Knoxville TVA Employees Credit Union Knoxville TN | Low Mortgage Rates & Rewards Credit Cards

Introduction

Welcome to Knoxville Tva Employees, your trusted financial partner located at 7210 Chapman Hwy, Knoxville, TN 37920. Established in 1934, we take pride in serving over 285,151 members with a range of banking services designed to meet your personal and business needs. With total assets of $4,597,875,929 and deposits totaling $638,126,989, our commitment to financial stability is unwavering. Under the leadership of CEO Lynn Summers and Board President Tom Heffernan, our dedicated team of 653 employees works tirelessly to provide exceptional service and support. Whether you're looking for checking and savings accounts, auto loans, or business financing solutions, we are here to guide you every step of the way. While members can visit us at our branch location on Chapman Highway, official correspondence should be sent to the same address: 7210 Chapman Hwy, Knoxville, TN 37920-6610. At Knoxville Tva Employees Credit Union, we understand that each member's journey is unique. That's why we focus on building strong relationships within our community while ensuring that your financial goals are met with personalized care. We boast a robust loan portfolio with 167,600 loans and leases issued to help you achieve your dreams. Ready to take the next step? Visit us online at tvacreditunion.com or give us a call at 865-544-5400. Join us today and experience the difference that comes with being a member of Knoxville Tva Employees Credit Union!

Branch History & Mission

Commitment to Innovation

As times change, so do we. At Knoxville Tva Employees, we embrace digital advancements while ensuring accessibility for everyone. Our services include online banking, mobile payments, and e-statements all designed with your convenience in mind. With ADA compliance as a priority, we ensure that all members can engage with us easily. Additionally, our drive-thru service offers efficient banking options without compromising on quality. For those who prefer ATM transactions, rest assured that we provide round-the-clock access to your funds.

Join Us Today

We invite you to become part of the Knoxville Tva Employees family. Experience firsthand the dedication we have towards helping you achieve your financial goals while being an active member of your community. Whether you're looking for a new bank or simply need advice on financial matters, reach out to us at 865-544-5400 or visit our website at tvacreditunion.com. Let's build a brighter financial future together!

Our Mission

At Knoxville Tva Employees, our mission goes beyond just providing financial services. We aim to empower our members with tools and resources that foster financial wellness and growth. Our vision is rooted in creating a supportive environment where everyone can thrive. We are dedicated to offering competitive rates on personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We believe in giving back to the community that supports us. Our outreach initiatives focus on strengthening local partnerships and making a positive impact through various programs and events. By investing in education and community development, we strive to uplift those around us and create opportunities for all.

Branch Location & Accessibility

Connect With Us

If you have any questions or want more information about our services, feel free to call us at (865) 544-5400. Our friendly staff is ready to assist you! We invite you to visit us at Knoxville Tva Employees today your trusted partner in financial wellness right here in Knoxville.

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is just a stone's throw away from essential community landmarks, making it a breeze to incorporate your banking visit into your daily routine. We pride ourselves on providing accessible services for everyone, including ADA-compliant features and convenient parking options. If you have any special accessibility needs, don't hesitate to reach out we're here to help!

Operating Hours and Services

At Knoxville Tva Employees, we understand that convenience matters. Our lobby hours are designed with your schedule in mind: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday mornings from 8:30 AM to 12:30 PM. Need assistance outside of these hours? Our drive-thru service offers flexibility with hours extending from 8:30 AM to 5:00 PM during the week and until 6:00 PM on Fridays. We offer a range of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking services. Plus, with our ATM available on-site, cash withdrawals and balance checks are quick and easy.

Member Eligibility

Joining the community at Knoxville Tva Employees is more than just opening an account; it's about becoming part of a caring family that values your financial well-being. At our branch located at 7210 Chapman Hwy Knoxville Tn 37920, we welcome anyone who shares a connection to the Knoxville area, including employees of specific companies and their families. We believe in making banking accessible, so whether you're looking for savings options or need assistance with loans, we're here for you. To find out more about eligibility requirements, feel free to visit our website at for the most up-to-date details. The process of becoming a member is straightforward and welcoming! Simply reach out to us at (865) 544-5400, and our friendly staff will guide you through the steps to open your account and start enjoying the many benefits we offer. With personalized service and a commitment to helping you succeed financially, choosing Knoxville Tva Employees means joining a community that cares. Don't hesitate explore your membership options today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a simple way to accept payments from your customers, whether they pay by card or mobile wallet. Our merchant services are tailored for businesses like yours, enabling you to focus on what you do best running your business. With tools that streamline payment processing, you can enhance customer satisfaction and improve cash flow. Visit us at 7210 Chapman Hwy Knoxville Tn 37920 in Knoxville, TN, or call us at (865) 544-5400 to learn how we can support your business goals today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM services available at various locations, withdrawing cash is quick and hassle-free. You can also perform balance checks at our ATMs for added convenience.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. We provide competitive rates and flexible terms that suit different budgets, making your dream car more attainable than ever.

Business Banking

If you're a business owner, our business banking services are designed to support your growth. From merchant services that simplify transactions to business loans that help fund new projects, we're here to empower your entrepreneurial journey.

Credit Cards with Rewards

For those who enjoy shopping or traveling, our credit cards come with rewards that add extra value to your spending. Earn points on everyday purchases and redeem them for exciting perks like travel discounts or cashback offers.

Drive-Thru Banking

For those busy days when time is tight but you still need banking services, our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle. At Knoxville Tva Employees, we strive to meet all your financial needs with friendly service and expert advice. To learn more about how we can assist you or to explore any specific service further, please don't hesitate to reach out at (865) 544-5400 or visit us online at South Knoxville. We look forward to serving you!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and our mortgage loans cater to first-time buyers and seasoned homeowners alike. If you're looking to refinance, we offer guidance and support throughout the process, helping you potentially lower your monthly payments or access cash for other needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer a variety of personal banking options, including checking and savings accounts that help you keep track of your money while earning interest. Whether you're saving for a vacation or managing day-to-day expenses, our accounts are designed with you in mind.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for medical bills or home repairs, we can help you consolidate debt into one manageable payment, making it easier to regain control over your finances.

Digital & Online Banking

Key Features

Our mobile application takes this convenience a step further. With features like mobile payments, making purchases and sending money has never been simpler. Plus, with person-to-person transfer capabilities, you can easily send money to friends and family in seconds no cash needed! Security is also a top priority for us. We offer electronic signature authorization so you can sign documents securely without any hassle. Additionally, e-statements are available to help you keep track of your transactions while reducing paper clutter.

Real-Time Management

The ease of real-time account management means you can stay on top of your finances effortlessly. You'll have the ability to monitor transactions, set alerts for specific activities, and manage multiple accounts seamlessly all from the comfort of your own device. Join us at Knoxville Tva Employees to explore how our digital and online banking services make financial management easier than ever. Your financial future is just a click away!

Financial Strength

Growing Membership Base

We're delighted to report a strong member base with a total of 644,456 share accounts, showcasing the trust placed in us by our community. Our available net shares (funds available for lending and investments) stand at $75,040,666, further reinforcing our capability to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Tva Employees is your trusted partner. Visit us at 7210 Chapman Hwy Knoxville Tn 37920 or call 865-544-5400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $47,478,629 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $398,076,620 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is significant with $15,471 in used auto loans and a total of $3,789,339,338 in loans and leases available to support members' financial goals across various sectors.

Solid Foundation

With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1014 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $319,790,548 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve cash flow, our team is here to support you every step of the way.

Credit Lines

If you need extra flexibility in managing your cash flow, consider our credit lines totaling $758,335,935. This option allows you to borrow what you need when you need it without the hassle of applying for multiple loans. Our dedicated team at Knoxville Tva Employees, located at 7210 Chapman Hwy Knoxville Tn 37920, Knoxville, TN, is here to assist you with any questions about our loan offerings. You can reach us at (865) 544-5400 during our operating hours: Drive Thru from 8:30 am 5:00 pm Monday through Thursday and 8:30 am 6:00 pm on Friday; Lobby hours are 9:00 am 5:00 pm Monday through Thursday and 9:00 am 6:00 pm on Friday, with Saturday hours from 8:30 am 12:30 pm. No matter what your financial situation looks like, we're committed to helping you find the right solution. Explore our loan products today and see how we can help!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,677,401, make buying or refinancing simple. We can guide you through various eligibility options and refinancing opportunities to suit your specific needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $111,141,419 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits that can enhance your purchasing power without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs. By relying on official sources, LendMesh delivers accurate and trustworthy information to help you make informed decisions.