L & N Credit Union Louisville KY | Top Auto Loans & Business Banking

Introduction

Welcome to L & N at 200 W Chestnut St, Louisville, KY 40202, where our commitment to serving the community has been unwavering since 1954. With a proud history of over 115,000 members, we are dedicated to providing personalized financial solutions that meet the unique needs of our members. Our total assets amount to an impressive $2,227,103,822, reflecting our strong position in the financial landscape. At L & N, we believe in building lasting relationships with our members. Our total deposits stand at $113,602,855, and we have issued over 30,880 loans and leases to help you achieve your financial goals be it buying a new car or securing a mortgage for your dream home. With a net worth of $236,608,614, you can trust that your money is in safe hands. Led by our CEO, Christopher Brown, and Board President, Gary Lord, our team of 297 employees is here to support you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need business banking services such as merchant services and business loans, we've got you covered. While members can visit us at our branch location in downtown Louisville, official correspondence should be sent to the same address: 200 W CHESTNUT ST, LOUISVILLE, KY 40202. You can reach us at (502) 368-5858 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Discover how L & N can help you navigate your financial journey today! Visit us online at www.lnfcu.com or drop by for a chat. Your future starts here!

Branch History & Mission

L & N has been a cornerstone of the Louisville community since it opened its doors in 1954. Nestled at 200 W Chestnut St, Louisville, KY 40202, our branch has witnessed and contributed to the growth and transformation of this vibrant city. Over the years, L & N has proudly grown alongside our members, now serving a total membership of over 115,921 individuals. With total assets reaching an impressive $2,227,103,822, we have established ourselves as a trusted partner in financial success. Our mission is simple yet profound: to empower our members with the financial tools and knowledge they need to achieve their goals. We are committed to providing exceptional personal banking services ranging from checking and savings accounts to auto loans and mortgage financing. Our focus extends beyond just numbers; we believe in supporting our community through various outreach programs and partnerships that uplift those around us. At L & N, we understand that convenience is key. While you can visit us at our downtown location for all your banking needs, official correspondence can also be sent to our mailing address at 200 W CHESTNUT ST, LOUISVILLE, KY 40202. Our operating hours are designed to accommodate your schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We are proud to offer ATM availability for easy access to your funds anytime you need them. Although we do not provide drive-thru services or shared service centers at this branch, our dedicated staff is here to assist you with any questions or transactions you may have. Our commitment to innovation ensures that we stay relevant in a changing world. We offer online and mobile banking services so members can manage their finances with ease. Additionally, features like electronic signatures and e-statements enhance the banking experience while maintaining security. As we look toward the future, we invite you to join the L & N family. Experience firsthand how we can help you reach your financial dreams while making a positive impact on our community together. For more information or assistance, don't hesitate to call us at 502-368-5858 or visit our website at www.lnfcu.com. Let's grow together!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch features ADA-compliant ramps and parking spots close to the entrance, ensuring everyone can easily access our services. With ample parking available nearby, your visits will be hassle-free.

Operating Hours

Our doors are open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM until noon. Whether you need help with personal banking, auto loans, or mortgage refinancing, our team is ready to assist you during these hours.

Services Offered

At L & N, we offer a variety of services tailored to fit your financial needs. From checking and savings accounts to personal loans and credit cards with rewards, we aim to provide everything under one roof. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. Although we don't have drive-thru service at this location, our staff is always on hand to ensure your banking experience is as smooth as possible. Feel free to give us a call at 502-368-5858 if you have any questions or need assistance. We invite you to stop by and discover how L & N can support your financial journey!

Member Eligibility

Joining the L & N family is more than just opening an account; it's about becoming part of a caring community that supports your financial journey. If you're looking to become a member of L & N, you'll be pleased to know that eligibility is straightforward and welcoming. Generally, anyone who lives, works, or attends school in the local area can join us. There are also options for family members of existing members, making it easy to share the benefits with those you care about. You can check out more detailed criteria on our website at . Once you're ready to take the next step towards membership, opening an account is a breeze! Just visit our convenient online portal at https://lnfcu.symapp.jhahosted.com/ or give us a call at (502) 368-5858. Our team is here to help guide you through every step of the process, ensuring you feel supported as you begin this exciting journey with us at L & N, located at 200 W Chestnut St Louisville Ky 40202. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. With flexible terms and competitive rates, our loans empower local entrepreneurs to reach their goals.

Merchant Services

Imagine having a reliable partner handling your payment processing, allowing you to focus on what you do best running your business. Our merchant services offer seamless transactions, making it easy for you to accept payments from customers anytime, anywhere. This means quicker sales and happier clients! With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses in Louisville, KY. Join us at L & N, located at 200 W Chestnut St Louisville Ky 40202, and discover how we can help your business thrive. Call us today at (502) 368-5858 to learn more!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of your dream vehicle. With competitive rates and flexible terms, we ensure that financing doesn't become a hurdle in your journey.

Business Banking Services

For local entrepreneurs and business owners, we offer comprehensive Business Banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we provide customized solutions that cater specifically to your business needs.

Convenience at Your Fingertips

With our dedicated ATM & Cash Withdrawal Services, accessing your money is simple and convenient. You can easily withdraw cash or check balances at any time without hassle. Plus, if you're ever on the go, our basic ATM access provides quick withdrawals and balance checks wherever you are. We invite you to visit us at our branch located at 200 W Chestnut St Louisville Ky 40202 in Louisville or give us a call at (502) 368-5858 if you have questions about any of these services. At L & N, we're here to support all your financial endeavors because when you succeed, we succeed too!

Credit Cards with Rewards

Looking for a way to earn while you spend? Our Credit Cards with Rewards program allows you to enjoy benefits as you use your card. From cashback offers to travel rewards, there's something for everyone.

Mortgage Loans & Refinancing

Homeownership is an important milestone for many, and at L & N, we offer various Mortgage Loans & Refinancing solutions. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our experts are ready to guide you through every step of the process.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds anytime, anywhere with our Online & Mobile Banking features. You can check balances, transfer money, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options can provide you with the relief you need. We understand life can throw surprises at you, and having access to cash when you need it most can make all the difference.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can access your accounts whenever it suits you. Need to check your balance? Make a payment? Or transfer funds? It's all just a click away! Plus, if you prefer using your mobile device, our mobile application makes it even easier to stay connected to your finances. You can download it today and enjoy features like mobile payments, allowing you to pay with just a tap. We also offer electronic signature authorization, so signing documents is quick and hassle-free no more printing or mailing forms. For those who like to keep things paperless, e-statements are available as well, giving you an easy way to track your financial activity without cluttering your inbox.

Security and Accessibility

Your security is our top priority. Our online banking features are equipped with advanced security measures to protect your information. We also offer person-to-person transfers, making it simple for you to send money to friends or family with ease. At L & N, we believe that managing your money should be straightforward and stress-free. With our user-friendly digital tools, you can take control of your finances on your terms. Embrace the convenience of modern banking today!

Financial Strength

Commitment to Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts: 248,774, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,803,229. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 200 W Chestnut St Louisville Ky 40202 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Solutions

Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,286 in used auto loans and $1,730,523,927 in total loans and leases.

Solid Financial Health

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, ensuring that you can drive away happy.

Business Loans

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. We recognize the unique challenges businesses face and are here to support you with financing solutions tailored for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We guide you through the process, offering competitive rates and personalized service to make your dream home a reality.

Refinancing Options

If you're looking to lower your monthly payments or take advantage of lower interest rates, we offer refinancing options across various loan types. Our team can help you understand your eligibility and find the best solution for your situation. At L & N, we prioritize transparency and accessibility. You can reach us at (502) 368-5858 for any questions or to discuss how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 200 W Chestnut St Louisville Ky 40202 in Louisville, KY, and let us help you take the next step towards achieving your financial goals!

Unsecured Credit Cards

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can help you save while spending.

Loan Aggregator

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L & N FEDERAL CREDIT UNION