L & N Credit Union Corbin KY | Affordable Auto Loans & Business Banking

Introduction

Welcome to L & N, your trusted partner in financial success located at 360 W Cumberland Gap Pkwy, Corbin, KY 40701. Since our establishment in 1954, we have proudly served our community, building a robust membership base of 115,921 individuals who rely on us for their banking needs. At L & N, we understand that every financial journey is unique. That's why we offer a wide array of services tailored to meet the diverse needs of our members, from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. With total assets exceeding $2.2 billion and total deposits reaching $113,602,855, we are committed to ensuring your money is safe and working hard for you. Our leadership team, led by CEO Christopher Brown and Board President Gary Lord, is dedicated to fostering a welcoming environment where members can feel confident in their financial choices. With a total of 297 employees, we are here to provide personalized support every step of the way. While members can visit us at our Corbin branch, official correspondence should be sent to our mailing address at 9115 Smyrna Pkwy, Louisville, KY 40229-1578. If you have any questions or need assistance, don't hesitate to call us at 502-368-5858. Join us today and experience the L & N difference where your financial well-being is our priority! Visit our website at lnfcu.com or stop by for more information on how we can help you achieve your financial goals.

Branch History & Mission

A Legacy of Service

Over the years, L & N has continuously adapted to meet changing financial landscapes. We have embraced advancements in technology to enhance member experiences while ensuring that our services remain accessible to all. Whether through online banking or mobile applications, we prioritize convenience and security for our members. Our commitment extends beyond transactions; we believe in building lasting relationships within the community. While members can visit us at our Corbin location, official correspondence should be sent to 9115 Smyrna Pkwy, Louisville, KY 40229-1578. This ensures that your communications are handled promptly and efficiently.

Community Focus

Our mission statement highlights not only our dedication to providing top-notch financial services but also our passion for community support. We actively participate in local outreach programs, partnering with various organizations to uplift those around us. By offering educational workshops on budgeting and financial literacy, we strive to empower our members with knowledge that fosters growth and stability. We also understand the importance of accessibility. With features like ADA compliance and drive-thru banking services available during convenient hours (Monday-Thursday 9 AM - 5 PM; Friday 9 AM - 6 PM; Saturday Drive-Thru from 9 AM - Noon), we ensure that every member can access their accounts and receive assistance when needed.

Join Us!

As we look ahead to the future, L & N remains committed to being more than just a credit union; we aim to be a trusted partner in your financial journey. We invite you to become part of our family by opening an account today! Experience firsthand the benefits of membership at L & N where your goals matter most. For more information or assistance, feel free to call us at 502-368-5858 or visit our website at lnfcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Banking Services at Your Fingertips

At L & N Credit Union, we offer a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is here to guide you every step of the way. We also provide ATM access for quick cash withdrawals and balance checks whenever you need them. If you're looking for a reliable credit union that values convenience and community spirit, look no further than L & N Credit Union. Give us a call at 502-368-5858 or stop by today! We can't wait to serve you.

Convenient Access and Features

At L & N Credit Union, we prioritize accessibility. Our branch features ADA-compliant facilities including ramps for easy access. Ample parking is available right outside the entrance, so you can quickly get in and out without hassle. Plus, if you're on the go, take advantage of our drive-thru service for deposits, withdrawals, and other simple transactions without leaving your car.

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why we're here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday mornings from 9 AM until noon. Whether you need help with personal banking or are looking to explore loan options, our team is ready to assist you during these hours.

Member Eligibility

Becoming a member of L & N is like joining a family that cares about your financial well-being. Located at 360 W Cumberland Gap Pkwy Corbin Ky 40701, we welcome anyone who lives, works, worships, or attends school in our community. This means if you are part of the vibrant life here, you're likely eligible to join us! Our membership isn't just about accessing financial products; it's about being part of a supportive network that prioritizes your needs and goals. You'll enjoy benefits like competitive rates on loans and savings accounts, personalized service, and a range of convenient banking options. The process to open an account is simple and straightforward. Just check out the detailed eligibility criteria on our website at , where you can find everything you need to know before you apply. If you're ready to take the next step, visit us online at https://lnfcu.symapp.jhahosted.com/ or give us a call at (502) 368-5858. We're excited to help you start this journey with us!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services streamline your payment processes. Picture this: you're at the counter, and your customers can pay easily through various methods credit cards, mobile payments, or e-wallets all thanks to our integrated solutions. This not only enhances customer satisfaction but also helps you manage cash flow more effectively. Located at 360 W Cumberland Gap Pkwy Corbin Ky 40701 in Corbin, KY, we are here to help you navigate the financial landscape of running a business. For personalized assistance or more information about our offerings, don't hesitate to reach out at (502) 368-5858. Let's work together to build your business's future!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we know how important it is to have reliable banking solutions that grow alongside your business. Our business banking services include merchant services and business loans designed to support entrepreneurs at every stage. From startups to established companies, we can help you find the right financial tools.

Credit Cards & Rewards

At L & N, we believe that managing your finances should also come with rewards. That's why we offer credit cards that not only provide convenience but also give back through various reward programs. Whether you're using your card for everyday purchases or special outings, our credit cards make it easy to earn points or cash back.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at L & N, we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can pay bills, transfer money between accounts, and even send money directly to friends or family through our person-to-person payment service. Plus, with ATM access available for cash withdrawals and balance checks, managing your finances has never been easier.

Drive-Thru & ATM Services

We also prioritize accessibility with basic drive-thru banking options for deposits and withdrawals along with ATM services at our branch. This means whether you're in a hurry or prefer handling transactions without stepping inside the branch, we've got you covered. Ready to experience all these services? Visit us at 360 W Cumberland Gap Pkwy Corbin Ky 40701 in Corbin, KY or give us a call at (502) 368-5858. Join the L & N family today and let us help you achieve your financial goals! For more information on how to open an account or explore our offerings further, check out our website at North Corbin. We look forward to serving you!

Personal Banking

For individuals and families, we offer a variety of personal banking options. You can open checking and savings accounts that suit your lifestyle, making it easier to manage day-to-day expenses or set aside funds for special occasions. If you're thinking about purchasing a car or refinancing your current loan, our auto loans and vehicle financing options provide competitive rates and flexible terms tailored to your situation. Are you planning to buy a home? Our mortgage loans and refinancing solutions are designed with you in mind, helping you navigate the process smoothly. Additionally, we offer personal loans for those unexpected expenses or debt consolidation needs, ensuring that you have the financial support when life throws a curveball.

Digital & Online Banking

Convenient Features

We know that time is precious. That's why we offer person-to-person transfers, making it easy to send money to friends and family without hassle. Need to sign a document? Our electronic signature authorization feature lets you do that securely online, saving you trips to the branch. You can also choose to receive e-statements, which means no more paper clutter and instant access to your account statements whenever needed. For added convenience, we've integrated mobile payments into our services, allowing you to make purchases directly from your phone. This makes shopping easier than ever!

Key Services

Our online banking platform at https://www.lnfcu.com/ allows you to access your accounts 24/7. Whether you need to check your balance, transfer funds, or pay bills, everything can be done right from your computer or smartphone. Plus, for those who prefer using their devices on the go, our mobile application ensures that you have full access to all these features whenever you need them.

Security First

Your security is our top priority. Our online services are designed with advanced security measures so you can bank with confidence. You can manage your accounts in real-time while knowing that your information is safe with us. In summary, at L & N, we strive to provide accessible and straightforward banking solutions that fit your lifestyle. Explore all these features today by visiting https://www.lnfcu.com/ and take charge of your financial future!

Financial Strength

Commitment to Growth

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $5,286 in used auto loans and $1,730,523,927 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Savings for Members

Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Experience

Total Share and Deposit Accounts stand at 248,774, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $3,803,229. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 360 W Cumberland Gap Pkwy Corbin Ky 40701 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options make it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are dedicated to offering tailored solutions that support your ventures.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We provide various mortgage solutions that cater to different budgets and preferences, ensuring you find the best fit for your circumstances.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we provide options designed to help you lower your monthly payments or secure better rates based on your current financial situation. Don't hesitate to reach out for more information on eligibility and refinancing opportunities. You can contact us at (502) 368-5858 for more details about our loan offerings or visit us at 360 W Cumberland Gap Pkwy Corbin Ky 40701, Corbin, KY. Our team is here to assist you through every step of the borrowing process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At L & N, we are committed to empowering our members with the financial tools they need for success.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that add extra value to every purchase you make.

Loan Aggregator

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L & N FEDERAL CREDIT UNION