KUE Credit Union Lexington KY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Kue, your trusted financial partner located at 1 Quality St, Lexington, KY 40507. Established in 1976, Kue has been dedicated to serving our community for over four decades. With a strong commitment to our members, we proudly support a growing family of 2,893 members and manage total assets of $52,824,797. Our focus is on providing exceptional personal banking services that cater to your unique needs. At Kue, we understand the importance of building lasting relationships with our members. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we strive to offer products that help you achieve your financial goals. With a total loan portfolio of 2,594 loans and leases and total deposits amounting to $4,273,851, we are equipped to support both individual and business banking needs. Led by our passionate CEO, Stephanie Gillis, and Board President Chris Disponette, our team of six dedicated employees is here to assist you with personalized service. We believe in being transparent about our operations; our net worth stands at an impressive $7,558,206, showcasing our stability and reliability as a financial institution. While members can visit us at our branch for all their banking needs during convenient hours Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM and Wednesday from 8:30 AM to 1:00 PM official correspondence should be sent to the same address: 1 Quality St, Lexington, KY 40507-1461. We invite you to explore the many services we offer at Kue through our website here. If you have questions or need assistance, don't hesitate to reach out at (859) 367-1230. Join us in experiencing the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to Kue, a cornerstone of financial support in the heart of Lexington, KY. Established in 1976, our branch has a rich history of service and commitment to our community. Over the years, we have grown into a trusted financial partner for nearly 2,893 members, with total assets amounting to an impressive $52,824,797. Located at 1 Quality St Lexington Ky 40507, we are easy to find near local landmarks that reflect the vibrant spirit of our city. Our mission goes beyond just providing financial services; we aim to empower our members through education, personalized solutions, and unwavering support. We believe that everyone deserves access to quality financial resources that can help them achieve their goals and dreams. At Kue, we take pride in our member-focused approach. Whether you're looking for personal banking solutions, auto loans, or business services, our dedicated team is here to help you navigate your financial journey. We strive to foster strong relationships built on trust and transparency, ensuring that every interaction leaves you feeling valued. Our commitment extends beyond banking as well. We actively engage with the community through various outreach initiatives, partnering with local organizations to support those in need. We understand the importance of giving back and work tirelessly to create a positive impact in Lexington. In today's fast-paced world, we are also embracing technology to enhance your experience. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier. Our facilities comply with ADA standards, ensuring accessibility for all members. While members can visit us at 1 Quality St Lexington Ky 40507, official correspondence should be sent to 1 Quality St, Lexington, KY 40507-1461 if it differs from our physical location. Our operating hours are convenient: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, and Wednesday from 8:30 AM to 1:00 PM. Join us at Kue and experience firsthand the difference that comes with being part of a community-focused credit union. Let's work together towards a brighter financial future! For more information or to become a member today, call us at (859) 367-1230 or visit us online at https://www.kuefcu.com/. Your journey starts here!

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance before your visit, don't hesitate to give us a call at (859) 367-1230. We're eager to help! While members can visit us at 1 Quality St Lexington Ky 40507, official correspondence should be sent to 1 Quality St, Lexington, KY 40507-1461 if it's different. We look forward to welcoming you at Kue where your financial journey begins!

Nearby Landmarks and Accessibility

Situated near popular landmarks, our branch is easily accessible. If you're coming from downtown or nearby neighborhoods, you'll find us just a short drive away. We have ample parking available, ensuring that your visit is hassle-free. Plus, our facility is ADA compliant, featuring ramps and accessible entrances so that everyone can bank with ease.

Operating Hours

At Kue, we understand that life can get busy. That's why we're open during convenient hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, and on Wednesday from 8:30 AM to 1:00 PM. We want to make sure you have plenty of time to come in and take care of your financial needs.

Services Offered

While visiting us, you'll discover a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're committed to helping you achieve your financial goals. Although we don't have ATMs or drive-thru service at this location, our staff is always ready to assist you in person.

Member Eligibility

At Kue, we believe that everyone deserves a chance to join our community and benefit from the many services we offer. Becoming a member is as simple as meeting a few friendly eligibility criteria. If you live, work, or worship in the Lexington area, you're likely eligible! We welcome individuals and families who are looking for a financial partner that truly cares about their well-being. To explore the full details of what it takes to become part of our family, check out our eligibility page at https://www.kuefcu.com/about-connect/become-a-member.html. Joining Kue not only gives you access to a wide range of financial products and services but also connects you with a supportive community focused on helping each other thrive. Opening an account is easy! You can find all the necessary information on how to get started by visiting https://www.kuefcu.com/loans-credit/personal-loans. If you have any questions, don't hesitate to reach out to us at (859) 367-1230 we're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make daily transactions easier. Picture this: you're serving customers and processing payments without any hiccups. Our merchant services provide you with the tools needed to accept payments efficiently, helping you focus on what matters most growing your business. Located at 1 Quality St Lexington Ky 40507 in Lexington, KY, our team is ready to partner with you on your journey to success. For inquiries or to learn more about how we can assist your business, give us a call at (859) 367-1230. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

Additional Services

We also offer ATM and cash withdrawal services for quick access to your funds. While our branch does not have an ATM on-site, our services ensure that you can manage your money effectively through various channels. At Kue, we're not just about providing services; we're about building relationships with our members in Lexington. Our team is ready to assist you with any questions you may have about our offerings or how we can help meet your financial goals. If you're ready to explore all that we have to offer or if you need assistance setting up an account, don't hesitate to reach out! Call us at (859) 367-1230 or visit us at 1 Quality St Lexington Ky 40507 in Lexington, KY. We look forward to serving you!

Business Banking

If you're a business owner, our business banking services are here to support your entrepreneurial endeavors. From merchant services that facilitate transactions to business loans that help you expand, we provide the necessary tools for success.

Credit Cards and Rewards

For those who enjoy the benefits of credit, our credit cards come with rewards that can help you earn while you spend. Imagine earning points on your purchases that you can redeem for exciting rewards it's just one way we enhance your financial experience at Kue.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime and anywhere through our secure online platform or mobile app. Whether you're making payments, transferring funds, or checking your balance, everything is just a few taps away.

Personal Banking

Whether you're opening a new checking account or saving for a big purchase, our personal banking options are designed with your lifestyle in mind. With both checking and savings accounts available, you can choose the right fit for your everyday needs. If you're considering financing a new car or consolidating debt, our auto loans and personal loan offerings make it easy to access the funds you require. Plus, we have mortgage loans and refinancing options for those looking to invest in their dream home.

Digital & Online Banking

Always Here for You

Our commitment to providing 24/7 online banking means that you have access to your accounts around the clock. You can check balances, transfer funds, and pay bills whenever it suits you best day or night. In summary, the digital and online banking services at Kue offer convenience and security for all your financial needs. Explore these features today and discover how easy banking can be!

Key Features of Our Online Banking Services

With our online banking platform available at https://www.kuefcu.com/, you can manage your finances effortlessly. Whether you're checking your balance, transferring funds, or paying bills, everything is at your fingertips. You can also sign documents electronically with our electronic signature authorization feature, making processes quicker and more efficient. For those who prefer to go paperless, we offer e-statements that provide a clear view of your account activity without cluttering your mailbox. This not only helps you stay organized but also reduces your environmental footprint.

Stay Connected on the Go

Our mobile application enhances your banking experience by allowing you to handle transactions on the move. You can make mobile payments, which makes shopping easier than ever. Plus, with our person-to-person transfer option, sending money to friends or family is as simple as a text message.

Financial Strength

At Kue, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial journey, ensuring that you can trust us with your savings and loans. With a net worth of $7,558,206, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.32% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,998,511 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,295,486 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $274 in used auto loans and $18,913,971 in total loans and leases. Our operational efficiency is reflected in our $131,582, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 5,500, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kue is your trusted partner. Visit us at 1 Quality St Lexington Ky 40507 or call (859) 367-1230 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued $4,710,343 in used vehicle loans and $1,840,009 in new vehicle loans, helping members get on the road with confidence. Our financing options are straightforward and flexible, making it easy for you to choose what fits your budget best.

Credit Lines

If you need more flexibility in managing your finances, consider our credit lines which total $4,060,211. This option gives you access to funds whenever you need them without the hassle of reapplying each time. At Kue, we prioritize our members' needs. For any inquiries about loan products or to find out more about eligibility requirements, feel free to reach us at (859) 367-1230 or visit us at our branch located at 1 Quality St Lexington Ky 40507, Lexington, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,867,974. We strive to make buying or refinancing simple and accessible. Plus, if you're considering refinancing your current mortgage, we can help you explore eligibility options that suit your situation.

Personal Loans and Credit Cards

For those unexpected expenses or planned purchases, our personal loans are an ideal solution. We also offer flexible terms on unsecured credit card loans, with a total of $2,117,970 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to your lifestyle.

Loan Aggregator

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KUE FEDERAL CREDIT UNION - Lexington, KY

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