While members can visit us at 5758 State Route 7 N for all their banking needs, official correspondence should be sent to PO Box 372, Cheshire, OH 45620. Our commitment goes beyond just banking; we actively engage in community outreach efforts that strengthen local ties. Whether through educational workshops or partnerships with local organizations, we strive to uplift those around us. Kyger Creek Credit Union operates Monday through Friday from 7:30 AM to 4:00 PM. While currently there are no ATMs or drive-thru services available at our branch, we remain focused on providing excellent service during operating hours. Our team is here to assist you every step of the way.
As we look forward to the future, we invite you to become part of our growing family at Kyger Creek Credit Union. Experience firsthand the benefits of membership where your financial goals are supported by dedicated professionals who care about your success. Together, let's build a brighter financial future for you and for Cheshire!
Located at 5758 State Route 7 N, right in the heart of Cheshire, Kyger Creek Credit Union has evolved significantly since its inception. As we reflect on our history, we see milestones that speak to our dedication: from expanding our range of services to enhancing member experiences. We understand that each member's financial journey is unique. Therefore, we offer personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, personal loans for debt consolidation, and credit cards with rewards. Our mission is clear: to provide exceptional financial services while fostering a sense of belonging within our community. We aim to build lasting relationships with our members by being a trusted partner in their financial decisions. This means not just providing loans or accounts but ensuring that each member feels valued and supported throughout their financial journey.
At Kyger Creek Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots to make your visit as smooth as possible.
Have questions or need assistance? Don't hesitate to give us a call at 740-367-5055. Our dedicated team is eager to help you achieve your financial goals. We invite you to visit Kyger Creek Credit Union today and discover how we can support your journey!
Our branch is just a short drive from local landmarks such as the scenic Ohio River and the vibrant downtown area of Cheshire. Whether you're stopping by after a visit to the nearby parks or heading home from work, we're here for you.
We understand that convenience is key when it comes to banking. That's why our lobby hours are designed to fit your schedule join us Monday through Friday from 7:30 AM to 4:00 PM. While we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage options, personal loans, and more.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer merchant services tailored for your needs. Imagine a local café that can quickly process payments while keeping track of sales seamlessly this is made possible through our easy-to-use payment processing solutions. Our services help streamline operations, allowing you to focus on what you do best: running your business. Visit us at 5758 State Route 7 N Cheshire Oh 45620, Cheshire, OH or call us at (740) 367-5055 to explore how we can help your business thrive today!
Small business owners can take advantage of our comprehensive business banking services, which include merchant services and business loans. We know how vital it is for local businesses to have reliable financial support, and we're here to help them thrive.
At Kyger Creek, we're committed to making banking accessible and straightforward for everyone in our community. To learn more about how our services can meet your needs, give us a call at (740) 367-5055 or visit us during lobby hours from 7:30 AM to 4:00 PM on weekdays. Together, let's take the next step toward achieving your financial goals!
We also offer credit cards with rewards that can benefit your spending habits. Enjoy cashback on purchases or earn points towards travel all while building your credit history responsibly.
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options so you can manage your finances from anywhere at any time. Check balances, transfer funds, or pay bills right from your smartphone it's all at your fingertips!
For those dreaming of homeownership, our mortgage loans and refinancing options make it possible to turn that dream into reality. Our knowledgeable staff will guide you through the mortgage process, ensuring you understand every step along the way. If you find yourself needing extra funds for unexpected expenses, consider our personal loans and debt consolidation services. These loans can help you manage financial burdens more effectively, allowing you to focus on what truly matters.
Managing your day-to-day finances is easier with our personal banking options. We offer various checking and savings accounts tailored to fit different lifestyles. Imagine having a savings account that helps you reach your goals faster or a checking account that makes everyday transactions simple and straightforward. When it comes to borrowing, our auto loans and vehicle financing services are designed with flexibility in mind. Whether you're buying a new car or refinancing an existing loan, we work hard to provide competitive rates that can help you save money over time.
Accessibility is key in today's fast-paced world. Our goal is to ensure that managing your finances is as simple as possible. Once our digital banking services are fully launched, you can expect user-friendly interfaces that make it easy for anyone regardless of tech skills to navigate their accounts smoothly. With 24/7 online banking services on the horizon, you'll have real-time control over your finances wherever life takes you. Whether you're out shopping or enjoying a weekend getaway, you'll never have to worry about getting to a bank branch during business hours. Stay tuned for updates as we work toward bringing these valuable features to you! At Kyger Creek, we're excited about enhancing your banking experience through innovative solutions that put you first.
Although features like electronic signature authorization, e-statements, and mobile payments are not available right now, we're always looking to enhance your banking experience. With our future online banking capabilities, you'll be able to enjoy the ease of accessing your account from the comfort of your home or on-the-go. Imagine being able to view your account balances, transfer funds between accounts, and make payments at any time. Our upcoming mobile application will offer these conveniences directly from your smartphone. Plus, once implemented, person-to-person transfers will allow you to send money quickly to friends and family without the hassle of cash or checks.
With $2,749,024 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $245 in used auto loans and $9,943,713 in total loans and leases. Our operational efficiency shines through with a net income of $39,353, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 2 full-time employees ready to serve you with knowledge and dedication.
Our strong member base is evident with a total of 1,826 share accounts. This shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kyger Creek is your trusted partner. Visit us at 5758 State Route 7 N Cheshire Oh 45620 or call (740) 367-5055 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $9,353,954 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $3,699,174, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.25% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,005,022 in used vehicle loans and $2,712,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that fit your budget and lifestyle.
For those looking for flexibility in managing finances, we provide credit lines totaling $500,000. Additionally, while we currently do not offer unsecured credit card loans, we are committed to finding solutions that work for you.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we encourage you to explore our other lending products that may suit your needs.
If you're considering refinancing your current loans or mortgages, our team can guide you through eligibility options and help you find the best terms available. We believe in making finance accessible and straightforward for all our members. At Kyger Creek Credit Union, we're dedicated to helping you secure the right loan product for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at our branch or contact us today so that we can assist you on your financial journey!
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