L & N Credit Union Louisville KY | Secure ATM Services Only

Introduction

At L & N, we believe in building strong financial futures for our members right here in Louisville, KY. Established in 1954, our commitment to the community has grown over the years, with a membership base of 115,921 individuals who trust us with their financial needs. Our branch, located at 9203 Smyrna Pkwy, serves as a hub for friendly and personalized banking services. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 9203 SMYRNA PKWY, LOUISVILLE, KY 40229. With total assets amounting to an impressive $2,227,103,822, and total deposits of $113,602,855, we are proud to offer stability and support for our members' financial journeys. Led by our CEO, Christopher Brown, and Board President, Gary Lord, our dedicated team of 297 employees is here to ensure that you receive the best service possible. From auto loans to personal savings accounts, we strive to create solutions tailored just for you. With a net worth of $236,608,614 and cash on hand of $23,368,494, we maintain a strong financial position to help you achieve your goals. Whether you're looking for loans over 30,880 have been processed through us or simply need advice on managing your finances, L & N is here for you. If you're ready to experience a credit union that truly cares about its members, we invite you to reach out or visit us today! Call us at 502-368-5858 or explore more on our website here. Your journey towards better financial health starts with L & N!

Branch History & Mission

Community Focus

Our commitment extends beyond banking. We actively participate in local outreach programs and partnerships that foster growth within Louisville. By supporting local events and initiatives, we aim to strengthen the bonds within our community and create opportunities for everyone. As you consider your financial future, we invite you to join us at L & N. Experience firsthand how we prioritize your needs while offering personalized service in a welcoming environment. Together, let's build a brighter tomorrow! For any inquiries or assistance, feel free to reach out at 502-368-5858. Join us today and discover the benefits of being part of the L & N family!

Our Mission

At L & N, our mission goes beyond providing financial services; it's about building lasting relationships and supporting our community. We believe that everyone deserves access to quality financial products tailored to their needs. Our team is dedicated to helping you achieve your goals whether it's saving for a home, planning for retirement, or managing everyday expenses. We understand that modern banking requires innovation. That's why we've embraced digital advancements like online banking and mobile payments. We ensure that our services are user-friendly and accessible for all members, including those who may need ADA compliance support.

Our Story

From humble beginnings, L & N has evolved into a trusted financial partner for over 115,921 members. Our journey has been marked by significant milestones, including expanding our services to meet the diverse needs of our community. Today, with total assets exceeding $2.2 billion, we continue to strive for excellence in all that we do. Our branch is conveniently located at 9203 Smyrna Pkwy, Louisville, KY 40229, making it accessible for everyone in the area. We are proud to be part of Jefferson County and are committed to contributing positively to its growth and development. While members can visit us at this address, official correspondence should be sent to 9203 SMYRNA PKWY, LOUISVILLE, KY 40229.

Branch Location & Accessibility

Welcome to L & N, your friendly neighborhood credit union located at 9203 Smyrna Pkwy in Louisville, Kentucky. We take pride in being conveniently situated in Jefferson County, making it easy for our members to access the services they need. You can find us near local landmarks like the beautiful Jefferson Memorial Forest, which is perfect for a quick nature break after your visit. While you're here, we've ensured that our branch is easily accessible for everyone. Our location is ADA compliant and features ramps for those who may need assistance. Plus, ample parking is available right outside our doors, so you won't have to worry about finding a spot when you visit. At L & N, we understand that your time is valuable. That's why we strive to provide an inviting atmosphere where you can handle your banking needs with ease. Although we currently do not offer drive-thru services or ATMs at this location, our friendly staff is always ready to assist you inside the branch during our operating hours. Feel free to reach out to us at 502-368-5858 if you have any questions or need assistance before your visit. While members can visit us at 9203 Smyrna Pkwy, official correspondence should be sent to the same address. We invite you to stop by and experience the dedicated service that sets L & N apart from the rest. Whether you're looking to open a new account or simply need assistance with existing services, we're here for you!

Member Eligibility

Joining the L & N community means becoming part of a supportive family that truly cares about your financial well-being. To become a member at our branch located at 9203 Smyrna Pkwy Louisville Ky 40229, you just need to meet a few friendly eligibility criteria. Typically, membership is open to individuals who live, work, or worship in the area or are related to someone who does. We want to make sure that everyone feels welcome and included! If you'd like to learn more about these details, please visit our website at . Opening an account with us is straightforward and designed for your convenience. You can easily kickstart your membership journey by visiting the link here: https://lnfcu.symapp.jhahosted.com/. If you have any questions or need assistance along the way, don't hesitate to give us a call at (502) 368-5858. We're excited to have you join our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.

Real-World Merchant Services

Imagine having a reliable partner that streamlines your payment processing. Our merchant services enable you to accept payments easily and securely, whether in-person or online. This means you can focus on what matters most serving your customers. Visit us at 9203 Smyrna Pkwy Louisville Ky 40229 in Louisville, KY, or give us a call at (502) 368-5858 to learn how we can assist you in taking your business to the next level!

Comprehensive List Of Services

Digital Banking Solutions

In today's fast-paced world, managing your finances online has never been easier. At L & N, we offer robust digital banking features that allow you to handle your accounts right from the comfort of your home or on the go. You can easily check balances, transfer funds, or pay bills through our user-friendly online banking platform. Imagine sitting back at home after a long day and being able to see all your financial information at a glance this is what we strive for!

Everyday Banking Needs

For those who rely on convenient access to their funds, our ATM Services ensure that you can withdraw cash and manage your transactions with ease. Picture this: you're out shopping in Louisville and need some cash for a quick purchase. With our ATM services, you won't have to worry about where to go; simply find one of our ATMs nearby and access your money when you need it most.

Join Us Today

Ready to take control of your finances with us? We invite you to visit us at 9203 Smyrna Pkwy Louisville Ky 40229 or explore more about our offerings on our website at Smyrna Admin North. Your journey towards better financial health starts here! If you're looking for reliable banking solutions tailored just for you, look no further than L & N. We can't wait to welcome you as a member and help you achieve your financial goals!

Personalized Support

Our friendly team is always ready to help you navigate any questions or concerns you may have regarding our services. If you're ever unsure about how to use our ATM services or need assistance with online banking, just give us a call at (502) 368-5858. We pride ourselves on providing personalized support because we know that every member's situation is unique.

Digital & Online Banking

Key Features

Our mobile application brings banking right to your fingertips. With it, you can enjoy mobile payments, making transactions easier than ever. You can also send money directly to friends or family with our person-to-person transfer feature, ensuring that sharing expenses is quick and hassle-free. For those who prefer paperless options, we offer electronic statements so you can keep track of your finances without cluttering your inbox. Plus, with our electronic signature authorization feature, signing documents has never been more straightforward no need for printing or scanning!

Security and Ease of Use

At L & N, security is our top priority. Our online services utilize advanced technology to keep your information safe while providing an intuitive interface that makes banking enjoyable. You can rest assured knowing that your personal data is protected as you navigate through your financial tasks. In summary, whether you're checking account balances on our mobile app or utilizing online banking features from the comfort of your home, L & N offers the tools you need for effective financial management. Join us today and experience the convenience of modern banking!

Financial Strength

Community Trust

We currently serve 248,774 share and deposit accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $3,803,229, which further underscores our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 9203 Smyrna Pkwy Louisville Ky 40229 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Growth

Our dedication to your success is also reflected in our $223,037,473 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $5,286 in used auto loans and $1,730,523,927 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings Options

Your savings are secure with us. We have $555,949,600 in share certificates and $451,008,631 in money market shares, both of which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees who are always ready to assist you with knowledgeable service.

Strong Financial Health

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and strive to offer tailored solutions that cater specifically to your needs. At L & N, we prioritize transparency and accessibility in all our services. If you're interested in learning more about our loan offerings or checking your eligibility for refinancing options, feel free to reach out. You can contact us at (502) 368-5858 or visit us at 9203 Smyrna Pkwy Louisville Ky 40229 in Louisville, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Credit Lines

Our total credit lines amount to $713,172,854, providing additional support for larger purchases or projects. These lines are designed to give you peace of mind knowing you have access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Cards

For those who need extra financial flexibility, we also offer flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members manage their finances effectively. This option is perfect for unexpected expenses or everyday purchases without tying up your funds.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers.

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