Committed Team
We take pride in having 290 full-time employees and 7 part-time employees who are always ready to assist you. Our dedicated team is here to provide personalized support tailored to your unique needs.
Conclusion
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 120 Wendon Way London Ky 40741 or call (800) 292-2905 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Focused on Our Members
Unlike traditional banks, we prioritize our members above all else. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed just for you.
Lending Capacity
Our lending capacity supports your financial goals across various sectors with $5,286 in used auto loans and $1,730,523,927 in total loans and leases. Whether you're purchasing a new vehicle or planning other significant expenses, we're here to help make those dreams a reality.
Member Savings and Investments
Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. These accounts help you grow your money while enjoying peace of mind knowing they are backed by our strong financial standing.
Operational Efficiency
Our $7,171,297 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We strive to optimize every aspect of our operations so that more resources can be directed toward serving you.
Our Financial Health
With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that we can meet the needs of our members now and into the future. Our net worth ratio of 10.62% further demonstrates our robust capital position, which allows us to continue providing loans and competitive savings rates even during uncertain economic times.
Reinvestment for Growth
With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to continuous improvement means you can expect nothing but the best from us.
