L & N Credit Union Ft Wright KY | Affordable Auto Loans & Business Banking

Introduction

Welcome to L & N, your trusted financial partner in Ft Wright, KY! Established in 1954, we have been dedicated to serving our community with personalized banking solutions tailored to meet your needs. With a strong membership base of over 115,921 individuals, we pride ourselves on our commitment to help you achieve your financial goals. At our branch located at 3450 Valley Plaza Pkwy, Ft Wright, KY 41017, we offer a range of services from checking and savings accounts to auto loans and business banking solutions. While members can visit us at this address, official correspondence should be sent to our mailing address: PO BOX 17597, FT MITCHELL, KY 41017. With total assets exceeding $2.2 billion, robust total deposits of $113,602,855, and a net worth of $236,608,614, we ensure that your money is not only safe but also growing. We understand the importance of making sound financial decisions; that's why we've processed a total of 30,880 loans and leases to help our members realize their dreams. Our team is led by CEO Christopher Brown and Board President Gary Lord, who are committed to fostering a culture of support and trust within our community. With nearly 300 employees, we are here for you every step of the way whether you need assistance with online banking or are looking for guidance on securing a loan. We invite you to explore how L & N can make a positive difference in your financial journey. Feel free to give us a call at 800-292-2905 or visit us today! Your future starts here!

Branch History & Mission

Commitment to Community

We take pride in our commitment to the community through various outreach programs and partnerships aimed at improving the lives of those around us. Our initiatives focus on financial literacy and supporting local organizations that share our values. As technology advances, so do we. L & N offers modern conveniences like online banking, mobile payments, and electronic signatures all designed with ADA compliance in mind. We want every member to enjoy a seamless banking experience that fits their lifestyle.

Join Us!

Explore all the services we offer ranging from auto loans and mortgages to credit cards with rewards and business banking solutions. With an ATM available for your convenience and lobby hours from Monday to Saturday (10 AM - 7 PM on weekdays and 10 AM - 4 PM on Saturdays), we're here when you need us. Join us today at L & N! Experience firsthand how we can help you achieve your financial goals while being part of a thriving community-focused credit union. For more information or assistance, feel free to call us at 800-292-2905 or visit our website at www.lnfcu.com. Together, let's build a brighter financial future!

Our Mission

At L & N, our mission goes beyond providing financial products; we aim to empower our members by offering personalized service and fostering community growth. We believe in making a positive impact through responsible lending, competitive rates on loans and savings accounts, and comprehensive financial education. Our goal is to ensure that every member feels valued and supported in their financial journey. While members can visit us at 3450 Valley Plaza Pkwy, official correspondence should be sent to PO BOX 17597, Ft Mitchell, KY 41017. This allows us to streamline communication while ensuring we remain accessible to you.

Branch Location & Accessibility

Finding Us

Our branch is easily accessible, whether you're driving or walking. There's ample parking available right outside, ensuring you can get in and out without hassle. We also prioritize accessibility for all our members, featuring ADA-compliant ramps and entrances so everyone can visit us comfortably. While you can come by our branch at the address mentioned, please note that if you need to send any official correspondence, it should be directed to our mailing address: PO BOX 17597, FT MITCHELL, KY 41017.

Get in Touch

If you have any questions or would like to learn more about how we can help with your financial journey, don't hesitate to give us a call at 800-292-2905. Our friendly team is ready to assist you! We invite you to visit us at L & N where your financial goals come first!

Operating Hours and Services

At L & N, we understand that your time is valuable. That's why we offer flexible operating hours. Our lobby is open Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 4 PM. Whether you're stopping by during lunch or after work, we're here to assist you! We offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with ATM availability on-site, you can access cash whenever you need it.

Member Eligibility

At L & N, we believe in creating a welcoming community where everyone can thrive. If you're interested in joining us, becoming a member is both simple and rewarding. To be eligible, you should reside, work, or worship in the areas we serve. This means that if you're part of our local community, you're likely already on the path to membership! We offer a range of benefits designed to support your financial goals from competitive rates on loans to personalized banking services that make managing your money easier. For detailed eligibility criteria, feel free to check out our website at . Once you know you qualify, opening an account with us is a breeze! You can start the process online by visiting https://lnfcu.symapp.jhahosted.com/ , or give us a call at (800) 292-2905 if you have any questions. We're here to help you every step of the way as you embark on this exciting journey with L & N at our branch located at 3450 Valley Plaza Pkwy Ft Wright Ky 41017. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment or hire additional staff all made possible through our flexible lending solutions designed specifically for your needs.

Merchant Services Tailored for Your Business

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Whether you're operating a bustling retail shop or a cozy café, our solutions help streamline transactions so you can focus on what matters most growing your business. From mobile payments to online transactions, we provide practical tools that meet the demands of modern commerce. Located at 3450 Valley Plaza Pkwy Ft Wright Ky 41017 in Ft Wright, KY, we're here to support your business every step of the way. Give us a call at (800) 292-2905 or visit us today to learn how we can help you achieve your goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At L & N, we provide auto loans and vehicle financing tailored to fit your budget. Our competitive rates mean more savings for you, allowing you to focus on what really matters hitting the road with confidence.

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive business banking services. We provide merchant services and business loans designed to help you grow and succeed. Your business deserves the best support, and we're here for you every step of the way.

Convenient Access & ATM Services

For those who prefer cash transactions, we've got convenient ATM access available at our branch. You can easily withdraw cash or check your balance without hassle. Plus, our commitment to online and mobile banking ensures that managing your finances is just a click away. At L & N, we take pride in delivering personalized service and understanding what matters most to our members. If you're ready to explore how we can assist you further or if you have questions about any of these services, don't hesitate! Visit us at 3450 Valley Plaza Pkwy Ft Wright Ky 41017 or call us at (800) 292-2905 today. Your financial journey starts here!

Credit Cards with Rewards

Why not earn rewards while making everyday purchases? Our credit cards offer great benefits that can enhance your spending power. From cashback on groceries to travel rewards, you'll find options that fit your lifestyle perfectly.

Mortgage Loans & Refinancing

Owning a home is a big step, and we're here to help make it happen! With our mortgage loans and refinancing options, we'll guide you through the process, ensuring you get the best terms possible. Picture yourself in your dream home while knowing that you've made a smart financial decision with our expert assistance.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a future goal, our personal banking services have got you covered. We offer both checking and savings accounts that come with easy online access, so you can manage your money anytime, anywhere. Imagine being able to check your balance or transfer funds right from your phone our online and mobile banking features make this possible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether it's consolidating debt or covering an emergency expense, we're ready to assist you in finding a loan solution that suits your needs.

Digital & Online Banking

Key Services

Enjoy the convenience of 24/7 online banking services that allow you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're on your computer or using our mobile application, staying on top of your finances has never been easier. Our mobile payments feature lets you make purchases directly from your smartphone, ensuring you're always ready to go.

Security and Accessibility

Security is a top priority for us. You can bank with peace of mind knowing that our electronic signature authorization ensures that your transactions are protected. Plus, opting for e-statements not only keeps your information safe but also helps the environment by reducing paper waste. Need to send money to a friend? Our person-to-person transfer service makes it easy to share funds quickly and securely. Whether it's splitting a bill or sending a gift, you can do it all in moments.

Stay Connected

With our mobile application, you have access to your accounts right at your fingertips. It's designed for ease of use, so whether you're checking account balances or making payments, everything is just a tap away. At L & N, we're committed to providing you with accessible, efficient, and secure banking solutions that fit into your busy life. Explore all the features we have to offer and experience banking that's built around you!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 248,774, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,803,229. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 3450 Valley Plaza Pkwy Ft Wright Ky 41017 or call (800) 292-2905 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,286 in used auto loans and $1,730,523,927 in total loans and leases.

Strong Financial Health

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. We provide flexible terms that cater to your budget, ensuring that your dream vehicle is within reach.

Business Financing

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. We understand the importance of having access to funds when opportunities arise and are here to support your business ambitions. At L & N, we are dedicated to making financing accessible and straightforward for all our members. If you're interested in refinancing options or eligibility requirements for any of our loan products, please feel free to reach out to us at (800) 292-2905 or visit us at 3450 Valley Plaza Pkwy Ft Wright Ky 41017 in Ft Wright, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We focus on providing competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $12,815,358 in loans, we help our members manage their finances effectively while enjoying rewards for their spending.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers without hidden fees or misleading information.

L & N FEDERAL CREDIT UNION