L.A. Electrical Workers Credit Union Pasadena CA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to L. A. Electrical Workers Credit Un., your trusted financial partner located at 3820 E Colorado Blvd, Pasadena, CA 91107. Established in 1953, we have proudly served our community for decades, fostering strong relationships with our members and providing them with personalized banking solutions. At L.A.Electrical Workers CU, we understand the importance of financial stability and growth. With a total membership of 9,357 and assets amounting to an impressive $54,276,054, we are committed to supporting you through all your financial needs. Our dedicated team, led by CEO Shawn McDonald and Board President Gary Tomlin, is here to ensure that you receive the best possible service in a warm and welcoming environment. Whether you're looking to open a checking account, finance a new car, or secure a mortgage, we've got you covered. We currently offer over 1,080 loans and have total deposits of $8,895,467, reflecting our members' trust in us as their financial institution of choice. While members can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: 3820 E Colorado Blvd, Pasadena, CA 91107-3937. With a net worth of $10,136,686 and cash in hand totaling $80,506, we are not just about numbers; we are about people our members. Your success is our priority! We invite you to explore our services further by visiting our website at laewcu.com or calling us at 626-440-9284 during our operating hours from Monday to Friday between 9:00 AM and 5:30 PM. Let's work together toward your financial goals!

Branch History & Mission

The L. A. Electrical Workers Credit Union has a proud history that began in 1953, when it opened its doors to serve the financial needs of electrical workers and their families in Pasadena, CA. Over the years, this credit union has grown significantly, now boasting a membership of 9,357 individuals who rely on our services for their everyday banking needs. Today, with total assets amounting to $54,276,054, we are committed to providing our members with personalized financial solutions that help them achieve their goals. Located at 3820 E Colorado Blvd in Pasadena, our branch is easily accessible to the community. Whether you're near the iconic Rose Bowl or taking a stroll through the beautiful streets of Pasadena, we're just around the corner. Our operating hours are Monday to Friday from 9:00 AM to 5:30 PM, ensuring we are available when you need us most. At L. A. Electrical Workers Credit Union, our mission is clear: to empower our members by offering exceptional financial products and services while fostering a supportive community environment. We strive not only to provide traditional banking services such as checking and savings accounts but also specialized loans like auto financing and mortgage options tailored to meet your unique needs. Our commitment extends beyond financial transactions; we actively participate in community outreach programs aimed at enhancing the lives of those around us. While members can visit us at 3820 E Colorado Blvd Pasadena Ca 91107, official correspondence should be sent to 3820 E Colorado Blvd, Pasadena, CA 91107-3937. As part of our dedication to modern banking practices, we offer online banking and person-to-person payment options that make managing finances simpler than ever before. We understand that being part of a community means more than just providing services; it means building relationships based on trust and support. Our team is here to listen and guide you through your financial journey, whether you're saving for a new home or looking for ways to consolidate debt. Join us at L. A. Electrical Workers Credit Union and experience firsthand the benefits of being part of a member-focused institution committed to your financial success and well-being. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to L. A. Electrical Workers Credit Union, conveniently located at 3820 E Colorado Blvd in beautiful Pasadena, CA. Whether you're a long-time member or new to our community, we're here to make your banking experience as easy and enjoyable as possible. Nestled in Los Angeles County, our branch is not far from popular spots like the iconic Rose Bowl and the vibrant Old Town Pasadena. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking space to ensure all members can visit us comfortably. You'll find that getting to our branch is a breeze, whether you're commuting from nearby neighborhoods or just stopping by during your errands. At L. A. Electrical Workers Credit Union, we understand that your time is valuable. That's why we offer welcoming lobby hours from Monday through Friday, 9:00 AM to 5:30 PM. Our friendly staff is ready to assist you with a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have the tools you need for financial success. While members can visit us at 3820 E Colorado Blvd, official correspondence should be sent to the same address for consistency. Please feel free to reach out at 626-440-9284 if you have any questions or need assistance. So why wait? Stop by today or give us a call! We look forward to serving you!

Member Eligibility

Becoming a member of L. A. Electrical Workers Credit Un. is like joining a warm and welcoming family where your financial well-being is our top priority. If you live, work, or attend school in the Pasadena area, you might be eligible to join us! We also welcome family members of existing members, making it easy for loved ones to benefit from our services together. At L. A. Electrical Workers Credit Un., we pride ourselves on offering competitive rates and personalized service that truly cares about your needs. The process to become a member is simple and inclusive. You can find more details about eligibility by visiting this link. If you're ready to take the next step and open an account, just head over to this page where you'll find all the information you need to get started. For any questions or assistance, don't hesitate to give us a call at 626-440-9284. We look forward to welcoming you to our community at 3820 E Colorado Blvd, Pasadena, CA 91107!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer robust merchant services designed to simplify transactions for your business. Imagine seamlessly processing payments from customers while keeping track of sales all in one place. Our services help you focus on what matters most: running your business efficiently and effectively. If you're located in or around Pasadena, CA, visit us at 3820 E Colorado Blvd Pasadena Ca 91107 or give us a call at (626) 440-9284 to explore how our business banking and commercial services can support your journey to success.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are ready to provide flexible financing options when the time comes.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services are here to assist you in getting behind the wheel without breaking the bank. With competitive rates and flexible terms, financing your dream car is just a call away at (626) 440-9284.

Business Banking Solutions

If you're running a business, our Business Banking services, including Merchant Services & Business Loans, are tailored to support your entrepreneurial spirit. From managing cash flow to securing funding for expansion, we're here to help you thrive.

Convenient Access

In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking capabilities. Easily manage your accounts anytime, anywhere. Plus, our ATM & Cash Withdrawal Services ensure that accessing cash is hassle-free even if there's no ATM at our branch location. At L. A. Electrical Workers Credit Un., we aim to create an environment where all members feel valued and supported in their financial journeys. If you're ready to take the next step towards achieving your financial goals or want more information about our services, don't hesitate! Visit us at 3820 E Colorado Blvd Pasadena Ca 91107, call us at (626) 440-9284, or check out our website at L.a.electrical Workers Cu for more details. We're excited to serve you!

Credit Cards with Rewards

Want to earn rewards while making purchases? Our Credit Cards with Rewards offer benefits that can add up quickly. Whether you're shopping for groceries or planning a vacation, every swipe brings you closer to exciting rewards.

Mortgage Loans & Refinancing

For those considering home ownership or refinancing their current mortgage, L. A. Electrical Workers Credit Un. provides Mortgage Loans & Refinancing options that fit various budgets and lifestyles. Owning a home is one of the biggest investments you'll make; let us help you navigate this journey smoothly.

Personal Banking Services

Managing your everyday banking is made easy with our Personal Banking options. We offer Checking & Savings Accounts that help you keep track of your finances while earning interest on your savings. Imagine being able to access your funds quickly whenever you need them our online and mobile banking features ensure that you can check balances, transfer money, and pay bills all from the comfort of your home.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services allow you to manage those costs effectively. Picture consolidating multiple debts into one easy payment this can lighten your financial load significantly.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether it's checking your balance, transferring funds, or paying bills, everything is available at your fingertips through our website at https://www.laewcu.com/. You'll find that managing your finances has never been simpler!

Easy Account Management

We provide e-statements to help you stay organized and informed about your transactions without the clutter of paper statements. Plus, if you're ever in need of sending money to friends or family, our person-to-person transfer feature makes it easy and fast no need to handle cash or checks!

Mobile-Friendly Options

Although we currently do not offer a mobile application or mobile payments, rest assured that our online banking site is fully optimized for mobile devices. This means you can manage your accounts easily from your smartphone or tablet while on the go.

Safe and Secure Banking

Your security is our top priority. While we don't use electronic signature authorization right now, all transactions through our online platform are protected by robust security measures to keep your personal information safe. In today's fast-paced world, having access to reliable digital banking tools makes life easier. At L. A. Electrical Workers Credit Un., we're committed to providing services that fit your lifestyle and empower you to manage your money confidently. Visit us online at https://www.laewcu.com/ to explore all the ways we can help simplify your banking experience!

Financial Strength

At L. A. Electrical Workers Credit Un., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and member-focused service, we ensure that your trust is well-placed. Our financial data, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, reflects our strong position in the industry. With a net worth of $10,136,686, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This means you can rely on us for your financial needs without worry. Our net worth ratio of 1865 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your deposits are secure with us. We prioritize our members over traditional banking practices. Currently, we have $2,772,665 in non-member deposits. This focus allows us to concentrate resources on benefiting you through improved loan rates and exclusive perks tailored for our community. With $9,932,129 in undivided earnings, we reinvest in innovative banking tools and stronger lending options while enhancing security measures to serve you better. Your financial growth is our priority. Our lending capacity is also significant; we currently hold $12,590,504 in total loans and leases and have facilitated 482 used auto loans. This support helps our members achieve their financial goals across various sectors. Moreover, our operational efficiency shines through our reported net income of $126,704, enabling us to continue offering competitive loan rates and solid financial products for you. We take pride in having a dedicated team with 7 full-time employees who are always ready to assist you with knowledgeable service. We believe that personal connections matter when it comes to managing your finances. Lastly, our total share accounts stand at 22,897, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, L. A. Electrical Workers Credit Un. is your trusted partner. Visit us at 3820 E Colorado Blvd Pasadena Ca 91107 or call 626-440-9284 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,900,880 in used vehicle loans and $3,097,263 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide options that suit your budget and lifestyle.

Credit Lines

If you're seeking flexibility in your borrowing needs, consider our total credit lines available at $2,000,000. This allows you to access funds when necessary without the hassle of applying for a new loan each time. Our commitment extends beyond just lending; we also provide refinancing options for many of our products. If you're considering refinancing an existing loan or exploring eligibility options for one of our programs, please don't hesitate to reach out. For any inquiries or assistance regarding our loan offerings, feel free to contact us at 626-440-9284. We're open Monday through Friday from 9:00 AM to 5:30 PM and are eager to assist you in finding the right financial solution. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,500,873, make buying or refinancing simple. We aim to make the process as straightforward as possible so you can focus on creating memories in your new home.

Personal Financing Solutions

For those managing everyday expenses or unexpected costs, we also offer unsecured credit card loans with total options currently at $0. Even if you are starting out on building credit or looking for ways to consolidate debt, our team is ready to help you explore suitable solutions.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing method ensures that users receive fair and transparent offers when comparing loans.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This means you see unbiased results that reflect true market offerings. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, empowering users to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how effective the tool can be for those looking to secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*