L & N Credit Union Lagrange KY | Affordable Auto Loans & Checking Accounts

Introduction

Welcome to L & N, where your financial well-being is our top priority. Located at 2024 S Highway 53, Lagrange, KY 40031, we have been proudly serving our community since 1954. As a trusted credit union, we cater to over 115,921 members and manage assets totaling an impressive $2,227,103,822. At L & N, we believe in fostering strong relationships with our members. Our commitment to you is reflected not only in our services but also in our robust financial health. With total loans exceeding 30,880, total deposits of $113,602,855, and a net worth of $236,608,614, we stand strong as a reliable partner for all your financial needs. Our friendly team of 297 dedicated employees, led by CEO Christopher Brown and Board President Gary Lord, is always ready to assist you. Whether you're looking for personal banking solutions like checking and savings accounts or need financing options such as auto loans and mortgages, we've got you covered. You can also enjoy the convenience of online and mobile banking services tailored to fit your busy lifestyle. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 9115 Smyrna Pkwy, Louisville, KY 40229-1578. If you have questions or need assistance, don't hesitate to reach out at 502-368-5858. Join us at L & N and experience the difference of a community-focused credit union! Visit our website at www.lnfcu.com or stop by today we're here to help you achieve your financial goals!

Branch History & Mission

Community Commitment

Our commitment extends beyond financial services; we actively engage in community outreach programs that help foster growth and support local initiatives. Partnerships with local organizations allow us to contribute meaningfully and ensure that everyone has access to the resources they need.

Join Us!

As we continue this journey together, we invite you to become part of the L & N family. Experience firsthand how our dedication to member service can make a difference in your life. Visit us today or call us at 502-368-5858 for more information on how you can join our thriving community. Together, let's build a brighter future!

Our Mission

At L & N, our mission is clear: to provide valuable financial services while contributing positively to the communities we serve. We believe that banking should not just be about transactions but about building relationships and supporting one another. Through initiatives like personal banking services, auto loans, mortgage options, and business financing solutions, we empower our members to achieve their goals. We also understand the importance of accessibility and customer care. That's why we offer features like drive-thru banking and ATM availability for your convenience. Our operating hours are designed with you in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. While members can visit us at 2024 S Highway 53, official correspondence should be sent to 9115 Smyrna Pkwy, Louisville, KY 40229-1578.

Our Story

Since our inception, L & N has evolved into a trusted financial partner for over 115,921 members. With a total asset base of over $2.2 billion, we are committed to providing exceptional service and fostering financial literacy among our community. Our branch is conveniently located at 2024 S Highway 53, Lagrange, KY 40031, easily accessible for those looking to take charge of their financial future. As we reflect on our history, key milestones stand out, from expanding our range of services to adapting to digital advancements that enhance member experience. We have always embraced innovation while remaining grounded in our mission: to serve as a cooperative institution that prioritizes your needs and supports your aspirations.

Branch Location & Accessibility

Connect With Us

Have questions or want more information? Feel free to call us at (502) 368-5858. We invite you to visit us at L & N and discover how we can help you achieve your financial goals. Your community credit union is just a visit away!

Nearby Landmarks and Accessibility Features

Nestled just off S Highway 53, our location is easy to find, making it simple to drop in on your way to nearby spots like the local shopping center or community park. We offer ample parking right outside the branch, ensuring that you can access our services without any hassle. For those with mobility challenges, rest assured that our facility complies with ADA standards, featuring ramps and accessible entrances to accommodate everyone.

Operating Hours and Services

We know that life gets busy, which is why we're here to serve you during convenient hours! Our lobby is open from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Fridays, and we even welcome you on Saturdays from 9 AM to noon. Need cash? Our ATM is available around the clock for your convenience. Plus, take advantage of our drive-thru banking option for quick transactions without leaving your vehicle. At L & N, we offer a range of services tailored just for you whether you're interested in personal banking solutions like checking accounts and auto loans or business banking options. Our team is dedicated to helping you navigate all your financial needs.

Member Eligibility

At L & N, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Lagrange area or have a family member who is already a member, you're eligible to join us. We aim to provide an environment where you can access a variety of services tailored just for you, from personal banking to loans and more. For detailed eligibility criteria, feel free to check out our website at . Opening an account with us is a breeze! Just visit our online portal at https://lnfcu.symapp.jhahosted.com/ or give us a call at (502) 368-5858 if you have any questions. Our friendly team is here to help guide you through the process. Join us at L & N located at 2024 S Highway 53 Lagrange Ky 40031, where your financial journey begins with support and community spirit!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to expand your operations, hire more staff, or invest in new equipment all with the help of tailored financing solutions. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing can make or break a business. That's where our merchant services come in. Whether you need point-of-sale systems or online payment solutions, we provide tools that simplify transactions and enhance customer experiences. Imagine a busy Saturday at your shop, with customers seamlessly paying while you focus on delivering great service our merchant services make this possible. Visit us at 2024 S Highway 53 Lagrange Ky 40031 in Lagrange, KY, or call us at (502) 368-5858 to learn more about how our business banking and commercial services can support your journey. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking

If you're a business owner, we recognize the importance of having reliable banking solutions. Our business banking services, including merchant services and business loans, are designed to empower you to grow and thrive in today's competitive market.

Credit Options

Managing debt can be daunting, but with our personal loans and debt consolidation services, you can regain control of your finances. Plus, our credit cards with rewards allow you to earn benefits on everyday purchases while enjoying the security of knowing you're with a trusted institution.

Digital Banking Convenience

We pride ourselves on making banking easy and accessible through our robust online and mobile banking platforms. With features like ATM access for cash withdrawals, balance checks, and simple transactions available at our drive-thru service, managing your finances has never been more convenient. You can even send money quickly through our person-to-person payment service, making it easy to share funds with friends or family.

Personal Banking Solutions

We offer an array of personal banking services designed to simplify your financial life. From checking and savings accounts that help you keep track of your money, to auto loans and vehicle financing options that make it easier for you to get behind the wheel of your dream car, our team is here to assist. If you're considering purchasing a home, our mortgage loans and refinancing options can provide the flexibility and affordability you need.

Visit Us Today!

If you're ready to explore how L & N can help meet your financial needs, we invite you to visit us or give us a call at (502) 368-5858. Our friendly staff is eager to assist you in finding the best solutions tailored just for you. Your journey towards better financial health starts here! For more information about all our offerings, visit us online at Lagrange.

Digital & Online Banking

Key Services Available

Visit us at https://www.lnfcu.com/ to explore our online banking options. Our services include 24/7 online banking, allowing you to check your balance, pay bills, and transfer funds at your convenience. You can also easily set up electronic statements, which means no more waiting for paper statements in the mail keeping your financial information both accessible and environmentally friendly. Our mobile application enhances this experience further. With it, you can manage your accounts on the go and even make mobile payments. Whether you're splitting a dinner bill or sending money to a friend, our person-to-person transfer feature makes transactions quick and easy.

Security and Convenience

Your security is our priority. We use electronic signature authorization to keep your transactions safe while providing an efficient way to handle paperwork digitally. This means you can sign important documents from the comfort of your home without any hassle. With these user-friendly features, you'll have real-time access to your account management tools right in your pocket. No more long lines or waiting for assistance; everything you need is just a tap away! Join us at L & N today and experience how our digital banking services make managing your finances easier than ever before!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand strong at 248,774, showing a growing member base that trusts us with their finances. Net Shares available for lending and investments total $3,803,229, further showcasing our ability to meet your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 2024 S Highway 53 Lagrange Ky 40031 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into Our Community

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $5,286 in used auto loans and $1,730,523,927 in total loans and leases, we support members' financial goals across various sectors.

Member Savings Are Secure

Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that can fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand your business. We understand that every business has unique needs, and our team is ready to assist you in finding the right financing solutions.

Credit Lines and Personal Loans

For those looking for flexible borrowing options, we provide credit lines totaling $713,172,854. This allows you to access funds as needed for various expenses without the hassle of applying for multiple loans. Additionally, our unsecured credit card loans total $12,815,358, providing members with financial flexibility to manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing an existing loan, reach out to us for personalized assistance. We offer refinancing options across various loan types that may help reduce your monthly payments or lower your interest rates. For any questions or more information about our loan offerings, feel free to contact us at (502) 368-5858 or visit us at 2024 S Highway 53 Lagrange Ky 40031, Lagrange, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey!

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L & N FEDERAL CREDIT UNION