L & N Credit Union Louisville KY | Quick Personal Loans & Auto Financing

Introduction

Welcome to L & N, your trusted credit union located at 4700 Southern Pkwy, Louisville, KY 40214. Since our establishment in 1954, we've dedicated ourselves to serving our community and helping our members achieve their financial goals. With a robust membership of over 115,921 individuals, we pride ourselves on being more than just a financial institution; we are a part of your neighborhood. As a member-focused credit union, we understand the importance of reliable financial services. Our total assets have reached an impressive $2,227,103,822, allowing us to offer competitive loans and deposit options tailored to your needs. We currently manage total loans amounting to 30,880, ensuring that our members have access to the funds they require for everything from personal expenses to significant investments. Your financial wellness is our priority. At L & N, we have total deposits of $113,602,855, reflecting the trust placed in us by our valued members. With a net worth of $236,608,614 and cash readily available at $23,368,494, you can count on us for stability and security in all your banking activities. Led by our experienced CEO, Christopher Brown, and Board President Gary Lord, our team of 297 employees is here to provide personalized service that makes banking easier for you. Whether you're looking for auto loans, mortgages, or business banking solutions, we're committed to meeting your unique needs with professionalism and care. While members can visit us at our branch location on Southern Parkway, official correspondence should be sent to the same address: 4700 SOUTHERN PKWY, LOUISVILLE, KY 40214. Ready to experience exceptional service? Give us a call at 502-368-5858 or visit our website at lnfcu.com to learn more about what we can do for you!

Branch History & Mission

Join Us

We invite you to experience the benefits of membership at L & N. By choosing us as your financial partner, you'll gain access not only to excellent banking services but also to a community dedicated to helping you thrive. Visit us today at 4700 Southern Pkwy, or check out more about what we offer on our website here. Together, let's build a brighter financial future!

Modern Services for Today’s Needs

In today's fast-paced world, convenience matters. That's why we provide digital services like online banking, mobile payments, and person-to-person transfers, making it easier for you to manage your finances on your terms. We also ensure accessibility by maintaining ADA compliance across all our branches. With an ATM available at our location and drive-thru banking options for quick transactions, we prioritize ease of access for all our members. If you need assistance or have inquiries, feel free to reach out at 502-368-5858 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM.

Our Mission

At L & N, our mission is clear: We strive to empower our members through exceptional financial services while fostering a sense of community. We believe that everyone deserves access to reliable banking resources and support. That's why we offer various products including credit cards with rewards and business banking solutions designed for entrepreneurs. We are deeply committed to serving our local community. Through partnerships with local organizations and outreach programs, we aim to make a positive impact in Louisville and surrounding areas. Our focus on member satisfaction drives us to continuously improve and innovate our services.

Branch Location & Accessibility

Welcome to L & N, your friendly neighborhood credit union located at 4700 Southern Pkwy in beautiful Louisville, KY! Situated conveniently in Jefferson County, our branch is easy to find and even easier to access. Just a stone's throw away from local landmarks like the Southern Parkway Plaza, we're here to serve you with a smile. At L & N, we understand that accessibility is key. Our location features ADA-compliant entrances and ramps to ensure that everyone can walk through our doors with ease. Plus, parking is readily available for both members and visitors, making your visit hassle-free. We're proud to offer a range of services tailored to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our friendly staff is here to help. If you're in a hurry, take advantage of our drive-thru banking for quick deposits and withdrawals. And yes, we also have ATM access available if you prefer cash transactions. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday mornings from 9 AM to 12 PM. This way, you can pop in before work or swing by on the weekend whatever works best for you! For any questions or assistance, feel free to give us a call at 502-368-5858. We look forward to welcoming you at L & N! While members can visit us at 4700 Southern Pkwy, official correspondence should be sent to our mailing address at the same location. Come by today and discover how L & N can help you reach your financial goals!

Member Eligibility

At L & N, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to become part of our community, you'll be glad to know that eligibility is straightforward and welcoming. Our members typically include anyone who lives, works, worships, or attends school in the local area. We also welcome family members of existing members, making it easy for you to share the benefits with those you care about. To get all the detailed eligibility criteria, feel free to check out this resource. Opening an account with us is a breeze! Just visit us at our branch located at 4700 Southern Pkwy Louisville Ky 40214, or you can start the process online through this link: https://lnfcu.symapp.jhahosted.com/. If you have any questions or need assistance, don't hesitate to call us at (502) 368-5858. We're here to help you every step of the way as you join our thriving community at L & N!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, efficient payment processing can set you apart. Our merchant services make transactions smooth and straightforward, allowing you to focus on what matters most running your business. Picture this: a busy day at your retail store where customers can pay easily with their credit cards, digital wallets, or even mobile payments. This not only enhances customer satisfaction but also boosts sales. Ready to take your business to the next level? Visit us at 4700 Southern Pkwy Louisville Ky 40214 in Louisville, KY, or give us a call at (502) 368-5858 to learn more about how we can help you thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to launch a new product line or invest in essential equipment. Our member-focused approach ensures you receive personalized service every step of the way.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer tailored solutions including merchant services and business loans. Running a business comes with its own set of challenges, and having reliable financial support can make all the difference. We're here to help you succeed by offering tools designed specifically for business growth.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters more than ever. That's why at L & N, we prioritize digital banking features such as online and mobile banking. Manage your accounts anytime, anywhere with ease whether it's checking balances, transferring funds, or paying bills. You can also take advantage of our ATM services for quick cash withdrawals and balance checks.

Drive-Thru and ATM Services

For those times when you need quick service, our drive-thru banking allows you to make deposits or withdrawals without leaving your car. Plus, with our ATM access available at multiple locations, getting cash has never been easier. We invite you to visit us at 4700 Southern Pkwy Louisville Ky 40214 or give us a call at (502) 368-5858 to learn more about how we can help meet your financial needs. At L & N, we're dedicated to serving you with personalized care and comprehensive solutions tailored just for you!

Home Sweet Home

Buying a house is one of the biggest decisions you'll ever make. With our mortgage loans and refinancing options, we work closely with you to find a solution that fits your budget and lifestyle. Our knowledgeable staff is ready to guide you through the process, ensuring everything goes smoothly from application to closing.

Personal Banking Services

Our personal banking services are designed with your everyday needs in mind. If you are looking to manage your finances effectively, consider our checking and savings accounts that offer competitive rates and easy online access. We understand that life can be unpredictable, which is why we also offer personal loans and debt consolidation options, making it easier for you to handle unexpected expenses or simplify your monthly payments.

Rewarding Credit Options

Looking for a credit card that gives back? Our credit cards with rewards are perfect for those who want to earn points on their everyday purchases. Enjoy the benefits of cash back or travel rewards while managing your spending effectively.

Vehicle Financing Made Easy

Thinking about getting a new car? Our auto loans and vehicle financing options provide flexible terms and competitive rates, helping you hit the road without breaking the bank. Imagine driving away in your dream car while knowing you've made a smart financial choice.

Digital & Online Banking

Key Features

We also provide electronic signature authorization, which means you can complete important transactions securely without needing to print or mail documents. Plus, with e-statements available, you'll receive your financial statements electronically helping you save paper while keeping everything organized and easily accessible. For those who prefer mobile banking, our user-friendly mobile application allows you to carry your bank in your pocket. You can take advantage of mobile payments for quick transactions and person-to-person transfers that let you send money directly to friends and family with ease.

Security & Accessibility

Your security is our priority. Our digital banking services are equipped with advanced security features to ensure that your personal information remains protected. We strive to make banking not just easy but also secure. With all these tools at your disposal, managing your finances has never been simpler. Whether you're checking your balance late at night or making a payment while running errands during the day, L & N ensures that you have the resources you need right at your fingertips. Experience the convenience of modern banking today!

Financial Strength

At L & N, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to sound financial practices ensures that you can trust us with your hard-earned money. With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs; with non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. Our robust earnings structure is reflected in our $223,037,473 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $5,286 in used auto loans and $1,730,523,927 in total loans and leases, our lending capacity supports your financial goals across various sectors. Although our current net income stands at $0, this reflects our strategic decisions to invest back into the credit union for long-term growth. We believe this approach benefits all our members by enhancing the services we provide. We also take pride in having 290 full-time employees and 7 part-time employees dedicated to serving you with knowledge and commitment. Our team is always ready to assist you with any questions or needs you may have. Net Shares (Funds available for lending and investments): $3,803,229. Total Share and Deposit Accounts: 248,774, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 4700 Southern Pkwy Louisville Ky 40214 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier than ever to drive away in the vehicle you want.

Business Solutions

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs with tailored financing options. If you're interested in refinancing any existing loans or would like to explore eligibility options for our various loan products, don't hesitate to reach out. Our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to speak with a representative, please contact us at (502) 368-5858 or visit us at our branch located at 4700 Southern Pkwy Louisville Ky 40214 in Louisville, KY. We're here to help you find the right solution for your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We guide you through the process and offer various programs to fit your unique situation.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans, amounting to $12,815,358. We provide flexible terms that help you stay in control of your finances while enjoying the benefits of a credit card.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that all loan offers are fair and transparent. Users can trust that they are receiving accurate information when comparing different loan products.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring complete transparency in what's being offered. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every lender is presented equally, allowing users to choose the best option for their needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make decisions based on the latest market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

L & N FEDERAL CREDIT UNION - Louisville, KY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Louisville, KY (40214)

Introduction

Branch History & Mission

Join Us

Modern Services for Today’s Needs

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Solutions

Convenience at Your Fingertips

Drive-Thru and ATM Services

Home Sweet Home

Personal Banking Services

Rewarding Credit Options

Vehicle Financing Made Easy

Digital & Online Banking

Key Features

Security & Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Solutions

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Call to Action

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