Kraftman Credit Union Bastrop LA | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Kraftman Federal Credit Union, your trusted financial partner since 1953. Located at 805 E Cypress Ave, Bastrop, LA 71220, we have proudly served our community for over six decades, building strong relationships with our 6,728 members. Our commitment to providing exceptional service and competitive financial products has made us a cornerstone of trust in the Bastrop area. At Kraftman, we believe that banking should be personal. That's why our dedicated team of 26 employees, led by CEO Barbara Andrews and Board President Todd Spear Jr, is here to ensure you receive the best care tailored to your needs. With total assets of $126,104,800 and total deposits reaching $6,314,106, we are well-equipped to help you achieve your financial goals. Whether you're looking for auto loans, mortgages, or personal banking solutions, we offer a range of services designed just for you. While members can visit us at our branch address, official correspondence should be sent to P O Drawer 10, Bastrop, LA 71221-0010. We invite you to explore what Kraftman Federal Credit Union can do for you! Call us today at (318) 281-2804 or visit our website at kraftmanfcu.com to learn more about our offerings and how we can assist you on your financial journey. Your satisfaction is our priority!

Branch History & Mission

Community Engagement

Kraftman Federal Credit Union believes in giving back. We actively engage in community outreach programs that support local initiatives and partnerships aimed at uplifting those around us. Whether it's sponsoring local events or collaborating with schools for educational workshops, we are dedicated to making a positive impact in Bastrop. Our focus on innovation means we're continually improving how we serve you. With features like mobile payments and person-to-person transfers available through our digital platforms, we strive to offer modern banking solutions while maintaining the personal touch that sets us apart.

Join Us

As we look toward the future, we invite you to join Kraftman Federal Credit Union. Experience firsthand how we can support your financial journey while contributing positively to the community. Together, let's build a brighter tomorrow for Bastrop! For more information about becoming a member or accessing our services, please visit Kraftman FCU or call us at (318) 281-2804. Your path to better banking starts here!

Our Journey

Since opening our doors more than 70 years ago, Kraftman has continuously evolved to meet the needs of our members and the community. We began with a simple goal: to provide reliable financial solutions that empower individuals and families. Over the decades, we've expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our growth is reflected not only in our total assets of ${total_assets} but also in the trust placed in us by our members. We are proud to facilitate essential services such as drive-thru banking and ATM availability, ensuring that banking is convenient and straightforward for everyone we serve.

Our Mission

The mission of Kraftman Federal Credit Union goes beyond just offering financial products; it encompasses a deep commitment to our community's well-being. We strive to foster financial literacy and promote economic empowerment among our members. By providing personalized service and competitive rates on loans and savings accounts, we help individuals achieve their financial goals while supporting local businesses through tailored banking solutions. While members can visit us at 805 E Cypress Ave Bastrop La 71220, official correspondence should be sent to P O Drawer 10, Bastrop, LA 71221-0010 if needed. This ensures that we can respond promptly while maintaining clear communication channels.

Branch Location & Accessibility

Welcome to Kraftman Federal Credit Union, your friendly financial partner located at 805 E Cypress Ave in the heart of Bastrop, LA. Our branch is easy to find and conveniently situated near local landmarks like the Bastrop Public Library and the beautiful Morehouse Parish Courthouse, making us a convenient stop for all your banking needs. At Kraftman, we pride ourselves on being accessible to everyone. Our branch is fully ADA compliant, ensuring that all members can navigate our space comfortably. There's ample parking available right outside, so you won't have to worry about finding a spot when you visit us. We understand that life gets busy, which is why we offer flexible operating hours to fit your schedule. Our lobby is open from 9 AM to 5 PM Monday through Thursday, 8 AM to 5 PM on Fridays, and even on Saturday mornings from 9 AM to 12 PM for your convenience. Whether you're stopping by for personal banking services like checking and savings accounts or looking into loans and credit cards, we're here to help! For added convenience, we also provide an ATM on-site for quick cash withdrawals and balance checks. Plus, if you're in a hurry, take advantage of our drive-thru service for deposits and simple transactions without leaving your vehicle. If you need assistance with shared branch transactions, we're happy to help members from partner credit unions as well. If you ever need to reach us before visiting or have any questions about our services, feel free to give us a call at 318-281-2804. While members can visit us at our physical address for all banking needs, official correspondence should be sent to P O Drawer 10 in Bastrop. We invite you to come by and see how Kraftman Federal Credit Union can support you financially! Your journey towards better banking starts here.

Member Eligibility

At Kraftman, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is easy and welcoming, and if you're living or working in the Bastrop area, you're likely eligible! We open our doors to individuals who share our values and want to enjoy the benefits of personalized banking services. Whether you're looking for checking accounts, auto loans, or just a supportive financial partner, you'll find it here. To learn more about the specific eligibility requirements, feel free to check out our detailed information at . Opening an account is a simple process that lets you start enjoying all the perks of membership right away! Just visit us at 805 E Cypress Ave Bastrop La 71220 or give us a call at (318) 281-2804. We're here to help you every step of the way as you embark on your journey with Kraftman. For more details on how to open an account, take a look at this link: https://dsotapi.onlinecu.com/kraftmanfcu/loanapplications/kraftloan.html?docid=1. Join us today and experience the difference that comes from being part of our family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment, hire additional staff, or expand your operations all made possible through our tailored loan options. Each dollar we lend helps fuel local job creation and economic development right here in Bastrop, LA.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions for your business. Whether you're accepting payments at a storefront or online, our services help ensure that you can focus on what you do best running your business. Imagine effortlessly processing customer payments while enjoying competitive rates and reliable support. Visit us at 805 E Cypress Ave Bastrop La 71220 in Bastrop, LA or call us at (318) 281-2804 to learn how our business banking and commercial services can help turn your goals into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our network includes convenient ATM and cash withdrawal services, ensuring that you have access to your funds whenever necessary.

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, our auto loans and vehicle financing options are tailored just for you. Picture yourself driving off in a new car with flexible payment plans that fit your budget. We help make that dream a reality with competitive rates and personalized service.

Business Banking

We haven't forgotten about small businesses! Our business banking services, including merchant services and business loans, are designed to support local entrepreneurs in achieving their goals. Imagine having the financial backing needed to expand your business operations seamlessly.

Credit Cards with Rewards

For those who love rewards, our credit cards with rewards offer excellent benefits. You can earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back making every purchase more rewarding.

Digital Banking Features

In today's fast-paced world, we understand the importance of having access to your finances anytime and anywhere. That's why at Kraftman Federal Credit Union, we provide robust online and mobile banking solutions. Check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly mobile app.

Drive-Thru Banking & Shared Branch Transactions

For those who prefer face-to-face interactions but want quick service, we offer basic drive-thru banking for deposits and withdrawals. Additionally, if you're part of a partner credit union, our shared branch transactions let you conduct basic banking activities easily. With all these options available at Kraftman, located at 805 E Cypress Ave Bastrop La 71220, there's something for everyone! If you have any questions or need assistance navigating our services, don't hesitate to reach out by calling us at 318-281-2804. Ready to take control of your financial future? Visit us online at kraftmanfcu.com or drop by the branch today!

Mortgage Loans & Refinancing

If owning a home is on your list, consider our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to guide you through the process step-by-step.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that fit various lifestyles. Imagine having a checking account that allows you to track your spending effortlessly while saving money for that dream vacation. Our savings accounts provide a safe place for your funds, ensuring they grow over time.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. These loans can assist you in managing debts more effectively or funding personal projects without the stress of high-interest rates.

Digital & Online Banking

Key Services

Our online banking services are accessible 24/7, allowing you to check your balance, pay bills, and transfer funds whenever it suits you. You can easily navigate through our services by visiting us at Kraftman. For those who prefer using their smartphones, our mobile application offers a user-friendly experience. You can perform all your banking tasks right from your pocket! One of the standout features is the ability to make person-to-person transfers. Need to send money to a friend? It's simple and quick! Plus, with our e-statements feature, you can keep track of your transactions without the clutter of paper statements.

Security and Ease of Use

Your security is our top priority. While we do not currently offer electronic signature authorization for transactions, rest assured that our systems are designed with multiple layers of protection to keep your information safe. Our mobile payments feature adds another layer of convenience, allowing you to pay for purchases directly from your phone. At Kraftman, we aim to provide an accessible banking experience tailored to your needs. With real-time account management at your fingertips, managing your finances has never been easier! Join us today and discover how our digital banking solutions can simplify your life.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 10,809, showing a strong and growing member base that trusts us with their finances. This trust drives our commitment to maintaining robust services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kraftman is your trusted partner. Visit us at 805 E Cypress Ave Bastrop LA 71220 or call 318-281-2804 to learn more about how we can help you achieve your financial goals.

Member-Centric Earnings

With $19,901,292 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $22,295 in used auto loans and a total of $44,891,726 in loans and leases available.

Operational Efficiency

Our operational efficiency is highlighted by our net income of $0, reflecting careful management that enables us to continue offering competitive loan rates and solid financial products for our members. With 26 full-time employees, we ensure that our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $24,542,516 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus allows us to allocate resources efficiently and ensure better loan rates and exclusive perks for you.

Solid Foundation

With a net worth of $19,901,292, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in refinancing options or checking your eligibility for any of our loan products, please don't hesitate to contact us directly. Our team is here to guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Kraftman Federal Credit Union, we're dedicated to providing personalized service and support as you navigate your financial journey. Visit us today or explore more about our loan offerings on our website: Kraftman FCU.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,159,200 in new vehicle loans and $12,408,865 in used vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles to ensure you find the perfect fit without breaking the bank.

Credit Lines

Need extra funds for unexpected expenses or projects? Our total credit lines amount to $21,660,000, giving you access to additional resources when needed most. This flexibility ensures that you can handle life's surprises without added stress.

Mortgage Loans

Thinking about homeownership? While we currently do not have specific mortgage options available for Junior Lien 1-4 Family Residential Properties, we encourage you to inquire about our refinancing options that may help you lower your payments or access equity in your home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $711,464 in loans helping members manage their finances effectively. These cards can be an excellent tool for everyday purchases while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

Using LendMesh comes with several key advantages: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and trustworthiness in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results that serve the user's best interests. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Kraftman