Knoxville TVA Employees Credit Union Sevierville TN | Low Mortgage Rates & Business Banking

Introduction

Welcome to Knoxville Tva Employees, your trusted credit union located at 1037 Middle Creek Rd, Sevierville, TN 37862. Established in 1934, we have proudly served our community for nearly nine decades, helping over 285,151 members achieve their financial goals. With total assets of $4,597,875,929 and a strong commitment to member satisfaction, we strive to provide personalized banking solutions tailored to your needs. At Knoxville Tva Employees, we understand the importance of reliable financial services. Our dedicated team works hard to ensure that you have access to everything from checking and savings accounts to auto loans and mortgages. As of now, our total deposits stand at $638,126,989, showcasing the trust our members place in us. We also maintain a robust cash reserve of $17,619,303, ensuring we can meet your needs efficiently. Led by our experienced CEO, Lynn Summers, and Board President Tom Heffernan, our team is committed to fostering a welcoming environment where members feel valued and understood. Whether you're visiting us for a loan or simply seeking advice on managing your finances, we're here to help every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 1037 Middle Creek Rd, Sevierville, TN 37862-2940. We invite you to discover the difference that comes with being part of a community-focused credit union. For more information about our services or to speak with one of our friendly representatives, don't hesitate to reach out at 865-544-5400 or explore our website at tvacreditunion.com. Join us today and let us support you on your financial journey!

Branch History & Mission

Community Focus

At Knoxville Tva Employees, we're more than just a credit union; we're part of your community. Our team is committed to creating an inclusive atmosphere where every member feels valued and heard. Whether it's through financial education workshops or direct support during challenging times, we are here for you. As we look towards the future, we invite you to join us on this exciting journey. Discover how becoming a member of Knoxville Tva Employees can help you achieve your financial goals while making a difference in our shared community. Together, let's build a brighter future! For more information about our services or how you can become part of our growing family, please call us at (865) 544-5400 or visit our website at https://www.tvacreditunion.com/.

Our Journey

The journey of Knoxville Tva Employees began with a simple yet powerful mission: to provide accessible financial services to everyone in our community. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. With total assets now exceeding $4,597,875,929, we have continually adapted to meet the changing needs of our members while maintaining the core values that define us. We are proud to say that our growth has been fueled by strong relationships with our members and an active presence in the community. We strive not only to provide financial products but also to engage with local initiatives and organizations that uplift those around us. Through partnerships and outreach programs, we aim to make a positive impact on the lives of individuals and families in Sevierville.

Our Mission

Our mission at Knoxville Tva Employees is clear: We are dedicated to empowering our members through superior financial services while fostering a supportive environment for personal and community growth. We believe that when our members succeed, we all succeed. This commitment drives us to offer tailored solutions that fit each member's unique situation, whether they are saving for their first home or looking for ways to grow their business. While members can visit us at 1037 Middle Creek Rd Sevierville Tn 37862, official correspondence should be sent to 1037 Middle Creek Rd, Sevierville, TN 37862-2940. Our operating hours make it easy for you to connect with us visit us during lobby hours from 9:00 AM to 5:00 PM Monday through Thursday, or until 6:00 PM on Fridays. For those on the go, we also provide convenient drive-thru banking and ATM services.

Branch Location & Accessibility

Welcome to the Sevierville branch of Knoxville TVA Employees Credit Union, conveniently located at 1037 Middle Creek Rd, Sevierville, TN 37862. Our location is easily accessible and nestled near popular spots like the Sevierville Convention Center and the Great Smoky Mountains, making it a perfect stop for both locals and visitors alike. At our branch, we take pride in ensuring that your banking experience is as smooth as possible. We offer ample parking right by the entrance, along with ADA-compliant accessibility features such as ramps for anyone who may need assistance. Whether you're stopping by for a quick transaction or to discuss your financial needs, our friendly team is here to help. Our operating hours are designed to accommodate your busy schedule. You can visit us in the lobby Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. If you're pressed for time, our drive-thru service is available Monday through Thursday from 8:30 AM to 5:00 PM and until 6:00 PM on Fridays, allowing you to conduct basic transactions without ever leaving your car. In addition to personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, we also provide ATM access for quick cash withdrawals and balance checks. With our commitment to customer service and convenience, you'll find everything you need right here. While members can visit us at 1037 Middle Creek Rd Sevierville Tn 37862, official correspondence should be sent to 1037 Middle Creek Rd, Sevierville, TN 37862-2940. If you have any questions or need assistance, don't hesitate to call us at (865) 544-5400. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Knoxville Tva Employees is like joining a family where your financial well-being is our top priority. If you live, work, or worship in the Sevierville area, you are likely eligible to join us! We welcome individuals who share our values and commitment to community, making it easy for you to access all the benefits we offer. With services ranging from personal banking to auto loans, membership opens the door to exclusive advantages designed just for you. To learn more about the specific eligibility criteria, feel free to visit our detailed page at . Opening an account with us is straightforward and welcoming. You can easily start your journey towards better banking by contacting us at (865) 544-5400 or visiting us at our branch located at 1037 Middle Creek Rd Sevierville Tn 37862. We're excited to help you take this step towards being part of our supportive community!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine having the tools you need to process payments quickly and efficiently. Our merchant services allow you to accept various payment methods, ensuring your customers have a smooth shopping experience. This not only enhances customer satisfaction but also helps increase sales. Located at 1037 Middle Creek Rd Sevierville Tn 37862 in Sevierville, TN, we're dedicated to being your partner in success. Reach out today at (865) 544-5400 to discover how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car. We understand that purchasing a car can be overwhelming, so we provide competitive rates and flexible terms to fit your budget. Plus, our quick approval process means you'll spend less time waiting and more time enjoying your new ride.

Business Banking Services

We also cater to local businesses through our business banking services. From merchant services that streamline payment processing to business loans designed for growth, we're committed to helping entrepreneurs succeed. Our team understands the unique challenges faced by businesses in Sevierville, and we're here to support you.

Credit Cards with Rewards

Don't forget about our credit cards featuring rewards programs! These cards allow you to earn points on everyday purchases, which can be redeemed for exciting rewards like travel or cash back. It's an excellent way to make your spending work for you.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why at Knoxville Tva Employees, we provide online and mobile banking services that let you manage your accounts anytime, anywhere. You can easily pay bills, transfer funds between accounts, and even deposit checks right from your smartphone. Whether you prefer traditional banking methods like visiting our drive-thru or using our ATMs for cash withdrawals and balance checks, we've got both options available at Sevierville. Our lobby hours are set up for your convenience: open Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm. With all these services designed with you in mind, we invite you to visit us or give us a call at (865) 544-5400. At Knoxville Tva Employees, we're here not just as your credit union but as partners in achieving your financial goals!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to help you secure the best possible deal. Whether you're a first-time homebuyer or looking to lower your monthly payments, our experienced team is here to guide you every step of the way.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to help you manage your day-to-day finances. Imagine opening a new checking account that not only simplifies your transactions but also earns you interest! Our savings accounts are perfect for building an emergency fund or saving for that special vacation.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation services. Whether it's for medical bills, home repairs, or other financial needs, our personal loans can provide you with the cash you need quickly. Additionally, if you're struggling with multiple debts, our debt consolidation options can simplify your payments and possibly save you money on interest.

Digital & Online Banking

Accessibility and Ease of Use

Our mobile payments feature lets you make purchases directly from your device, making shopping easier than ever. You can also download our mobile application for an enhanced experience everything is right at your fingertips! Managing your accounts has never been so straightforward. With real-time access and 24/7 online banking services, you have control over your finances whenever you need it. The combination of convenience and advanced security measures means you can bank with confidence at Knoxville Tva Employees. Explore all these features and more by visiting us online at https://www.tvacreditunion.com/. Join us today and take advantage of the many ways we make banking work for you!

Key Features

With our online banking services, you can access your accounts 24/7. Check your balance, transfer funds, and pay bills all from the comfort of your home or through our user-friendly mobile application. Plus, if you prefer going paperless, you can opt for e-statements to keep track of your transactions without cluttering your mailbox. Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends or family with just a few taps on your phone. And if you're worried about security, rest assured that our electronic signature authorization ensures that your transactions are safe and secure.

Financial Strength

Growing Membership Base

Total Share Accounts stand at an impressive 644,456, showcasing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (funds available for lending and investments) amount to $75,040,666, further highlighting our commitment to member service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Knoxville Tva Employees is your trusted partner. Visit us at 1037 Middle Creek Rd Sevierville Tn 37862 or call 865-544-5400 to learn more about how we can help you achieve your financial goals.

Investing Back into Services

With $398,076,620 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well with $15,471 in used auto loans and total loans and leases amounting to $3,789,339,338, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $47,478,629 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Position

With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We encourage our members to explore refinancing options as well. If you're interested in adjusting your existing loan terms for better rates or conditions, our team is ready to assist you with eligibility options tailored to your situation. Our commitment is not just about offering loans but ensuring that each member feels supported throughout their financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan products or to discuss how we can help you meet your financial goals, please reach out to us at 865-544-5400 or visit us at our branch located at 1037 Middle Creek Rd Sevierville Tn 37862. We're here for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure that you can find a payment plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $319,790,548 provide the capital needed to grow and expand your business. We understand the demands of running a business and are here to help you succeed with tailored lending solutions.

Credit Cards and Personal Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $111,141,419 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $146,677,401, providing the financial support you need to turn your dream of owning a home into a reality.

Loan Aggregator

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