and unwavering commitment to our community. Established in 1954, our branch has been a cornerstone of financial support for the residents of Louisville, KY. Over the years, we have grown from a modest start to serving over 115,000 members, becoming a trusted partner in their financial journeys. Located at 9115 Smyrna Pkwy, Louisville, KY 40229, our branch is easily accessible to all. Whether you are near the vibrant local shops or heading to one of the beautiful parks in the area, we welcome you to visit us during our lobby hours from Monday to Friday, 8:30 AM to 5:00 PM. While members can visit us at this address for service and support, official correspondence should be sent to the same address as well. Our mission at L & N is simple yet profound: We aim to provide exceptional financial services while fostering a sense of community. We understand that banking isn't just about transactions; it's about building relationships and supporting each other through life's ups and downs. That's why we work tirelessly to offer a wide range of services designed to meet the unique needs of our members whether it's loans for new cars or tools for saving wisely. With total assets exceeding $2.2 billion, we ensure that our members receive competitive rates and sound advice tailored just for them. Our commitment extends beyond mere numbers; we actively engage in community outreach programs that help strengthen our neighborhood and create opportunities for all. As technology continues to advance, we remain dedicated to enhancing your banking experience. Our digital services include online banking and mobile payments, making it easier than ever for you to manage your finances on-the-go. At L & N, we prioritize accessibility and strive to be compliant with ADA standards so that everyone can benefit from our services. In addition, while we do not currently offer drive-thru banking or ATM facilities at this location, our team is always ready to assist you with any inquiries or needs over the phone at 502-368-5858. Join us as we continue this legacy of service and support! Experience firsthand what it means to be part of the L & N family where your financial well-being is our priority. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At L & N, we prioritize your comfort and convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking space right outside the entrance. We want every member of our community to feel welcome when they visit us.

Banking Services

While we currently do not offer drive-thru banking or ATM services, our dedicated staff are available inside the branch to provide a range of services tailored to meet your financial needs. From setting up accounts to discussing loan options, you'll find everything you need right here. If you have any questions or want to learn more about how we can support your financial journey, don't hesitate to give us a call at 502-368-5858. We invite you to stop by L & N soon we're excited to serve you!

Operating Hours

We understand that life can be busy! That's why we're here for you during convenient hours: Monday through Friday from 8:30 AM to 5:00 PM. Whether you need personal banking services or have questions about our offerings, we're ready to assist you during these times.

Member Eligibility

At L & N, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the Louisville area, you're likely eligible to join us. We also welcome family members of existing members, so even if you're not directly connected to our community yet, you can still be part of our family. By joining L & N, you'll gain access to a variety of financial services designed with your needs in mind, from competitive loan rates to personalized support. To learn more about the specific eligibility criteria and ensure you meet all the requirements, feel free to check out our detailed information at . When you're ready to take the next step, opening an account is straightforward just visit us online at https://lnfcu.symapp.jhahosted.com/ or give us a call at (502) 368-5858. Our team is excited to help you on your journey to financial success!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services tailored to streamline your operations. Imagine quickly accepting payments from customers without hassle. Our services ensure that transactions are smooth and efficient, allowing you more time to focus on what matters most growing your business. If you're ready to take your business to the next level, visit us at 9115 Smyrna Pkwy Louisville Ky 40229 in Louisville, KY, or call us at (502) 368-5858 for more information about how we can assist you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses. Whether you're a start-up or an established company, our loans can help you manage cash flow, purchase equipment, or finance real estate.

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust digital banking features through our online platform and mobile app. Whether you want to check your balance, transfer money between accounts, or pay bills, everything can be done right from your smartphone or computer. With features like person-to-person payments and electronic statements, managing your finances has never been easier.

Everyday Banking Solutions

Understanding that life can be busy, we offer essential services that fit seamlessly into your routine. Our ATM services allow you quick access to your funds whenever you need them. Need cash on the go? Simply find one of our ATMs, and you'll be set in no time. We prioritize making sure that your banking experience is as smooth as possible.

Join Us Today!

If you're looking for reliable banking solutions with a personal touch, look no further than L & N. Visit us at 9115 Smyrna Pkwy Louisville Ky 40229 in Louisville, KY, or give us a call at (502) 368-5858 for more information about how we can serve your financial needs. Together, let's build a brighter financial future! For more details about our services, feel free to visit our website at Corporate Office. We look forward to welcoming you!

Personal Touch and Community Commitment

At L & N, we believe in building relationships with our members. Our friendly staff is always ready to assist you with any questions or concerns you might have about our services. We strive to create a welcoming environment where you feel valued and understood. Your financial well-being is our priority, and we are committed to being there for you every step of the way.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you have the power to view account balances, transfer funds, and pay bills with just a few clicks. No more waiting in long lines or rushing to the bank before closing time! Plus, you can enjoy the convenience of e-statements, allowing you to view your financial documents online whenever you need them no more paper clutter. Want to send money to a friend? Our person-to-person transfers make it simple. You can quickly send or receive money using just an email address or phone number. And for those who are always on the move, our mobile application provides access right from your smartphone, complete with mobile payments for quick and easy transactions.

Security and Ease of Use

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. All these services are designed not only for convenience but also with a focus on keeping your information protected. At L & N, we believe that managing your finances should be effortless and efficient. Whether you're checking your balance during lunch or making a payment while out shopping, our digital banking solutions keep everything at your fingertips. Join us today and experience banking that fits into your lifestyle!

Financial Strength

Growing Member Trust

We are proud of our growing membership base, with a total of 248,774 share accounts showing that many trust us with their finances. The funds available for lending and investments stand at $3,803,229, indicating our ability to support our members' needs effectively. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 9115 Smyrna Pkwy Louisville Ky 40229 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into Our Community

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we support your financial goals with $5,286 in used auto loans and $1,730,523,927 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Although we have $0 in non-member deposits, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having a dedicated team of 290 full-time employees and 7 part-time employees who are always ready to assist you with knowledgeable service.

Strong Financial Foundation

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle straightforward and accessible.

Business Financing

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand your business. We know how essential it is for businesses to have access to reliable financing solutions, and we're here to support your entrepreneurial journey.

Credit Lines and Unsecured Credit Cards

For those looking for more flexibility in managing their finances, we also offer total credit lines amounting to $713,172,854 and flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members manage their finances effectively. These options allow you to handle unexpected expenses while providing peace of mind.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We guide you through the process, ensuring you have all the information needed to make informed decisions about your future home.

Refinancing Options

If you're considering refinancing any existing loans, we can help evaluate your current situation and find solutions that may lower your payments or improve your loan terms. Our team is ready to discuss eligibility options tailored specifically for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 9115 Smyrna Pkwy Louisville Ky 40229 in Louisville, KY, or call us at (502) 368-5858 for more information about our loan offerings. We're committed to helping you achieve your financial aspirations with personalized service and expert guidance every step of the way.

Loan Aggregator

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Ensuring Accurate Comparisons

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L & N FEDERAL CREDIT UNION