Kraftcor Credit Union Hawesville KY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kraftcor Federal Credit Union, where your financial well-being is our top priority! Located at 2960 Squirrel Tail Hollow Rd, Hawesville, KY 42348, we have been serving our members since 1972. With a strong commitment to our community and a focus on personalized service, we proudly support over 1,369 members in achieving their financial goals. At Kraftcor, we understand that trust and reliability are key when it comes to managing your finances. Our total assets exceed $14 million, reflecting our stability and dedication to providing exceptional banking services. With total deposits of $313,714 and a net worth of $1,105,765, we ensure that your money is safe and growing. Our team, led by CEO Mallory Miller and Board President David Emmick, consists of just four dedicated employees who strive to create a welcoming atmosphere for all members. We believe in building long-lasting relationships with our members by offering a range of services tailored to meet your needs. From personal banking options like checking accounts and auto loans to business banking solutions, Kraftcor has you covered. While members can visit us at our branch location, official correspondence should be directed to the same address: 2960 Squirrel Tail Hollow Rd, Hawesville, KY 42348. If you have any questions or need assistance, don't hesitate to call us at (270) 927-8293. Join us today at Kraftcor Federal Credit Union where your financial journey matters! Visit our website at kraftcorfcu.org or stop by during our operating hours from 9 AM to 4:30 PM Monday through Thursday and 7 AM to 4:30 PM on Friday. Let's build a brighter financial future together!

Branch History & Mission

At Kraftcor Federal Credit Union, located at 2960 Squirrel Tail Hollow Rd in Hawesville, KY, we take pride in our rich history and unwavering commitment to our members. Established in 1972, our branch has been a cornerstone of the community for over five decades. With a total membership of 1,369 and total assets exceeding $14 million, we have grown alongside our members, providing essential financial services that empower individuals and families. Our mission is simple yet impactful: to provide accessible financial solutions while fostering a sense of community. We believe in serving not just as a financial institution but as a partner in the journey toward financial wellness. We offer various services, including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. Our goal is to ensure every member has access to the resources they need to achieve their dreams. As technology evolves, so do we. At Kraftcor, we are dedicated to ensuring our services meet modern standards while remaining ADA compliant and user-friendly. Our online banking platform allows members to manage their finances conveniently from anywhere. Though we currently do not have ATM availability on-site, our drive-thru service provides quick access for deposits and withdrawals during our operating hours Monday through Thursday from 9 AM to 4:30 PM and Friday from 7 AM to 4:30 PM. While members can visit us at our branch address for their banking needs, official correspondence should be sent to the same location at 2960 Squirrel Tail Hollow Rd, Hawesville, KY 42348. We also actively engage with the community through partnerships and outreach initiatives aimed at supporting local causes. Join us today at Kraftcor Federal Credit Union and experience firsthand the benefits of being part of a community-focused institution. We invite you to become a member and work together toward your financial goals! For more information or assistance, feel free to reach out at (270) 927-8293 or visit us online at kraftcorfcu.org.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 270-927-8293. Our dedicated team is always here to help you navigate your financial journey. We invite you to come by our branch today and discover how Kraftcor Federal Credit Union can support your goals!

Convenient Access

At Kraftcor, we believe that banking should be accessible for everyone. Our location features ample parking for our members, making it simple for you to stop by anytime. If you're visiting with mobility needs, you'll appreciate our ADA-compliant facilities and ramps that ensure a smooth experience. While you can visit us at this address for all your banking needs, please note that any official correspondence should be sent to the same address: 2960 Squirrel Tail Hollow Rd, Hawesville, KY 42348.

Operating Hours and Services

Our doors are open Monday through Thursday from 9 AM to 4:30 PM and Friday from 7 AM to 4:30 PM, allowing you plenty of opportunities to take care of your finances. We offer a variety of services tailored to meet your personal and business banking needs from checking and savings accounts to auto loans, mortgage options, and credit cards with rewards. For those who prefer quick transactions, we also have a drive-thru service available for deposits, withdrawals, and simple transactions.

Member Eligibility

At Kraftcor, we believe that everyone deserves a chance to be part of a supportive community where their financial needs are prioritized. Becoming a member is easy! If you live, work, worship, or attend school in Hancock County, Kentucky, you're already eligible to join us. We welcome individuals who share our values and want to take advantage of the benefits we offer, such as personalized service and competitive rates. You can learn more about the specific eligibility criteria by visiting our website at http://www.kraftcorfcu.org/membership-application. Once you know you're eligible, opening an account is straightforward! Just head over to this link to get started on your application. If you have any questions or need assistance along the way, feel free to reach out to us at 270-927-8293. We're here to help you every step of the way as you embark on your journey with Kraftcor!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, Kraftcor offers merchant services that simplify payment processing and enhance cash flow. Picture being able to accept payments seamlessly from customers using various methods, whether it's credit cards or mobile payments. This convenience not only improves customer satisfaction but also helps streamline your operations, allowing you more time to focus on what matters most growing your business. Explore how Kraftcor can help you thrive. Visit us at 2960 Squirrel Tail Hollow Rd, Hawesville, KY 42348 or call us at 270-927-8293 for more information about our business banking services.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we aim to create opportunities for all local businesses in Hawesville, KY. We are dedicated to providing flexible financing solutions tailored to meet the diverse needs of our community.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options come with competitive rates that help you get behind the wheel without breaking the bank. Picture driving away in your new vehicle while knowing you've secured an affordable monthly payment tailored to fit your budget.

Business Banking Solutions

If you're a business owner, we've got you covered too! Our business banking services, including merchant services and business loans, are designed to support local enterprises. Whether you're looking to streamline transactions or expand operations, we provide tools that empower your business growth.

Convenient Access with Drive-Thru Services

For those quick transactions, our branch offers basic drive-thru banking for deposits, withdrawals, and other simple transactions. You don't have to step out of your vehicle just drive up and let us take care of the rest! At Kraftcor Federal Credit Union located at 2960 Squirrel Tail Hollow Rd, Hawesville KY 42348, we're committed to making banking easy and accessible for everyone in the community. If you have any questions or want to learn more about how we can assist you financially, don't hesitate to reach out at 270-927-8293. Ready to take the next step? Visit us online at Kraftcor or come by our branch today! We're excited to serve you!

Credit Cards with Rewards

Our credit cards with rewards make everyday purchases more rewarding! Earn points on every dollar spent, which can be redeemed for exciting perks like travel or merchandise. It's like getting paid for shopping!

Mortgage Loans & Refinancing

For those ready to invest in their future with a home purchase, our mortgage loans and refinancing options are designed with you in mind. We offer various plans to help first-time homebuyers navigate the process smoothly. If you're already a homeowner considering refinancing, our team can guide you through potential savings on your existing loan.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why we provide personal banking services such as checking and savings accounts that make it easier for you to budget and save. Imagine being able to track your spending effortlessly through our online and mobile banking platforms. With just a few taps, you can check balances, transfer funds, and even set up alerts to keep your finances in check.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We aim to help ease financial burdens by providing flexible loan options that can consolidate high-interest debts into manageable payments.

Digital & Online Banking

Key Features

Our online banking includes handy features like person-to-person transfers, allowing you to send money to friends and family instantly. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. You can say goodbye to printing and mailing forms everything is done digitally. For those who prefer a paperless approach, e-statements are available, helping you keep track of your financial activity without clutter. And if you're always on the move, our mobile application provides the same level of service right in your pocket. You can manage your accounts with just a few taps perfect for busy lifestyles!

Security and Accessibility

Your security is our priority. We employ robust measures to protect your personal information while ensuring ease of use. With features like electronic signature authorization and real-time monitoring, you can rest easy knowing that your data is safe. In today's fast-paced world, having access to quick and efficient banking options is essential. At Kraftcor, we're committed to providing you with all the tools necessary for effective account management at your fingertips. Visit us today at https://kraftcorfcu.org/ and explore how our digital banking services can enhance your financial experience!

Financial Strength

A Committed Team

We take pride in having 4 full-time employees who are always ready to serve you with a knowledgeable and committed team. Our staff is dedicated to providing personalized service tailored to your needs.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Total Share and Deposit Accounts: 2,251, showing a strong and growing member base that trusts us with their finances. This reflects our commitment to fostering lasting relationships with our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kraftcor is your trusted partner. Visit us at 2960 Squirrel Tail Hollow Rd Hawesville Ky 42348 or call 270-927-8293 to learn more about how we can help you achieve your financial goals.

Investing in Growth

With $937,559 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means that every dollar you deposit helps us enhance our services for you.

Member-Centric Savings

Members' savings are secured through $1,307,674 in share certificates, offering stable and rewarding financial growth opportunities. This commitment ensures that your deposits are not just safe but also working hard for you.

Strong Financial Position

With a net worth of $1,105,765, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 784% demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. With $3,852 in used auto loans and a total of $7,503,529 in loans and leases, we are here to help you finance what matters most to you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,994,397 in used vehicle loans and $838,575 in new vehicle loans already helping members get on the road. We offer financing options that make it easy to drive away in your dream car without breaking the bank.

Credit Lines

If you need extra cash flow for unexpected expenses or planned purchases, our total credit lines amounting to $300,000 can provide the flexibility you need. These lines are designed for convenience and peace of mind when facing unforeseen costs. At Kraftcor, we believe in empowering our members through accessible lending solutions. If you're interested in refinancing options or want to learn more about eligibility criteria for our loan products, please feel free to reach out. You can contact us at (270) 927-8293 or visit us at 2960 Squirrel Tail Hollow Rd Hawesville Ky 42348. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Kraftcor can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $587,351, make buying or refinancing simple. We have various mortgage products designed to meet different needs whether you're purchasing your first home or refinancing an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $150,388 in loans helping members manage their finances effectively. This option can be ideal for those who want a credit line without having to secure it against other assets.

Loan Aggregator

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Kraftcor