L & N Credit Union New Albany IN | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to L & N, your trusted financial partner located at 2865 Charlestown Rd, New Albany, IN 47150. Since our establishment in 1954, we have been dedicated to serving our community with a range of financial services tailored to meet the unique needs of our members. With a proud membership of over 115,000, we aim to provide exceptional service that helps you achieve your financial goals. At L & N, we understand the importance of financial security and stability. Our total assets amount to a remarkable $2,227,103,822, reflecting our commitment to responsible management and growth. We take pride in offering competitive loan options, having issued approximately 30,880 loans and leases to support our members' dreams whether it's buying a new home or purchasing a vehicle. We believe in building lasting relationships based on trust and transparency. Under the leadership of our CEO, Christopher Brown, and Board President, Gary Lord, we strive for excellence in everything we do. Our team of 297 dedicated employees works hard every day to ensure that your experience with us is positive and rewarding. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 2865 Charlestown Rd, New Albany, IN 47150-1984. Explore our full range of services from personal banking solutions like checking accounts and auto loans to business banking options including merchant services. Your financial journey matters to us, and we're here to assist you every step of the way. Ready to get started? Feel free to give us a call at 502-363-2479 or visit our website at lnfcu.com for more information. Join us today and experience the benefits of being part of the L & N family!

Branch History & Mission

The journey of L & N in New Albany, IN began in 1954, and since then, it has blossomed into a trusted financial partner for the community. Nestled at 2865 Charlestown Rd, our branch stands as a beacon of support and service, welcoming members with open arms. With a rich history that reflects growth and resilience, we have proudly served over 115,921 members, providing them with financial solutions tailored to their needs. From our humble beginnings, L & N has always prioritized the welfare of its members. Our mission is simple yet profound: to empower individuals and families through accessible financial services while fostering a strong sense of community. We believe that by supporting our members, we uplift the entire community. This commitment is evident not only in our comprehensive range of services from checking accounts to auto loans but also in our active involvement in local initiatives that make New Albany a better place to live. As we evolved over the decades, we embraced technology to enhance member experiences. Our digital banking options allow members to manage their finances from anywhere, ensuring convenience and accessibility. We are also proud to provide ADA-compliant facilities and services, ensuring everyone in our community can access our resources without barriers. While you can find us at 2865 Charlestown Rd, official correspondence should be directed to our mailing address at 2865 Charlestown Rd, New Albany, IN 47150-1984 if it differs from your visit. Our dedicated team is here during operating hours Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday mornings until noon to assist you with all your banking needs. Our commitment extends beyond financial transactions; we strive to build lasting relationships. Through partnerships with local organizations and participation in community events, we aim to contribute positively to the lives of those around us. As we look toward the future, we invite you to join the L & N family. Experience firsthand the benefits of being a member where your goals matter and where every interaction is designed with you in mind. Together, let's build a brighter financial future for everyone in New Albany! For more information or assistance, don't hesitate to reach out at 502-363-2479 or visit us online at www.lnfcu.com.

Branch Location & Accessibility

Connect With Us!

Ready to experience exceptional service? Feel free to stop by or call us at (502) 363-2479 for any questions or assistance. We look forward to welcoming you at L & N!

Local Landmarks and Accessibility

Nestled near popular local spots, our branch is just a short drive from the vibrant downtown area and close to community favorites like the New Albany Farmers Market. With ample parking available, you can visit us stress-free. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can access our services comfortably.

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9 AM to 5 PM, on Fridays from 9 AM to 6 PM, and even on Saturdays until noon at our drive-thru for those quick transactions. We also have an ATM available for your convenience if you need cash outside of regular hours. At L & N, we offer a wide range of services tailored to meet your personal banking needs. From checking and savings accounts to auto loans, mortgage loans, credit cards with rewards, and business banking options our friendly staff is ready to assist you every step of the way.

Member Eligibility

Becoming a member of L & N is like joining a family where you're valued and supported at every turn. We welcome anyone who lives, works, or worships in the area to apply for membership. This means if you're part of our community in New Albany or nearby, you're already eligible! Once you join, you'll enjoy fantastic benefits like personalized banking services and competitive loan rates that can help you achieve your financial goals. The process to open an account is straightforward and friendly just visit us at our branch located at 2865 Charlestown Rd New Albany In 47150 or give us a call at (502) 363-2479. For more detailed eligibility information, check out our website here: . Ready to take the next step? You can start your application online by visiting https://lnfcu.symapp.jhahosted.com/. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business smoothly while providing customers with the payment options they prefer. Our merchant services offer practical solutions that make transactions easy and efficient. From credit card processing to online payment systems, we ensure that your cash flow remains steady, allowing you to focus on what matters most growing your business. Located at 2865 Charlestown Rd New Albany In 47150 in New Albany, IN, we're here to support your entrepreneurial journey every step of the way. Reach out today at (502) 363-2479 and discover how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local business owners, L & N offers tailored business banking solutions. Our merchant services allow businesses to accept payments easily while our business loans support growth and expansion efforts. It's all about empowering you to succeed in your entrepreneurial journey.

Convenient Access

We know that life can be busy; that's why we provide various ways for you to access your accounts effortlessly. Our ATM services let you withdraw cash or check balances anytime. If you're in a hurry, our drive-thru banking is perfect for quick transactions like deposits or withdrawals without leaving your car.

Credit and Loans

For those looking to consolidate debt or fund personal projects, our personal loans offer an excellent solution. With straightforward terms and quick processing times, you can focus on what matters most without worrying about complicated paperwork. Plus, our credit cards come with rewards programs that give back for everyday purchases imagine earning points every time you shop!

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking options make it easy. We offer both checking and savings accounts that help you keep track of your spending while growing your savings. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms, allowing you to check balances, transfer money, or pay bills right from your phone or computer. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture yourself driving off in your dream car without the stress of high monthly payments! Additionally, we have mortgage loans and refinancing options that can help turn the house you've always wanted into a reality.

Stay Connected

With our commitment to serving you better, we've integrated digital banking features such as mobile payments and person-to-person transfers into our offerings. You can stay connected with your finances wherever you are. Whether you're visiting us at 2865 Charlestown Rd New Albany In 47150 or calling us at (502) 363-2479, the team at L & N is excited to assist you with all your financial needs. Don't wait come experience the difference today! Visit us online at New Albany to learn more about how we can serve you better!

Digital & Online Banking

Accessibility & Real-Time Management

Our 24/7 online banking services mean that you're never far from your financial information. Whether it's checking your balance late at night or making a payment during lunch, we provide real-time account management tailored for today's busy lifestyles. With our mobile payments feature, you can even make purchases directly from your phone making transactions quicker and easier than ever before. At L & N, we're committed to providing a user-friendly experience that keeps pace with your needs. Join us today and discover how our digital banking services can simplify your financial life!

Key Features

Our online banking features are crafted with your convenience in mind. You can easily enroll in e-statements, which means no more waiting for paper statements in the mail get instant access to your financial documents whenever you need them. Plus, if you're ever on the go and need to send money quickly, our person-to-person transfer option lets you send funds directly to friends or family in just moments. Security is paramount at L & N. We utilize electronic signature authorization for an extra layer of protection, ensuring that your transactions are safe and secure. This means you can confidently complete important paperwork without worrying about identity theft or fraud.

Financial Strength

Member-Focused Savings

Your savings are secure with us. We have $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports your financial goals with $5,286 in used auto loans and $1,730,523,927 in total loans and leases.

Solid Financial Health

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share Accounts stand at 248,774, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $3,803,229. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 2865 Charlestown Rd New Albany In 47150 or call (502) 363-2479 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle whether it's new or used ensuring that you can hit the road with confidence.

Commercial Loans

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand your business. We know how crucial access to funds is for achieving business success, and we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any of your current loans, we offer various eligibility options that may help reduce your monthly payments or lower your interest rates. Our team is ready to assist you in exploring the best refinancing solutions available. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at (502) 363-2479 or visit us at 2865 Charlestown Rd New Albany In 47150 in New Albany, IN for more information about our loan products. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing daily expenses can be easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $12,815,358 helping members manage their finances effectively. This option is perfect for those looking for an easy way to handle unexpected costs or consolidate debt.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.

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