Knoxville TVA Employees Credit Union Lenoir City TN | Affordable Auto Loans & Online Banking

Introduction

Welcome to Knoxville TVA Employees Credit Union at 455 Market Dr, Lenoir City, TN 37771. Since our establishment in 1934, we have been dedicated to serving our community with trusted financial solutions tailored to meet your needs. With over 285,000 members, we pride ourselves on being more than just a credit union; we're a partner in your financial journey. Our commitment to excellence is reflected in our impressive total assets of $4,597,875,929 and total deposits reaching $638,126,989. We understand the importance of security and growth for your finances, which is why our net worth stands strong at $455,296,698, ensuring stability for all our members. At Knoxville TVA Employees Credit Union, we believe in empowering you through choice. Whether you're seeking an auto loan from our total loans portfolio of 167,600, exploring mortgage options, or interested in personalized banking services including credit cards with rewards and business loans, we are here to guide you every step of the way. Our team of dedicated professionals is led by CEO Lynn Summers and Board President Tom Heffernan, who work tirelessly to ensure that our values of trust and integrity resonate throughout every aspect of our service. We employ 653 talented individuals who are eager to assist you with any financial inquiries. While members can visit us at our branch location, official correspondence should be sent to the same address: 455 Market Dr, Lenoir City, TN 37771-6482. If you need assistance or have questions about your account, please don't hesitate to reach out by calling us at 865-544-5400 or via fax at 865-544-5427. Join us today and discover how Knoxville TVA Employees Credit Union can support you with a range of personal banking services that cater to both individual and business needs. Explore more about what we offer by visiting us online at tvacreditunion.com. Your financial future starts here!

Branch History & Mission

Community Focus

We recognize that being part of a community means more than just offering services; it means being engaged and responsive to the needs around us. That's why we actively participate in various initiatives aimed at uplifting our neighborhoods and fostering financial literacy among residents. With a team of dedicated professionals led by CEO Lynn Summers and supported by a passionate board under President Tom Heffernan, we ensure that every decision aligns with our core values of integrity and service.

Join Us!

We invite you to experience the difference at Knoxville Tva Employees. Visit us during our operating hours Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 8:30 AM to 12:30 PM or give us a call at (865) 544-5400. Discover how we can help you achieve your financial goals while becoming part of a community-driven credit union that truly cares about you!

Our Journey

Since our opening, we have dedicated ourselves to providing exceptional financial services while building strong ties within our community. With total assets now exceeding $4,597,875,929, we are proud to support local families and businesses through various offerings, including personal banking, auto loans, mortgage financing, and business services. As we grew, so did our commitment to adapt and innovate. We embrace technology with features like online banking, mobile payments, and electronic signatures, ensuring that our members enjoy convenient access to their finances anytime, anywhere. We also maintain compliance with ADA standards so that everyone can easily use our services.

Our Mission

At Knoxville Tva Employees, our mission is simple yet powerful: to enhance the financial well-being of our members while supporting the communities we serve. We strive not just to provide excellent banking services but also to make a positive impact through outreach programs and partnerships. Whether it's organizing local events or providing financial education resources, we believe in giving back. For official correspondence, please note that while you can visit us at 455 Market Dr Lenoir City Tn 37771, all mail should be directed to 455 Market Dr, Lenoir City, TN 37771-6482 if different.

Branch Location & Accessibility

Convenient Access and Parking

At our Lenoir City location, we prioritize accessibility for all members. The branch features ADA-compliant entrances and ample parking space right outside. You won't have to worry about long walks or steep ramps; we strive to make your visit as smooth as possible.

Join Us Today!

Whether you're new to the area or a longtime resident of Lenoir City, we invite you to stop by Knoxville TVA Employees Credit Union. Our friendly staff is ready to assist you with any questions or services you may need. Call us at 865-544-5400 or drop in during our operating hours we can't wait to meet you!

Operating Hours That Fit Your Schedule

We know how busy life can get, which is why we're open during convenient hours. Our lobby welcomes you from 9:00 AM to 5:00 PM Monday through Thursday and stays open until 6:00 PM on Fridays. Need assistance on Saturday? We're here from 8:30 AM until 12:30 PM to help you with your banking needs.

Services Designed for You

When you visit our branch, you're not just stepping into a bank; you're entering a community hub offering various services tailored for both personal and business needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle perfect for those on the go! And if you prefer using an ATM, we've got one available right here at the branch for easy cash withdrawals and balance checks.

Member Eligibility

Becoming a member of Knoxville Tva Employees is like joining a family that truly cares about your financial well-being. To be eligible, you simply need to live, work, worship, or attend school in the areas we serve. It's as easy as that! Whether you're looking for a supportive place to manage your savings or a partner for your lending needs, we welcome everyone with open arms. You can find more detailed information on our eligibility criteria by visiting . Opening an account with us is straightforward and convenient. All it takes is a quick visit to our branch at 455 Market Dr Lenoir City Tn 37771, or you can reach out to us at (865) 544-5400 if you have any questions. We're here to help make your transition into membership as smooth as possible, so don't hesitate to contact us for guidance. Join us today and experience the many benefits of being part of the Knoxville Tva Employees community!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly whether your customers are shopping in-store or online. Our solutions allow you to focus on what matters most growing your business while we handle the transactions. Visit us at 455 Market Dr Lenoir City Tn 37771, Lenoir City, TN or call us at (865) 544-5400 to learn how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Accessibility Made Easy

We also provide basic drive-thru banking for simple transactions such as deposits and withdrawals. If you prefer self-service options, our ATMs allow for quick cash access and balance checks without stepping inside. At Knoxville Tva Employees, we're proud of the wide range of services we offer that cater to both personal and business needs. We invite you to visit us at 455 Market Dr Lenoir City Tn 37771 or give us a call at (865) 544-5400 to learn more about how we can assist you in achieving your financial goals. Let us be your trusted partner on this journey!

Borrowing Options for Every Need

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can find relief without the stress. Whether you need funds for a major purchase or want to consolidate existing debts into one manageable payment, we're here to help.

Business Banking Support

For our local business owners, we offer specialized business banking services, including merchant services and business loans. We know how important it is for businesses to have reliable financial support, so we strive to provide solutions that promote growth and success.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why Knoxville Tva Employees offers robust online and mobile banking features. With these tools at your fingertips, you can check balances, transfer money, pay bills, and even make person-to-person payments anytime, anywhere. Plus, our ATM services ensure that cash withdrawal is just a few taps away.

Home Financing Made Simple

When it comes to homeownership, we understand that it can be a daunting process. That's why we provide mortgage loans and refinancing solutions that simplify your journey. Our knowledgeable team is here to guide you through every step, ensuring you find the best loan option that fits your budget.

Personal Banking Solutions

For those looking to manage their daily finances, we offer a variety of personal banking options. Our checking and savings accounts are designed with your needs in mind, allowing you to easily access your funds while earning interest. If you're planning to purchase a new car or refinance your current vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms tailored just for you.

Rewards with Every Purchase

Our credit cards with rewards program allows you to earn points on everyday purchases. Imagine getting cash back or travel rewards just by using your credit card it's an easy way to make the most out of your spending!

Digital & Online Banking

Enhanced Accessibility

Want to send money to a friend or family member quickly? Our person-to-person transfer feature allows you to send funds in seconds, making it easier than ever to share expenses or help someone out when they need it most. And if you're a fan of mobile payments, you'll love how simple it is to pay with just your phone. At Knoxville Tva Employees, we believe banking should be accessible and straightforward. That's why we've equipped our members with tools that promote real-time account management and foster financial wellness. Join us today and experience how easy banking can be!

Key Features

With our online banking services available at https://www.tvacreditunion.com/, you can easily access your accounts 24/7. Need to check your balance? Make a transfer? Pay bills? You can do it all with just a few clicks. Plus, for those who prefer managing finances from their smartphones, our user-friendly mobile application ensures that you stay connected wherever life takes you. Security is a top priority for us. Our electronic signature authorization feature makes signing documents easier while keeping your information safe. You can also opt for e-statements, which not only reduce paper clutter but also offer instant access to your financial records no more waiting for the mail!

Financial Strength

A Solid Foundation

With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Community Trust

With a total of 644,456 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $75,040,666, showcasing our ability to support our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Knoxville Tva Employees is your trusted partner. Visit us at 455 Market Dr Lenoir City TN 37771 or call us at 865-544-5400 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $398,076,620 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $15,471 in used auto loans and an impressive $3,789,339,338 in total loans and leases.

Members' Savings Matter

Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $47,478,629 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 625 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, making it easy for you to drive off with the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $319,790,548 provide the capital needed to grow and expand. Whether you're starting a new venture or need funding for an existing business, our team is ready to assist you. We also offer refinancing options across various loan types, allowing you to adjust your loan terms as your financial situation changes. If you're curious about eligibility or want more information on how our loan products can benefit you, don't hesitate to reach out. You can find us at 455 Market Dr Lenoir City Tn 37771, Lenoir City, TN. For any questions or assistance, feel free to call us at (865) 544-5400. We're here to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,677,401, make buying or refinancing simple. We understand how important it is to have a place you can call home, and our mortgage specialists are here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $111,141,419 in loans helping members manage their finances effectively. With features like rewards programs and no annual fees, our credit cards are designed to help you make the most of your money.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers when they compare loan options.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which helps maintain transparency throughout the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, so users can make informed choices without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and choose the most suitable loans for their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform can be in helping individuals save money. If you're looking for the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh and find the best rates available. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.