Ready to experience exceptional service? Feel free to stop by or call us at (502) 363-2479 for any questions or assistance. We look forward to welcoming you at L & N!
Nestled near popular local spots, our branch is just a short drive from the vibrant downtown area and close to community favorites like the New Albany Farmers Market. With ample parking available, you can visit us stress-free. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can access our services comfortably.
We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9 AM to 5 PM, on Fridays from 9 AM to 6 PM, and even on Saturdays until noon at our drive-thru for those quick transactions. We also have an ATM available for your convenience if you need cash outside of regular hours. At L & N, we offer a wide range of services tailored to meet your personal banking needs. From checking and savings accounts to auto loans, mortgage loans, credit cards with rewards, and business banking options our friendly staff is ready to assist you every step of the way.
Imagine running your business smoothly while providing customers with the payment options they prefer. Our merchant services offer practical solutions that make transactions easy and efficient. From credit card processing to online payment systems, we ensure that your cash flow remains steady, allowing you to focus on what matters most growing your business. Located at 2865 Charlestown Rd New Albany In 47150 in New Albany, IN, we're here to support your entrepreneurial journey every step of the way. Reach out today at (502) 363-2479 and discover how we can help your business flourish!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.
For local business owners, L & N offers tailored business banking solutions. Our merchant services allow businesses to accept payments easily while our business loans support growth and expansion efforts. It's all about empowering you to succeed in your entrepreneurial journey.
We know that life can be busy; that's why we provide various ways for you to access your accounts effortlessly. Our ATM services let you withdraw cash or check balances anytime. If you're in a hurry, our drive-thru banking is perfect for quick transactions like deposits or withdrawals without leaving your car.
For those looking to consolidate debt or fund personal projects, our personal loans offer an excellent solution. With straightforward terms and quick processing times, you can focus on what matters most without worrying about complicated paperwork. Plus, our credit cards come with rewards programs that give back for everyday purchases imagine earning points every time you shop!
When it comes to managing your day-to-day finances, our personal banking options make it easy. We offer both checking and savings accounts that help you keep track of your spending while growing your savings. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms, allowing you to check balances, transfer money, or pay bills right from your phone or computer. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture yourself driving off in your dream car without the stress of high monthly payments! Additionally, we have mortgage loans and refinancing options that can help turn the house you've always wanted into a reality.
With our commitment to serving you better, we've integrated digital banking features such as mobile payments and person-to-person transfers into our offerings. You can stay connected with your finances wherever you are. Whether you're visiting us at 2865 Charlestown Rd New Albany In 47150 or calling us at (502) 363-2479, the team at L & N is excited to assist you with all your financial needs. Don't wait come experience the difference today! Visit us online at New Albany to learn more about how we can serve you better!
Our 24/7 online banking services mean that you're never far from your financial information. Whether it's checking your balance late at night or making a payment during lunch, we provide real-time account management tailored for today's busy lifestyles. With our mobile payments feature, you can even make purchases directly from your phone making transactions quicker and easier than ever before. At L & N, we're committed to providing a user-friendly experience that keeps pace with your needs. Join us today and discover how our digital banking services can simplify your financial life!
Our online banking features are crafted with your convenience in mind. You can easily enroll in e-statements, which means no more waiting for paper statements in the mail get instant access to your financial documents whenever you need them. Plus, if you're ever on the go and need to send money quickly, our person-to-person transfer option lets you send funds directly to friends or family in just moments. Security is paramount at L & N. We utilize electronic signature authorization for an extra layer of protection, ensuring that your transactions are safe and secure. This means you can confidently complete important paperwork without worrying about identity theft or fraud.
Your savings are secure with us. We have $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members our resources are focused on benefiting you through better loan rates and exclusive perks.
Our operational efficiency is reflected in our $7,171,297, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports your financial goals with $5,286 in used auto loans and $1,730,523,927 in total loans and leases.
With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Total Share Accounts stand at 248,774, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $3,803,229. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 2865 Charlestown Rd New Albany In 47150 or call (502) 363-2479 to learn more about how we can help you achieve your financial goals.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle whether it's new or used ensuring that you can hit the road with confidence.
For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand your business. We know how crucial access to funds is for achieving business success, and we're here to support you every step of the way.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your budget and lifestyle.
If you're considering refinancing any of your current loans, we offer various eligibility options that may help reduce your monthly payments or lower your interest rates. Our team is ready to assist you in exploring the best refinancing solutions available. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at (502) 363-2479 or visit us at 2865 Charlestown Rd New Albany In 47150 in New Albany, IN for more information about our loan products. Let us help you take the next step toward achieving your financial dreams!
Managing daily expenses can be easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $12,815,358 helping members manage their finances effectively. This option is perfect for those looking for an easy way to handle unexpected costs or consolidate debt.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.