L & N Credit Union Corbin KY | Affordable Auto Loans & Business Banking

Introduction

Welcome to L & N, your trusted partner in financial wellness since 1954. Located at 1843 Cumberland Falls Hwy, Corbin, KY 40701, we take pride in serving our community with a range of banking services tailored to meet your needs. Our commitment to helping you achieve your financial goals is reflected in our impressive membership base of 115,921 members and total assets exceeding $2.2 billion. At L & N, we understand that managing finances can be challenging. That's why we offer a variety of personal banking options, including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Whether you're looking to buy your first car or save for a new home, our team is here to guide you every step of the way. While members can visit us at our branch address, official correspondence should be sent to 1843 Cumberland Falls Highway, CORBIN, KY 40701-2731. Our dedicated team of 297 employees, led by CEO Christopher Brown and Board President Gary Lord, is committed to providing exceptional service. With total deposits reaching $113,602,855 and a net worth of $236,608,614, you can trust that your finances are in safe hands. Our robust financial health allows us to offer competitive loan rates and personalized service that meets the diverse needs of our members. We invite you to explore all that L & N has to offer. Visit our website at lnfcu.com or call us at 502-368-5858 today! Let us help you take the next step toward achieving your financial dreams.

Branch History & Mission

Commitment to Innovation

As times change, so do we. L & N embraces technology to ensure that banking is convenient and accessible for all members. With online banking options, mobile payments, and e-statements available, you can manage your finances anytime, anywhere. Our focus on customer service means we are here to assist you every step of the way. In addition to our modern conveniences like ATM availability and drive-thru banking services, we remain dedicated to ensuring ADA compliance so that everyone can access our services comfortably. We invite you to join us at L & N in Corbin. Experience firsthand how our community-focused approach sets us apart from traditional banks. Together, let's build a brighter financial future for you and your loved ones. For any inquiries or assistance, feel free to reach out at 502-368-5858.

Our Mission

At L & N, our mission is simple yet profound: to empower our members by providing exceptional financial services while actively supporting the communities we serve. We believe that everyone deserves access to quality banking options that can help them achieve their personal and financial goals. Whether it's through our checking and savings accounts, auto loans, or mortgage products, we strive to make banking a positive experience for all. We are also committed to community outreach and partnerships that enhance the lives of those around us. Through various initiatives and programs, L & N works diligently to give back to the Corbin area. We understand that a thriving community is essential for everyone's success.

Branch Location & Accessibility

Connect With Us

Have questions or want to learn more about how we can assist you? Feel free to give us a call at 502-368-5858. Our dedicated team looks forward to welcoming you in person! Visit us today and discover how L & N can help you achieve your financial goals.

Nearby Landmarks and Accessibility

Situated near key landmarks in Whitley County, our branch is easily accessible. We have ample parking available right outside, ensuring that you can get in and out without hassle. For those who may need assistance, our location is equipped with ADA-compliant features, including ramps for easy entry.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you prefer to come in during the week or on the weekend, we aim to accommodate your schedule.

Services Offered

At the L & N branch, we offer a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is here to guide you every step of the way. Need cash? We have an ATM available for your convenience along with drive-thru banking options for quick deposits and withdrawals. While members can visit us at 1843 Cumberland Falls Hwy for all their banking needs, please note that official correspondence should be sent to our mailing address: 1843 Cumberland Falls Highway, CORBIN, KY 40701-2731.

Member Eligibility

Joining the L & N community is more than just opening an account; it's about becoming part of a supportive family that cares for your financial well-being. At L & N, located at 1843 Cumberland Falls Hwy, Corbin, KY 40701, we welcome anyone who lives, works, worships, or attends school in our service area. This means that if you're a part of our vibrant local community, you're likely eligible to become a member! The benefits of membership are numerous enjoy competitive rates on loans and savings products, personalized customer service, and access to a range of financial tools designed to help you succeed. Becoming a member is simple. You can easily open an account online by visiting us at this link. If you have any questions or need assistance during the process, don't hesitate to reach out to us at 502-368-5858. For detailed eligibility criteria and updates, feel free to check out our website for more information. We're excited to welcome you into our L & N family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services provide essential tools for your daily operations. For example, with easy payment processing solutions, you can focus more on serving your customers and less on managing transactions. This means quicker sales and happier customers key factors in growing your business. Located at 1843 Cumberland Falls Hwy Corbin Ky 40701 in Corbin, KY, we're here to support you every step of the way. Contact us at (502) 368-5858 to learn more about how our business banking services can empower your success!

Tailored Loan Options for Growth

Imagine having the capital to invest in new equipment or expand your team. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, we understand that managing finances is crucial to success. That's why we provide business banking services that include merchant services and business loans to help support your growth and operations.

Digital Access

In today's fast-paced world, convenience is key. With online and mobile banking, you can access your accounts anytime, anywhere. From transferring funds to paying bills, everything is just a few taps away on your smartphone or computer. Our ATM and cash withdrawal services ensure that you have easy access to your money whenever you need it.

Easy Transactions

Our branch also features basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car. Plus, our ATMs are equipped for easy withdrawals and balance checks, making banking as effortless as possible. At L & N, we aim to simplify your banking experience while providing comprehensive financial solutions that fit into your life. If you have questions about any of our services or want to explore how we can assist you further, please don't hesitate to reach out at (502) 368-5858. Take the first step towards better financial management by visiting us today! For more information about opening an account or exploring our services further, please visit our website at South Corbin. We look forward to serving you!

Financial Solutions

Everyone faces unexpected expenses at times, and our personal loans and debt consolidation services can provide the financial relief you need. If you're looking for a reliable credit option, check out our credit cards with rewards that allow you to earn benefits while spending.

Personal Banking

We offer various personal banking options, including checking and savings accounts that help you keep your finances organized. Need a vehicle? Our auto loans and vehicle financing options make purchasing or refinancing a breeze. You can drive away with your dream car while enjoying competitive rates tailored just for you. Additionally, if you're thinking about buying a home, our mortgage loans and refinancing services are here to help you navigate the process smoothly.

Digital & Online Banking

Always Available

We pride ourselves on offering 24/7 Online Banking Services. This means whether it's day or night, you have full access to your account information. Whether you're checking your balance during a lunch break or transferring funds while waiting in line, we've got you covered. At L & N, we prioritize security alongside ease-of-use. Rest assured that all your transactions are protected with top-notch security measures. Embrace the convenience of modern banking without compromising safety. Explore all these features and more by visiting us online today at https://www.lnfcu.com/ ! We're here to help you navigate your financial journey with confidence and ease.

Key Services

Our online banking offers features that enhance your experience and provide peace of mind. You can enjoy the convenience of E-Statements, allowing you to receive and review your statements electronically no more cluttered mailboxes! Plus, with our Electronic Signature Authorization, signing important documents is as easy as a few clicks, making transactions smoother than ever. For those on the go, our Mobile Application is a game-changer. It not only allows you to check balances and transfer funds but also supports Mobile Payments, so you can pay for purchases directly from your phone without any hassle. Need to send money to a friend? Our Person-to-Person Transfers feature lets you do just that with just a few taps.

Financial Strength

Commitment to Growth

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,286 in used auto loans and $1,730,523,927 in total loans and leases.

Efficiency You Can Trust

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 248,774, showing a strong and growing member base that trusts us with their finances. This commitment to serving you means that your financial well-being is always our top priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 1843 Cumberland Falls Hwy Corbin Ky 40701 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Secure Savings for Members

Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to assist you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. We recognize the challenges that come with running a business and are committed to supporting local entrepreneurs with tailored financing solutions. --- For any questions or to discuss how we can assist you further, feel free to reach out at (502) 368-5858 or visit us at 1843 Cumberland Falls Hwy Corbin Ky 40701 in Corbin, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to suit your spending habits. Additionally, if you're looking for personal loans or debt consolidation options, our representatives can guide you through our offerings to find the best fit for your financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We offer flexible terms and competitive rates that can fit your budget. If you're considering refinancing your current mortgage, we also provide tailored solutions to help you save money over time.

Loan Aggregator

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L & N FEDERAL CREDIT UNION