Kraftman Credit Union Monroe LA | Convenient Drive-Thru & ATM Access

Introduction

Welcome to Kraftman Federal Credit Union - Hwy 165 Branch, your trusted partner in financial well-being since 1953. Located at 8737 Hwy 165 N, Monroe, LA 71203, our credit union has been a cornerstone of the community, dedicated to serving over 6,728 members with personalized banking solutions. At Kraftman, we understand that your financial journey is unique. With total assets exceeding $126 million and deposits totaling $6,314,106, we offer a solid foundation for all your banking needs. Whether you're looking for loans over 5,048 have been granted to our members or simply need a safe place to deposit your funds, we're here for you. Our leadership team, led by CEO Barbara Andrews and Board President Todd Spear Jr, is committed to ensuring that you receive the highest level of service. We pride ourselves on our approachable staff and a welcoming environment where every member feels valued. While members can visit us at our branch location, official correspondence should be sent to the same address: 8737 Hwy 165 N, Monroe, LA 71203. If you have any questions or need assistance, don't hesitate to call us at (318) 538-0400 or send a fax to (318) 281-3551. Join us today and experience the difference of being part of a community-focused credit union! Visit our website at Kraftman FCU to learn more about our services and how we can support your financial goals.

Branch History & Mission

Community Engagement

Kraftman Federal Credit Union has always believed in giving back. Our partnerships with local organizations and schools allow us to support initiatives that uplift our community and foster growth. We engage regularly with members through outreach programs and educational workshops designed to promote financial literacy. We invite you to join Kraftman Federal Credit Union - Hwy 165 Branch today! Experience firsthand the benefits of membership at a credit union that cares deeply about your financial success and community well-being. Visit us during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM or give us a call at 318-538-0400. Together, let's build a brighter financial future!

Our Mission

The mission of Kraftman Federal Credit Union is clear: we strive to enhance the financial well-being of our members through personalized service and community engagement. We are dedicated not only to providing essential banking services but also to being an active participant in the communities we serve. Our focus on member satisfaction drives us to offer competitive rates on loans and deposits while ensuring that every interaction is meaningful. As part of our commitment to serving our community better, we have invested in various digital advancements and customer-centric initiatives. Our facilities are ADA compliant, allowing everyone access to quality banking services. We also offer convenient ATM services and basic drive-thru banking for quick transactions.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring our facilities are accessible for all members. Our branch includes ADA-compliant features such as ramps and designated parking spaces for individuals with disabilities. Whether you're visiting us for personal banking or financial advice, we strive to create a welcoming atmosphere.

Contact Us

Have questions or need assistance? Don't hesitate to give us a call at 318-538-0400. Our friendly team is here to help! We invite you to stop by our branch today and experience personalized service that puts you first. Your financial journey starts here at Kraftman Federal Credit Union!

Nearby Landmarks

Located near popular spots like the Monroe Civic Center and the beautiful Forsythe Park, our branch is well-positioned within the community. You'll find plenty of parking available on-site, making it easy for you to pop in during your day-to-day activities.

Operating Hours

We understand that life can get busy, so we've tailored our operating hours to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays from 8:00 AM to 5:00 PM. We even have Saturday hours from 9:00 AM to 12:00 PM for those who need to stop by over the weekend.

Services Offered

At Kraftman Federal Credit Union - Hwy 165 Branch, we offer a range of services designed with your needs in mind. Enjoy easy access to ATM services along with basic drive-thru banking for deposits, withdrawals, and simple transactions. If you're a member of a partner credit union, you can also utilize our shared services for deposits and withdrawals.

Member Eligibility

At Kraftman, we believe that everyone deserves a place in our community. Becoming a member is simple and welcoming! If you live, work, or worship in the Monroe area or have family members who are already part of our credit union, you're likely eligible to join us. We're here to support you with personalized financial services tailored to your needs. Membership opens the door to great benefits, including competitive loan rates and a range of banking products designed just for you. To get started, we encourage you to check out the detailed eligibility criteria on our website at . When you're ready to open an account, the process is straightforward; simply visit us at 8737 Hwy 165 N, Monroe, LA 71203 or give us a call at (318) 538-0400 for assistance. Join Kraftman today and experience the difference of being part of a caring financial family!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have funded $0 in member commercial loans, we proudly offer flexible financing solutions to the broader community with $3 in non-member commercial loans. These options can help you manage cash flow, invest in new equipment, or expand your operations.

Practical Merchant Services

In addition to loans, we provide merchant services that simplify daily transactions. Imagine processing payments effortlessly while keeping your focus on running your business. With our reliable services, you can accept various payment methods, ensuring that your customers have a smooth experience every time they shop with you. Visit us at 8737 Hwy 165 N Monroe La 71203, Monroe, LA 71203, or give us a call at (318) 538-0400 to learn more about how Kraftman can partner with you for your business banking needs!

Comprehensive List Of Services

Access Anytime with ATMs

We also provide essential ATM services that make it simple to access your funds whenever you need them. With basic ATM access available for balance checks and withdrawals, you can manage your money on the go. Picture yourself out shopping or enjoying a day out; you can easily stop by one of our ATMs to get cash without having to wait in line.

Digital Convenience at Your Fingertips

In today's fast-paced world, we know that digital convenience is key. That's why we offer mobile payments and person-to-person transfers, allowing you to send money to friends or family with just a few taps on your smartphone. Although we currently do not have online banking set up, our commitment to enhancing your experience remains strong as we explore future digital offerings.

Everyday Banking Solutions

For those who prefer face-to-face interactions, our basic drive-thru banking offers convenience for quick transactions like deposits and withdrawals. Imagine pulling up during your lunch break and handling your banking without the hassle of parking it's that easy! Our shared branch transactions allow you to perform simple banking tasks if you're a member of a partner credit union, making your banking experience even more flexible.

Member-Centric Approach

At Kraftman Federal Credit Union - Hwy 165 Branch, we pride ourselves on being more than just a place to deposit money. Our friendly staff is always ready to help guide you through any questions or concerns about your accounts and services. We're here for you from 9:00 AM to 5:00 PM Monday through Thursday, 8:00 AM to 5:00 PM on Fridays, and even 9:00 AM to 12:00 PM on Saturdays. If you're curious about how we can assist you further or want to explore what we offer in detail, don't hesitate to reach out! Call us at 318-538-0400 or visit us at kraftmanfcu.com. Your financial journey starts here with Kraftman where members come first!

Digital & Online Banking

Key Features

One of the standout features is our mobile application. Available for both Android and iOS devices, it allows you to manage your accounts right from your phone. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can also take advantage of mobile payments for those times when you want to leave your wallet at home. For those who prefer going paperless, we provide e-statements that keep your financial records organized and easily accessible. Plus, with our electronic signature authorization option, signing documents is safe and straightforward no more printing or mailing paperwork! Security is a top priority at Kraftman. Our digital banking services use advanced measures to protect your information while ensuring a user-friendly experience. You can confidently manage your finances knowing that you're backed by robust security protocols. In summary, Kraftman offers comprehensive digital banking solutions that cater to all your needs. Enjoy the freedom of real-time account management while knowing that convenience and security are always within reach!

Financial Strength

Committed Workforce

We take pride in having 26 full-time employees who are dedicated to serving you with knowledge and care. Their commitment ensures that our branches are always ready to assist you when needed.

Growing Member Base

Total Share and Deposit Accounts: 10,809, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kraftman is your trusted partner. Visit us at 8737 Hwy 165 N Monroe La 71203 or call 318-538-0400 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $22,295,865 in used auto loans and a total of $44,891,726 in loans and leases. This range allows you to achieve your dreams whether it's purchasing a vehicle or securing funds for other important life milestones.

Member-Centric Savings

Members' savings are secured through $24,542,516 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

While our current net income is $0, this reflects our dedication to investing back into services that benefit our members rather than simply focusing on profit margins. Our operations are designed to ensure that every dollar goes toward enhancing your experience with us.

Reinvestment for Growth

With $19,901,292 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us provide you with the most relevant products that meet your evolving needs.

Strong Capital Position

With a net worth of $19,901,292, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,159,200 in new vehicle loans and $12,408,865 in used vehicle loans already helping members get on the road. We provide flexible terms tailored to your needs, making it easier than ever to secure financing for your next vehicle.

Credit Lines

For those looking for additional financial flexibility, our credit lines totaling $21,660,000 provide easy access to funds whenever you need them. Whether it's an unexpected expense or a planned project, our credit lines can help you stay prepared. If you're interested in any of these loan products or want more information about refinancing options and eligibility criteria, feel free to reach out to us at our branch located at 8737 Hwy 165 N, Monroe LA 71203, or call us at 318-538-0400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Kraftman assist you in taking the next step toward your financial success!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our team can guide you through other options that may suit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $711,464 in loans helping members manage their finances effectively. These cards come with competitive rates and are designed to give you the purchasing power you need without breaking the bank.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to make your search for loans easier and more transparent. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information guarantees fair and transparent offers for users. The benefits of using LendMesh are significant. With verified data, you can trust that loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. Additionally, LendMesh features no sponsored listings; lenders are not prioritized based on paid promotions this means you receive truly unbiased results. The platform provides real-time rate comparisons, allowing you to view up-to-date loan rates from multiple institutions at a glance. This empowers you to make informed decisions about your borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

KRAFTMAN FEDERAL CREDIT UNION