L & N Credit Union Jeffersonville IN | Best Auto Loans & Business Banking

Introduction

Welcome to L & N, your trusted partner in financial growth and community support, located at 1450 Veterans Pkwy Ste 100, Jeffersonville, IN 47130. Established in 1954, we have proudly served our members for nearly seven decades, building a strong foundation of trust and reliability within our community. With a dedicated membership of over 115,921, we are committed to providing personalized banking services that cater to your unique needs. At L & N, we understand the importance of financial stability. Our total assets now stand at an impressive $2,227,103,822, which reflects our strong commitment to supporting our members through various services including personal banking, auto loans, mortgage financing, and business banking solutions. Currently, our total deposits reach $113,602,855, showcasing the trust our members place in us. While you can always visit us at our branch for assistance, please note that any official correspondence should be directed to the same address: 1450 VETERANS PKWY STE 100, JEFFERSONVILLE, IN 47130. Under the leadership of CEO Christopher Brown and Board President Gary Lord, our team is dedicated to ensuring that each member feels valued and supported. With a total of 297 employees ready to assist you and an array of services designed with your financial health in mind such as online banking and mobile payments we strive to make managing your finances as simple as possible. We invite you to explore all that we offer by visiting our website at lnfcu.com or calling us directly at 502-368-5858. Whether you're looking for help with loans or simply want to open a new account, we're here for you every step of the way. Join us today and experience the difference with L & N!

Branch History & Mission

At L & N Credit Union, we take pride in our rich history and unwavering commitment to serving the community of Jeffersonville, IN. Since opening our doors in 1954, we have grown from a small financial institution into a trusted partner for over 115,000 members. Our journey has been marked by significant milestones that reflect our dedication to both innovation and service. Located at 1450 Veterans Pkwy Ste 100, Jeffersonville, IN 47130, our branch stands as a beacon of support for individuals and families seeking reliable financial solutions. The vibrant Jeffersonville area offers a unique blend of community spirit and opportunity, making it the perfect home for our mission. For any official correspondence, please send your mail to 1450 VETERANS PKWY STE 100, JEFFERSONVILLE, IN 47130. L & N Credit Union is not just about transactions; it's about building relationships. Our mission is simple yet powerful: to provide exceptional financial services while fostering a supportive environment that empowers our members. We offer a wide range of products including personal banking accounts, auto loans, mortgage options, and business banking solutions. Each service is designed with our members' needs in mind. As we continue to grow currently boasting total assets of over $2.2 billion we remain focused on enhancing member experience through digital advancements. Our online banking platform allows members to manage their finances conveniently from anywhere. We also ensure accessibility with features like ADA compliance and mobile payments, ensuring everyone can benefit from our services. Community engagement is at the heart of what we do. We actively seek partnerships and outreach programs that uplift those around us. Whether it's sponsoring local events or supporting schools, we believe in giving back to the neighborhoods that have supported us throughout the years. With operating hours that cater to busy lifestyles Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM we are always here when you need us most. Plus, with ATM availability and drive-thru banking options, accessing your funds has never been easier. We invite you to join the L & N family today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused credit union. Visit us at 1450 Veterans Pkwy Ste 100 or give us a call at 502-368-5858 to learn more about membership benefits tailored just for you. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to L & N at 1450 Veterans Pkwy Ste 100 Jeffersonville In 47130 in beautiful Jeffersonville, IN! Nestled conveniently along Veterans Parkway, our location is easily accessible for all your banking needs. Whether you're commuting or exploring the area, you'll find us just a short drive from local landmarks like the Jeffersonville Riverwalk and the vibrant downtown area. At L & N, we prioritize your convenience. Our branch features ample parking and is fully ADA compliant, ensuring everyone can access our services with ease. For those on the go, we offer a drive-thru service so you can take care of your banking without leaving your vehicle. Plus, our ATM is available 24/7 for quick withdrawals and balance checks. Our friendly team is here to assist you during our operating hours: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Feel free to reach out at (502) 368-5858 if you have any questions or need assistance before your visit. While members can stop by at 1450 Veterans Pkwy Ste 100 Jeffersonville In 47130, please note that official correspondence should be sent to our mailing address at 1450 VETERANS PKWY STE 100, JEFFERSONVILLE, IN 47130 if it's different. We invite you to come in and explore our range of services, including personal banking, auto loans, mortgages, and more! We look forward to welcoming you soon at L & N!

Member Eligibility

Joining L & N is like becoming part of a warm, welcoming family that's dedicated to supporting your financial journey. To become a member, you simply need to meet some friendly eligibility criteria. While specifics can vary, generally, anyone who lives, works, or worships in our community can apply. If you're unsure about your eligibility or want to learn more about what it takes to join us, you can check out the detailed information at . Becoming a member at L & N opens up a world of benefits tailored just for you. We offer everything from personal banking services and auto loans to credit cards with rewards designed to help you achieve your financial goals. The process is easy and inclusive; just visit us at our location at 1450 Veterans Pkwy Ste 100 Jeffersonville In 47130, or give us a call at (502) 368-5858 if you have any questions! You can also start your membership application online by following this link: https://lnfcu.symapp.jhahosted.com/ . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support you need to expand your operations, purchase new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $690,527,807, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your transactions. Picture this: you're busy serving customers when suddenly a payment issue arises. Our reliable payment processing solutions ensure smooth transactions so you can focus on what you do best running your business. Located at 1450 Veterans Pkwy Ste 100 Jeffersonville In 47130 in Jeffersonville, IN, we're here to partner with you every step of the way. For more information about our services, give us a call at (502) 368-5858 or visit our website at Veterans Parkway. Let's work together to take your business to new heights!

Comprehensive List Of Services

Business Solutions

For small business owners in Jeffersonville, L & N offers specialized business banking services, including merchant services and business loans. We understand the unique challenges businesses face, and we're here to support your growth with the right financial tools.

Convenient Banking Features

In today's fast-paced world, convenience matters. That's why we provide ATM access for quick withdrawals and balance checks whenever you need them. With drive-thru banking options available for simple transactions like deposits and withdrawals, managing your money has never been easier. At L & N, we're not just about numbers we're about people. We strive to build lasting relationships with our members by offering personalized service and understanding their financial journeys. Ready to experience these services first-hand? Visit us at 1450 Veterans Pkwy Ste 100 Jeffersonville In 47130 in Jeffersonville, IN, or give us a call at (502) 368-5858 today! Your financial future starts here!

Credit Cards with Benefits

Want to earn rewards while you spend? Our credit cards come with attractive rewards programs that let you benefit from your everyday purchases. This means that every time you swipe, you're not just spending; you're earning back something valuable.

Loans Made Simple

Need a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. If homeownership is on your radar, explore our mortgage loans and refinancing options that can help you find a comfortable path to owning your dream home. For those unexpected expenses or debt consolidation needs, our personal loans provide flexible solutions tailored just for you.

Personal Banking

Managing your personal finances is easier with our checking and savings accounts designed for everyday needs. Imagine being able to monitor your spending while saving for that dream vacation all through our user-friendly online and mobile banking platforms. With features like e-statements and electronic signatures, you can bank securely from anywhere.

Digital & Online Banking

Key Features

Need to stay organized? Our e-statements feature allows you to access your monthly statements electronically, reducing paper clutter while keeping your information secure. You can also take advantage of our mobile payments feature, making it easy to pay for goods and services directly from your smartphone. If you're always on the move, our mobile application is here to help. It offers all the functionalities of online banking right in your pocket. From person-to-person transfers to monitoring transactions in real-time, staying connected with your finances has never been more straightforward. At L & N, we're committed to providing you with tools that enhance accessibility and ease of use. With our robust digital banking services, you have control over your money whenever and wherever you need it. So why wait? Explore our online banking today and experience the future of finance!

Financial Strength

A Team You Can Trust

Our operational efficiency is underscored by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Commitment to Growth

With $223,037,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $5,286 in used auto loans and $1,730,523,927 in total loans and leases, supporting our members' financial goals across various sectors.

Growing Together

Total Share Accounts stand at 248,774, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,803,229. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L & N is your trusted partner. Visit us at 1450 Veterans Pkwy Ste 100 Jeffersonville In 47130 or call (502) 368-5858 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $555,949,600 in share certificates and $451,008,631 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $236,608,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $71,339,732 in used vehicle loans and $22,953,144 in new vehicle loans already helping members get on the road. We make it easy to choose the right financing option whether you're purchasing a brand-new model or a reliable used vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $690,527,807 provide the capital needed to grow and expand. We understand that every business is unique, which is why we offer personalized service to help you find the right financial solution for your enterprise. In addition to these offerings, we provide refinancing options that can help lower your monthly payments or consolidate debt into a single loan. To learn more about eligibility or how to apply for any of our loan products, feel free to reach out at (502) 368-5858, or visit us at our branch located at 1450 Veterans Pkwy Ste 100 Jeffersonville In 47130. At L & N, we are committed to supporting our members with comprehensive financial solutions designed for success. Whether it's your first car purchase or planning for a new home, we're here to help every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $134,306,528, make buying or refinancing simple. We work with you to find a loan that fits your budget and lifestyle, making your dream of owning a home more achievable than ever.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,815,358 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday spending more rewarding.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures that all loan offers are fair and transparent. By comparing rates from these legitimate institutions, LendMesh empowers users to make informed decisions without the fear of hidden fees or misleading information.

Benefits of Using LendMesh

LendMesh stands out in several ways: - Verified Data: All loan offers come from recognized financial institutions. This means users can trust the information they see. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect the true market landscape. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling them to seize the best opportunities as they arise. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in helping individuals secure favorable financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

L & N FEDERAL CREDIT UNION