L & N Credit Union Louisville KY | Convenient ATM Services Only

Introduction

Welcome to L & N, your trusted financial partner located at 9265 Smyrna Pkwy, Louisville, KY 40229. Established in 1954, we have proudly served our community for decades, providing exceptional banking services to over 115,921 members. Our commitment to transparency and member satisfaction sets us apart in the credit union landscape. At L & N, we believe that your financial well-being is our priority. With total assets exceeding $2.23 billion, we are well-equipped to support a wide range of financial needs. Whether you're looking for loans or savings options, we've got you covered with 30,880 loans and leases available to our members. Plus, with total deposits reaching $113,602,855, your money is secure and working for you. While members can visit us at our branch location for personal service, please note that official correspondence should be sent to the same address: 9265 SMYRNA PKWY, LOUISVILLE, KY 40229. Under the leadership of our dedicated CEO, Christopher Brown, and Board President, Gary Lord, our team of 297 employees is here to assist you every step of the way. We pride ourselves on being a member-focused institution where your voice matters. With a robust net worth of $236,608,614 and cash in hand totaling $23,368,494, L & N is not just a credit union; we're a community partner invested in your success. We invite you to explore our services further by visiting our website at lnfcu.com or by calling us at 502-368-5858. Let's work together towards achieving your financial goals!

Branch History & Mission

Looking Ahead

As we continue to grow and adapt in this ever-changing world, we remain focused on leveraging technology for better member experiences. With features like online banking and mobile payments available, managing your finances has never been easier. Join us at L & N today! Experience firsthand how we're not just about banking we're about building lasting relationships within our community. Your journey toward financial empowerment starts here!

Our Legacy

Since opening our doors nearly seven decades ago, L & N has experienced remarkable growth and transformation. From our humble beginnings to becoming a significant player in the local economy with total assets of over $2.2 billion, we've always prioritized our members' needs. As we expanded our services, we stayed true to our mission: to provide accessible and affordable financial solutions while fostering a sense of community among our members. Our headquarters in Louisville serves as a beacon of hope and opportunity. We take pride in being more than just a credit union; we are an integral part of the fabric of Jefferson County. Through partnerships with local organizations and outreach programs, we strive to make a positive impact on the lives of those around us.

Our Mission

At L & N, our mission is clear: we aim to empower individuals and families by providing exceptional financial services that foster growth and security. We believe that everyone deserves access to quality banking options, which is why we offer a range of products tailored to meet diverse needs from loans and savings accounts to digital banking solutions. We are dedicated to ensuring that all members feel valued and included. This commitment extends beyond financial transactions; it encompasses community support through various initiatives aimed at improving the lives of those we serve. While members can visit us at 9265 Smyrna Pkwy Louisville Ky 40229, official correspondence should be sent to 9265 SMYRNA PKWY, LOUISVILLE, KY 40229. Our friendly staff is here Monday through Friday from 8:30 AM to 5:30 PM, ready to assist with any inquiries or services you may need.

Branch Location & Accessibility

Convenient Access and Features

At our L & N branch, we prioritize your convenience. While you can visit us directly at 9265 Smyrna Pkwy for all your banking transactions, please note that any official correspondence should be sent to the same address as our mailing address: 9265 SMYRNA PKWY, LOUISVILLE, KY 40229. Our branch is equipped with features that enhance your experience. For those driving in, ample parking is available right outside our entrance. We are also proud to offer ADA-compliant access so that everyone can navigate our facilities with ease.

Get in Touch!

If you have questions or need assistance before your visit, feel free to reach out at 502-368-5858. We invite you to come by and discover how L & N can support your financial journey. Your satisfaction is our priority, and we look forward to welcoming you soon!

Operating Hours and Services

We understand that life can be busy! That's why we're here for you Monday through Friday from 8:30 AM to 5:30 PM. Whether you're stopping by to open an account or seeking assistance with existing services, our friendly staff is ready to help. While we currently do not have ATM services or drive-thru banking available at this location, our team is here to provide personalized service tailored to your financial needs.

Member Eligibility

At L & N, we believe in building a community where everyone feels welcome and valued. Becoming a member is simple and opens the door to a range of benefits designed just for you. If you live, work, worship, or attend school in our local area, or if you are an immediate family member of an existing member, you are eligible to join us! This means that whether you're looking for competitive rates on loans, savings accounts with great returns, or just a supportive financial partner, you've found the right place. For more detailed information about eligibility requirements, feel free to check out our website at . Opening your account is just as easy! You can start your journey with us by visiting https://lnfcu.symapp.jhahosted.com/ . If you have any questions or need assistance, don't hesitate to give us a call at (502) 368-5858. We're here to help you take the first step toward enjoying all that L & N has to offer!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having all your payment processing needs handled seamlessly. At L & N, our merchant services make it easy for you to accept payments from customers, whether they pay by card or mobile app. This convenience not only enhances customer satisfaction but also helps streamline your operations, allowing you to focus on what you do best running your business. Located at 9265 Smyrna Pkwy Louisville Ky 40229, Louisville, KY, we are here to provide the financial tools you need to succeed. For more information, feel free to reach out at (502) 368-5858. Let us partner with you on your journey toward success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Simple

One of the key features of L & N is our focus on convenience. We offer ATM Services Only, ensuring that you can easily access your funds whenever you need them. Imagine being out and about in Louisville and needing cash for an unexpected purchase; our ATMs are always ready to help you out.

Digital Access at Your Fingertips

In today's fast-paced world, having digital banking features is crucial. At Smyrna Admin, we understand this need. With our online banking platform, you can view account balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, if you're looking for a quick transaction between friends, our person-to-person payment options make it simple and hassle-free.

Join Us Today!

If you're interested in exploring what else we can offer or if you're ready to become a member, don't hesitate! Visit us online at https://www.lnfcu.com/ or give us a call at (502) 368-5858. We look forward to welcoming you into the L & N family where your financial well-being is our priority!

Personalized Support

If you have questions or need assistance, our friendly team is just a phone call away at (502) 368-5858. We pride ourselves on offering personalized support to help you navigate your financial journey. Whether you're a long-time member or new to our credit union, we're here to ensure you get the most out of your banking experience.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service allows you to easily view your account balances, transfer funds, and pay bills all from the comfort of your own home. With our e-statements, you can go paperless and receive your financial statements electronically, making it easy to keep track of your finances while helping the environment. Plus, if you need to sign documents quickly, our electronic signature authorization feature allows for secure signing without the hassle of printing. If you're always on the move, you'll love our mobile application that brings all these features right to your fingertips. You can make mobile payments effortlessly or send money instantly with our person-to-person transfers perfect for splitting bills or sending money to family and friends.

Security and Accessibility

We prioritize your security while ensuring that accessing your accounts is user-friendly. Our online banking system employs advanced encryption technology so you can manage your finances confidently. You can also set up alerts to stay informed about transactions, giving you peace of mind. With L & N, banking isn't just about managing money; it's about having control whenever you need it. From checking balances at midnight to transferring funds during lunch breaks, our digital banking solutions put you in charge, anytime and anywhere. Experience the ease of modern banking with us today!

Financial Strength

Commitment to Growth

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $5,286 in used auto loans and $1,730,523,927 in total loans and leases, we support members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 9265 Smyrna Pkwy Louisville Ky 40229 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our competitive rates can make your financing easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, our team is ready to assist you in finding the right solution. At L & N, we prioritize transparency and customer satisfaction. If you're interested in refinancing your current loans or exploring eligibility options for any of our products, please don't hesitate to reach out. Our knowledgeable staff is ready to help you navigate your choices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to contact us at (502) 368-5858 for more information or visit us at 9265 Smyrna Pkwy Louisville Ky 40229 in Louisville, KY. Let's work together towards your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find a solution that fits your unique situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without the need for collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a straightforward method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. The benefits of using LendMesh are clear: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

L & N FEDERAL CREDIT UNION