Knoxville TVA Employees Credit Union Knoxville TN | Top Checking & Quick Auto Loans

Introduction

Welcome to Knoxville Tva Employees, your trusted partner in financial well-being, located at 11490 Parkside Dr, Knoxville, TN 37934. Since our establishment in 1934, we have proudly served our community and built a solid reputation for reliability and dedication. With over 285,151 members benefiting from our services, we remain committed to providing personalized banking solutions tailored to meet your needs. At Knoxville Tva Employees, we understand that financial matters can be complex. That's why we offer an array of services including personal banking, auto loans, mortgage financing, and business loans. Our total assets amount to an impressive $4,597,875,929, with total deposits reaching $638,126,989. This robust financial standing allows us to support our members effectively and sustainably. Under the leadership of our CEO, Lynn Summers, and Board President Tom Heffernan, we strive to create a welcoming environment where members feel valued. Our dedicated team of 653 employees is here to assist you every step of the way. We pride ourselves on being more than just a credit union; we are a community-focused institution committed to enhancing the lives of those we serve. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 11490 Parkside Dr, Knoxville, TN 37934-1973. To learn more about how we can help you achieve your financial goals or to explore membership options, please don't hesitate to reach out! Call us today at 865-544-5630 or visit our website at tvacreditunion.com. Your journey toward financial empowerment starts here!

Branch History & Mission

At Knoxville Tva Employees, we take pride in our rich history and unwavering commitment to our community. Since opening our doors in 1934, we've grown from a small group of dedicated members into a thriving credit union that now serves over 285,000 individuals across the region. Our branch, located at 11490 Parkside Dr, Knoxville, TN 37934, has been a cornerstone for financial support and guidance for families and businesses alike. Over the decades, we have witnessed significant changes in the financial landscape, yet our core mission has remained steadfast: to provide exceptional financial services while fostering a strong sense of community. We aim to empower our members by offering a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. As of today, we proudly manage total assets exceeding $4.5 billion. Our mission is clear: we are here to improve the financial well-being of our members while actively contributing to the communities we serve. This dedication drives us to offer not just products and services but also support through various community outreach programs and partnerships that uplift those around us. In today's fast-paced world, we understand the importance of convenience and accessibility. That's why we've integrated modern digital advancements into our offerings. From online banking and mobile payments to e-statements and person-to-person transfers, we're committed to making banking easier for you. Additionally, with ADA compliance in mind, we ensure that all members can access our services without barriers. While members can visit us at 11490 Parkside Dr for all their banking needs whether through our drive-thru service or ATM we also welcome official correspondence at the same address (PO Box 37934-1973). Our operating hours are designed for your convenience: Monday through Friday from 10:00 am to 8:00 pm and Saturday from 8:30 am to 12:30 pm (drive-thru only). As Knoxville Tva Employees continues to grow alongside its members, we invite you to join us on this journey. Experience firsthand the benefits of being part of a community-focused credit union where your financial health matters most. Reach out today at 865-544-5630 or explore more about our services at tvacreditunion.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call Us Anytime

If you have questions or need assistance, don't hesitate to reach out! You can contact us at 865-544-5630. Our dedicated staff is always ready to help with whatever you might need. So why wait? Stop by our Turkey Creek branch today and experience the friendly service that Knoxville TVA Employees Credit Union is known for! We look forward to welcoming you!

Easy Access and Friendly Features

At our Turkey Creek branch, we prioritize accessibility for all members. The facility is ADA compliant, featuring ramps and easy access points to ensure that everyone can visit us comfortably. Parking is plentiful, making it hassle-free to drop by for any of your banking needs. We're proud to offer a variety of services tailored to fit your lifestyle. You can take care of personal banking with checking and savings accounts or explore options for auto loans and mortgages. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle, perfect for those on the go!

Operating Hours That Fit Your Schedule

Our friendly team is here to assist you during our extended hours: Monday through Friday from 10:00 am to 8:00 pm and Saturday from 8:30 am to 12:30 pm (drive-thru only). We understand that life can be busy, so we strive to be available when you need us most.

Member Eligibility

At Knoxville Tva Employees, we believe that becoming a member is like joining a close-knit family where you can feel supported and valued. If you're curious about how to join us, you'll be pleased to know that eligibility is quite straightforward. Our membership is open to anyone who lives, works, worships, or attends school in the Knoxville area. This inclusive approach means that if you have a connection to our community, you're likely eligible to enjoy all the benefits we offer. From competitive loan rates to personalized service, being a member at Knoxville Tva Employees opens up a world of opportunities tailored just for you. Ready to take the next step? Opening an account with us is easy! You can find more detailed information about the eligibility criteria by visiting this link. If you have any questions or need assistance, don't hesitate to reach out at (865) 544-5630. We're excited to welcome you into our growing family at Knoxville Tva Employees, located at 11490 Parkside Dr Knoxville Tn 37934!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most your business. Imagine being able to accept payments effortlessly, whether at a physical location or online. Our services ensure that transactions are smooth and secure, giving you peace of mind while enhancing customer satisfaction. Located conveniently at 11490 Parkside Dr Knoxville Tn 37934 in Knoxville, TN, we are here to empower your business every step of the way. Let's work together to turn your goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We know convenience matters. That's why we provide access to ATMs for quick cash withdrawals and balance checks without any hassle. And if you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our drive-thru banking offers a quick solution. At Knoxville Tva Employees, we strive to make banking easier and more accessible for everyone. Our team is here to guide you through every step of the way. If you have questions or want to learn more about any of our services, feel free to call us at (865) 544-5630. Come visit us today or explore our website at Turkey Creek for more information!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans offer competitive rates and flexible terms, making it easier for you to drive away in your dream vehicle. We understand how important reliable transportation is, which is why we work with you to find financing that fits your budget.

Business Banking

For our business members, we offer various services including merchant services and business loans aimed at helping your company thrive. We believe in supporting local businesses because when they succeed, the entire community benefits.

Mortgage Loans & Refinancing

If you're ready to buy a home or refinance your current mortgage, we've got you covered. Our mortgage loans are designed with your goals in mind whether it's securing a lower interest rate or finding the perfect home loan package that suits your needs.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your money effectively. Imagine having easy access to your funds anytime through our online and mobile banking options. You can check balances, transfer money, and pay bills from the comfort of your home or on the go. Plus, our credit cards come with rewards that add value to every purchase you make.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, but with our personal loans, you can tackle those financial surprises head-on. Additionally, if managing multiple debts feels overwhelming, consider our debt consolidation options that simplify payments and reduce stress.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.tvacreditunion.com/, you can enjoy 24/7 access to your accounts. Whether you're checking your balance or reviewing recent transactions, everything is right at your fingertips. Plus, our mobile application enhances this convenience even further, allowing you to manage your finances on the go. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick no need for cash or checks. You can also take advantage of electronic signature authorization for a hassle-free way to approve documents securely.

Security and Ease-of-Use

We prioritize your security while ensuring our services are user-friendly. Our online banking system incorporates advanced security measures so you can feel safe accessing your accounts from anywhere. Additionally, e-statements are available for those who prefer going paperless, giving you a clearer view of your financial activities without clutter. Our mobile payments feature allows you to make purchases effortlessly with just your smartphone, adding another layer of convenience to your daily transactions. At Knoxville Tva Employees, we're committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Experience the future of banking today by visiting us online or downloading our mobile app!

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our net income of $47,478,629, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Focused on Growth

With $398,076,620 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $15,471 in used auto loans and a total of $3,789,339,338 in loans and leases available.

Secure Member Savings

Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

Total Share Accounts: 644,456, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $75,040,666. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Knoxville Tva Employees is your trusted partner. Visit us at 11490 Parkside Dr Knoxville TN 37934 or call 865-544-5630 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find the right loan that fits your budget.

Credit Lines

For those looking for additional flexibility in managing expenses or unexpected costs, our total credit lines amount to $758,335,935. This option allows you easy access to funds when you need them most without the hassle of applying for a separate loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $146,677,401, ensuring that our members have access to affordable housing solutions. Whether you are a first-time homebuyer or looking to refinance your current mortgage, our dedicated team is here to assist you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various lending products, we invite you to speak with our knowledgeable staff. They can help guide you through the process and determine what options may be available based on your individual circumstances. For more information on how we can help you with your borrowing needs or if you have questions about eligibility and application processes, please don't hesitate to contact us at 865-544-5630 or visit us at 11490 Parkside Dr., Knoxville TN 37934. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let Knoxville Tva Employees be your partner in achieving financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $111,141,419 in loans helping members manage their finances effectively. These cards provide an excellent way for you to build credit while enjoying rewards and benefits tailored to your lifestyle.

Loan Aggregator

Ensuring Accurate Loan Comparisons

LendMesh takes accuracy seriously. Loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified information ensures that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and trust in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make informed choices. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to assess options quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can positively impact users' financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.