L & N Credit Union Crestwood KY | Affordable Auto Loans & Personal Banking

Introduction

Welcome to L & N, your trusted credit union located at 6501 Veterans Memorial Pkwy, Crestwood, KY 40014. Established in 1954, we have proudly served our community for decades, building strong relationships with our 115,921 members. With a commitment to providing exceptional financial services, we manage over $2.23 billion in assets and maintain a solid net worth of $236,608,614. At L & N, we believe that a thriving community is built on trust and support. Our dedicated team of 297 employees, led by CEO Christopher Brown and Board President Gary Lord, works tirelessly to ensure that each member receives the personalized attention they deserve. Whether you are looking for auto loans, mortgages, or business financing options, we have the right solutions tailored just for you. While members can visit us at our branch location in Crestwood, official correspondence should be sent to the same address: 6501 Veterans Memorial Parkway, Crestwood, KY 40014. You can reach us at (502) 368-5858 during our convenient operating hours: Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 4 PM. We invite you to explore our range of services that include personal banking accounts, credit cards with rewards, and online banking features. With total deposits exceeding $113 million, you can trust that your finances are secure with us. Discover why so many in Crestwood choose L & N as their financial partner. Visit us today or check out our website at www.lnfcu.com to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Service

At L & N, we are dedicated not only to providing outstanding financial products but also to ensuring that every member feels valued and supported. Our operating hours are designed for your convenience Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 4 PM. We also offer ATM availability for quick access to your funds. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address at 6501 VETERANS MEMORIAL PARKWAY, CRESTWOOD, KY 40014 if it differs from the branch address.

Community Outreach

Our commitment extends beyond traditional banking; we actively engage with local organizations and initiatives that uplift our community. By participating in events and offering financial literacy programs, we aim to educate our members about managing their finances effectively. In addition to our drive-thru service which is currently unavailable we focus on making banking easier through online and mobile services. Whether you prefer accessing your accounts through a computer or on-the-go with your smartphone, we've got you covered.

Join Us!

As we look towards the future, L & N invites you to become part of our growing family. Experience the difference that comes with being a member of a credit union that truly cares about its community's financial well-being. Visit us today at L & N in Crestwood or reach out at 502-368-5858 to learn more about how we can help you achieve your financial goals!

Our Evolution

From our inception, L & N has focused on providing exceptional financial services while fostering a sense of community. As we evolved, we adapted to the changing needs of our members and embraced advancements in technology. Today, with assets totaling over $2.2 billion, we continue to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. We are proud to operate with transparency and integrity. Our mission is simple: to empower our members through financial education and support. We believe in building strong relationships within our community and strive to make a positive impact through various outreach programs and partnerships.

Branch Location & Accessibility

Easy Access and Parking

We understand the importance of accessibility. Our branch features ADA-compliant entrances and ramps to ensure that everyone can access our services comfortably. Plus, ample parking is available right outside the branch, so you won't have to worry about finding a spot during your visit.

Operating Hours Tailored for You

At L & N, we strive to fit your schedule. Our doors are open Monday through Friday from 10 AM to 7 PM and Saturdays from 10 AM to 4 PM. Whether you need assistance with personal banking or loan inquiries, our friendly staff is here to help during these hours.

Services Designed for Your Needs

We offer a range of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. For those who prefer banking on-the-go, our ATM is available for quick cash withdrawals and balance checks.

Stay Connected

If you have questions or need assistance before visiting us, don't hesitate to give us a call at 502-368-5858. We look forward to welcoming you at L & N! Whether you're coming in for a specific service or just want to chat about your financial goals, we're here for you every step of the way.

Member Eligibility

Becoming a member of L & N is like joining a caring community where your financial well-being is our priority. We welcome anyone who lives, works, worships, or attends school in the local area, making it easy for you to be part of our family. Not only will you gain access to great financial products and services, but you'll also enjoy personalized support that helps you achieve your goals. If you're curious about the specifics of eligibility, feel free to check out more details. When you're ready to open an account, simply visit us online at https://lnfcu.symapp.jhahosted.com/ or give us a call at (502) 368-5858. We're here to help you every step of the way as you start this exciting journey with us!

Business Banking & Commercial Services

At L & N in Crestwood, KY, we understand that every business has unique needs. Whether you're a startup or a well-established company, having the right financial support can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses. But it's not just about loans. Our merchant services are designed to streamline your transactions. Imagine being able to accept payments easily, manage your cash flow efficiently, and have access to expert support whenever you need it. This means you can focus on what really matters: growing your business. Visit us at 6501 Veterans Memorial Pkwy Crestwood Ky 40014 or call us at (502) 368-5858 to learn how we can partner with you for success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options are designed to get you on the road quickly. With competitive rates and flexible terms, you can drive away knowing you've made a smart financial decision. Picture yourself behind the wheel, enjoying your new ride while keeping your budget intact.

Business Banking

For entrepreneurs and small businesses, we offer comprehensive business banking services, including merchant services and business loans. We recognize how important it is for local businesses to have reliable banking support. With us, you can focus on growing your business while we take care of the financial side.

Convenient Access

At L & N, we believe that convenience is key. Enjoy easy access to funds with our ATM and cash withdrawal services available at various locations. Our basic ATM access allows for quick withdrawals and balance checks, ensuring that managing your money is as straightforward as possible. As part of our commitment to serving our members efficiently, we also provide robust online and mobile banking features so that you can bank anytime, anywhere. For any inquiries about our services or if you're ready to take the next step in managing your finances wisely, feel free to reach out at (502) 368-5858. We look forward to serving you at Crestwood Wal-mart!

Credit Cards with Rewards

With our credit cards featuring rewards, spending becomes more rewarding! Earn points on everyday purchases that can be redeemed for travel, merchandise, or even cash back. It's an excellent way to make your purchases work for you while enjoying all the benefits of responsible credit use.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at L & N, we make it easier with our mortgage loans and refinancing services. Whether you're purchasing your first home or looking to lower your monthly payments through refinancing, we're here to guide you every step of the way. Our mortgage specialists will work closely with you to find the best solution for your homeownership goals.

Personal Banking

We understand that every member's financial journey is unique. That's why we offer personal banking services tailored just for you. Whether you're looking to open a checking or savings account, our friendly staff is here to help you choose the right options that suit your lifestyle. Imagine having access to your funds whenever you need them through easy-to-use online banking and mobile applications.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans can help ease those financial burdens. If you're dealing with multiple debts, consider our debt consolidation options that allow you to combine all your payments into one manageable loan. This service not only simplifies payments but can also save you money in interest over time.

Digital & Online Banking

Key Features

Our online banking comes with several handy features to enhance your banking experience. For instance, e-statements are readily available, allowing you to review your account history without the clutter of paper statements. Plus, with electronic signature authorization, signing documents has never been easier no need for printing or scanning. If you're looking for speed and convenience, you'll love our mobile payments feature that lets you make quick purchases right from your smartphone. We also provide a dedicated mobile application that puts your banking needs right at your fingertips. Download it today to enjoy real-time account management wherever you are.

Stay Connected

Need to send money to a friend? Our person-to-person transfers make it simple and fast! Just a few taps on your phone, and you're done. All these features prioritize not just accessibility but also security, giving you peace of mind while managing your finances. With all these options available at L & N, banking has never felt this effortless. Explore our digital services today and see how easy managing your money can be!

Financial Strength

Member Savings Security

Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share Accounts: 248,774, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,803,229. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 6501 Veterans Memorial Pkwy Crestwood Ky 40014 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $7,171,297 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $5,286 in used auto loans and $1,730,523,927 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have financing options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand your business. We know that every business has different needs, and our loan products are tailored to help you succeed. At L & N, we also offer refinancing options for existing loans. If you're looking to lower your monthly payments or consolidate debt, our team is here to guide you through the process. Whether you're interested in an auto loan, mortgage, unsecured credit card loan, or commercial financing, we're dedicated to helping you achieve your financial aspirations. For more information about our loan products or to start your application today, please call us at (502) 368-5858 or visit us at 6501 Veterans Memorial Pkwy Crestwood Ky 40014 in Crestwood, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We aim to provide you with flexible terms and competitive rates so you can secure the home you've always wanted.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without straining your budget.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective the platform can be in helping individuals save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every loan offer displayed is both fair and transparent. By focusing on verified financial institutions, LendMesh guarantees that users have access to reliable information when making financial decisions.

L & N FEDERAL CREDIT UNION - Crestwood, KY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Crestwood, KY (40014)

Introduction

Branch History & Mission

Commitment to Service

Community Outreach

Join Us!

Our Evolution

Branch Location & Accessibility

Easy Access and Parking

Operating Hours Tailored for You

Services Designed for Your Needs

Stay Connected

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Stay Connected

Financial Strength

Member Savings Security

Member Trust

Operational Efficiency

Our Financial Health

Reinvestment for Growth

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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