Branch Location & Accessibility
Welcome to Ksw! Conveniently located at 135 Waldo Ave Belfast Me 04915 in the heart of beautiful Belfast, ME, our branch is designed to serve you better. Whether you're stopping by for a quick transaction or need assistance with your financial goals, we are here to help. While you can visit us at our main location, please note that any official correspondence should be sent to our mailing address: 135 Waldo Ave, Belfast, ME 04915-6909. Our branch is easily accessible and close to local landmarks, making it simple for you to find us. You can enjoy hassle-free parking right outside, and we have ADA-compliant features to ensure everyone can access our services comfortably. At Ksw, we understand your busy schedule. That's why we're open Monday through Friday from 8:00 am to 5:00 pm, so you can visit us at a time that works best for you. For added convenience, we offer both ATM services and drive-thru banking, allowing you to complete transactions quickly without leaving your vehicle. Our friendly staff is ready to assist you with a range of services including personal banking, auto loans, mortgage refinancing, and much more. If you have any questions or need assistance, don't hesitate to call us at (207) 338-5160. Come visit us today at Ksw, where we prioritize your financial needs in a welcoming environment!
Financial Strength
At Ksw, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to serving you with reliability and trustworthiness. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $13,749,072, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $15,116,910 in share certificates and $4,375,003 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,186,507 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $2,348 in used auto loans and $83,014,762 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is reflected in our $604,871, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees ready to assist you. Total Share Accounts stand at 19,368, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ksw is your trusted partner. Visit us at 135 Waldo Ave Belfast Me 04915 or call (207) 338-5160 to learn more about how we can help you achieve your financial goals.
